Fintech Startups

OTR Solutions is a fintech company founded in 2011 that provides financial solutions—including fast pay, factoring, fuel savings, and capital—along with human account support for freight and trucking businesses. It serves owner-operators, fleets, and freight brokers in the trucking industry.

1 investor

OTSO Markets is an online CFD broker offering trading in forex, metals, energy, indices and cryptocurrencies through the MetaTrader 4 and MetaTrader 5 platforms. It serves retail and professional traders with Standard and ECN account types, leverage up to 1:1000, and local funding options for Southeast Asian traders.

1 investor

Otto is a personal finance app for New Zealand consumers that gamifies money management through challenges, streaks, and rewards to help users manage debt, savings, and financial goals. The app aggregates financial accounts into a unified view and encourages sustainable financial habits.

1 investor

OuiTrust is a financial services platform offering money management, multi-currency accounts, card issuing, payment processing, and international payments services. It serves businesses globally and operates as an electronic money institution regulated by the French Central Bank (ACPR), UK FCA, and Hong Kong authorities.

1 investor

Ourboro is a real estate investment platform that offers shared equity co-ownership in owner-occupied residential homes across Ontario, Canada, enabling Canadian families to purchase homes while providing investors with mortgage-leveraged returns without landlord or property management obligations. The firm targets pension funds, family offices, and private investors seeking stable, downside-protected residential real estate exposure.

1 investor

Pass offers digital banking through a mobile app, providing personal accounts for everyday saving, sending, and spending, as well as business accounts that handle payments, payroll, and expense management. It serves both individuals and businesses ranging from startups to large enterprises.

1 investor

Outcome builds an AI platform that treats data as an operating system to deliver real-time impact intelligence, offering early warning systems, scenario modeling, and predictive insights. It serves businesses and governments to help them manage environmental, health, and national security risks, with roots in sustainable finance.

1 investor

Outpay provides handheld payment devices and a mobile ordering system for restaurants and bars, letting guests view, split, and pay checks table-side via credit card, Apple Pay, Google Pay, or room charge. It integrates with major POS systems, guarantees tabs against walkouts, and captures guest data for loyalty programs.

1 investor

Outpost provides merchant-of-record infrastructure through an API suite that handles payments, tax, and customs for companies selling cross-border. It acts as the registered local seller and taxpayer of record across jurisdictions, managing tax calculation, filing, remittance, and audits so businesses can sell into new markets.

1 investor

Outseer provides an all-cause fraud prevention platform that combines behavioral, device, transaction, and intelligence signals in a unified risk engine to detect and stop unauthorized fraud and scams across the digital customer journey. It serves banks and financial institutions, offering fraud detection, 3-D Secure authentication, and threat takedown services.

1 investor

Steward is an AI-first platform that automates compliance onboarding and anti-money laundering processes for financial services firms, particularly in investment management, private wealth, and private banking. It uses AI agents to replace manual KYC analyst workflows, reducing onboarding timelines from days or weeks to minutes across complex jurisdictions.

1 investor

Oval Money is a financial trading platform that offers spread-betting and CFD (contract for difference) services to retail and professional clients in the UK and EU. The company facilitates trading on financial instruments through a secure platform with educational resources.

1 investor

Oversight provides AI-powered monitoring and auditing of corporate purchase card transactions, connecting P-Card activity with expense, procurement, and payment data to detect fraud, policy violations, and spend anomalies for finance teams.

1 investor

Overture AI is building Andrea, an AI assistant for financial advisors that prepares meeting briefs, captures notes, drafts follow-ups, and surfaces opportunities from a persistent memory across client interactions. The product is in a coming-soon stage with a waitlist for advisors.

1 investor

OVEX provides cross-border payments and foreign exchange for SMEs, multinational corporates, and financial institutions, using stablecoins as a settlement layer to convert and move funds across 16+ currency pairs. It offers treasury and liquidity APIs for real-time quotes, trade history, and fiat/digital-asset on- and off-ramps, focused on corridors across Africa, the UK, and the EU.

1 investor

Oviato provides an SDK for developers to create self-custody crypto wallets using device passkeys instead of seed phrases, with support across Bitcoin, EVM, Solana, and other chains. It also offers a chain-agnostic identity (Ovi ID) and drop-in USDC checkout for users and AI agents based on x402 and ERC-3009 standards.

1 investor

Oweesta is a Native Community Development Financial Institution (CDFI) intermediary that provides training, technical assistance, investments, research, and policy advocacy to Native CDFIs and tribal communities. The organization offers asset-building products and services including financial education and support for small business creation, homeownership, and education to stimulate reservation economies.

1 investor

Ownerhood is a Tel Aviv-based proptech platform that lets individuals buy fractional, legally registered shares in residential properties, earn rental income, and resell shares on its secondary market.

1 investor

OwnersCircle offers online tools that let small business owners search, compare, and apply for financing products from local banks and alternative lenders, including SBA, bank, and asset-based loans. The platform also provides access to funding consultants to guide owners through the financing process.

1 investor

OWNR operates a rent-to-own (lease-to-own) housing model in which it buys residential properties, renovates them, and leases them to occupants who can later purchase at a fixed price, with no broker fees and 10% of lease payments credited toward the purchase. It serves prospective homeowners as well as sellers and real estate agents, currently focusing on properties in the Berlin, Hamburg, and Frankfurt metropolitan regions of Germany.

1 investor

Oxane Partners provides technology and expert services to private credit investment firms, supporting strategies across direct lending, consumer and commercial finance, infrastructure, real estate, hard assets, and securitized products. Its "Platform x People" approach combines proprietary software with domain specialists for data, reporting, and portfolio management workflows.

1 investor

Oxbury is a fully regulated bank dedicated exclusively to serving the UK rural economy and farmers, offering long-term loans, mortgages, and cashflow products. The bank employs relationship managers with agricultural expertise to provide farming-focused banking and financial advisory services.

1 investor

Oxford Investment Opportunity Network (OION) is a business angel network that connects investors with early-stage, high-growth UK companies eligible for EIS or SEIS tax relief. The network facilitates pre-screened investment opportunities across sectors including deep tech, AI, life sciences, and clean tech, with typical deal sizes between £100,000 and £2,000,000.

1 investor

Oyen is a digital-first insurance platform that offers pet insurance to Malaysian customers, allowing them to claim veterinary medical expenses up to RM8,000 annually from participating clinics.

1 investor