Fintech Startups

tmrw is a peer-to-peer payments app that lets users send and receive dollars with friends and see friends' activity. It is a consumer fintech product currently accepting waitlist signups.

1 investor

TMX operates global capital and commodity markets and provides digital community platforms and analytic solutions to support the funding and growth of businesses, traders, and investors. It serves financial market participants with technology-driven exchange and market data services.

1 investor

Tobacco Free Portfolios is a nonprofit initiative led by medical doctors, ethics experts and sustainable finance professionals that works with banks, insurers, pension funds, sovereign wealth funds, asset managers and rating agencies to encourage the exclusion of tobacco from investment portfolios. It operates across Australia, the USA and the UK and more than twenty countries, promoting the Tobacco-Free Finance Pledge.

1 investor

A Toronto-based payment infrastructure company building a protocol and system to enable transactions in an agentic economy, developed in collaboration with academic and technology partners.

1 investor

TodayPay provides an alternative payment method for merchant refunds, offering instant refunds with choice of delivery method, speed, and rewards. It serves Fortune 1000 merchants and insurance companies across more than 100 countries.

1 investor

Togai provides end-to-end pricing and billing infrastructure that lets SaaS companies set up and automate usage-based and other pricing models without building internal monetization tooling. It targets software businesses handling metering, billing, and pricing changes.

1 investor

Reflexivity provides AI-powered investment analysis and portfolio intelligence for institutional investors, combining trusted market data from providers like S&P Global, LSEG, and Nasdaq with explainable AI. The platform enables autonomous financial analysis, portfolio monitoring, scenario simulation, and document intelligence for institutional asset managers and investment teams.

1 investor

Token City is an investment platform in the crypto and blockchain space that appears to facilitate digital asset transactions and marketplace activities.

1 investor

TokenForge builds blockchain-based financial infrastructure for tokenizing and managing real-world assets. The company develops secure, EU-compliant solutions that enable digital asset management and investment access through blockchain technology.

1 investor

beel provides a digital platform for startup fundraising and cap table management in Germany and Austria, enabling founders to raise capital through virtual shares without notary appointments or bureaucracy.

1 investor

Tokensoft provides compliance and community management automation for token events and fundraising, serving blockchain projects and founders. The company has supported over 100 projects in raising more than $1 billion since 2017.

1 investor

tokenStreet provides technology and services for managing the full lifecycle of alternative investment funds, including fund structuring, investor onboarding, capital calls, compliance, and reporting. As a BaFin-registered AIFM, it serves fund managers and investors in the alternative investments space.

1 investor

Tokeny provides no-code and API solutions for institutions to build tokenization and open finance capabilities on distributed ledger technology. The company serves financial institutions seeking to modernize their operations and prepare for asset tokenization.

1 investor

Tokenyze builds a blockchain platform that converts warehouse receipts for metals into programmable digital capital. The service targets institutional participants seeking cross-border metal trading and financing infrastructure.

1 investor

TOKIUM operates as a time infrastructure company that uses technology and innovation to help people and organizations accelerate toward their future by reducing waste and creating value through their time.

1 investor

Toku provides payroll infrastructure that lets companies pay teams in stablecoins, fiat, or tokens through a single API that integrates with existing systems like ADP, Gusto, and Workday. It handles tax compliance and employment law across more than 100 countries.

1 investor

Tomorrow is a fintech platform that enables private investors to access sustainable investment products including a curated stock fund, ETFs focused on impact engagement, crowdinvesting opportunities, and bonds in renewable energy projects. The company operates in Germany and offers these investment options through a mobile app integrated with a sustainable checking account.

1 investor

Tomorrow offers a self-custodial MPC crypto wallet with built-in succession planning, letting users designate beneficiaries and set a "dead man's switch" that automatically transfers digital assets to heirs after a period of inactivity. It targets individual crypto holders seeking to avoid probate and preserve asset value for their loved ones.

1 investor

Tonder provides a payment infrastructure that lets businesses accept 50+ local payment methods across Latin America—including cards, SPEI bank transfers, OXXO cash vouchers, and digital wallets—through a single API, with built-in fraud protection and routing analytics. It offers embedded or hosted checkout, direct acquiring, and real-time reporting for merchants selling in Mexico and other Latin American markets.

1 investor

Tonkeeper is a self-custody, non-custodial crypto wallet for the TON (The Open Network) blockchain, letting users receive, buy, sell, and spend Gram (formerly Toncoin) and other tokens, manage subscriptions, and access decentralized apps and exchanges. It also connects to TON services such as NFT marketplaces, human-readable wallet naming, a cross-chain DEX, and buying/selling Telegram usernames.

1 investor

Tonomo is a scheduling platform for real estate photography teams that automatically assigns photographers to jobs based on location, skills, and availability while integrating with Google Calendar. It optimizes routes, adjusts appointment durations by property size, and manages complex workflows like multi-photographer assignments and twilight returns.

1 investor

Tookitaki provides an anti-financial crime platform designed for banks and fintech companies, leveraging community intelligence and real-time responsiveness to detect and prevent financial crimes. The platform uses federated learning and transparent AI frameworks to serve financial institutions across APAC and the Middle East.

1 investor

Tools for the Commons operates the DAZ platform, an infrastructure layer for Digital Economic Zones that lets businesses incorporate, bank, invoice, stay tax-compliant, and resolve disputes through arbitration fully online without relocating. It serves digital entrepreneurs, startups, cooperatives, diaspora members, and governments or special economic zone developers, with active zones in East Africa, Central America, West Africa, and South America.

1 investor

Tooyoo is a digital platform for personal estate and end-of-life planning that helps users organize documents, decisions, and succession information, and provides designated guardians access to these plans in case of emergency or death.

1 investor