Fintech Startups

Winden provides business banking for companies, including a Visa credit card with 2% cash back, virtual cards, business accounts, invoicing, and payments. It uses AI tools like "Scout" to maximize cash back and an "AI CFO" for accounting and projections.

3 investors

WisePal is a consumer service that identifies savings opportunities on households' everyday expenses and helps people act on them to lower their bills. It targets individual consumers looking to reduce spending without changing their lifestyle.

3 investors

With Intelligence provides data, analytics, and research solutions for institutional investors, fund managers, and dealmakers operating in alternative assets and private markets. The company, part of S&P Global's Market Intelligence division, offers products spanning deal origination, workflow management, and investment allocation across the capital allocation lifecycle.

3 investors

Less builds an AI-driven expense management platform that automatically enforces company spending policies across corporate cards, expenses, and payments. An AI agent interviews employees via chat and evaluates context to approve in-policy spend automatically while routing exceptions to the finance team.

3 investors

WorkWave provides software and fintech solutions for service businesses in cleaning, lawn care, pest control, and security guarding, serving mobile service teams and operational management.

3 investors

Worldcoo operates a "Redondeo Solidario" (Solidarity Rounding) platform that enables customers to make micro-donations when paying by card at point-of-sale terminals in retail stores, restaurants, and other merchants. The company partners with retailers and NGOs to direct donations toward social and environmental causes.

3 investors

Worldfavor provides a platform for procurement and sustainability teams to conduct supplier due diligence and manage ESG compliance at scale using AI to identify and prioritize risks across supply chains. The company serves enterprises seeking to embed structured sustainability practices into their operations and regulatory reporting.

3 investors

Woveo is an AI-powered fintech platform that helps financial institutions and community organizations extend affordable credit to credit-invisible and underserved entrepreneurs and small businesses. It uses alternative data, social collateral, and agentic AI to reassess lending risk and improve repayment and credit-building outcomes.

3 investors

Wultra provides passwordless multi-factor authentication and post-quantum cryptography solutions for financial institutions, including banks, fintechs, and payment providers. The platform offers mobile and web login, payment signing, and compliance with regulations such as PSD2/PSD3 and DORA.

3 investors

XLD Finance operates X, an EVM-based blockchain built on the OP Stack for commercial payment applications, using its native stablecoin xUSD to enable cross-border payments and settlement between digital assets and traditional finance. It offers DeFi applications for trading, yield, lending, and swaps, along with real-world uses such as virtual cards and cross-border settlement.

3 investors

XOMA Royalty is a biotech royalty aggregator that acquires the economic rights to future milestone and royalty payments tied to partnered pre-commercial clinical candidates, providing sellers with non-dilutive, non-recourse funding. It serves biotech companies seeking capital to advance their internal drug candidates, holding a portfolio of 120+ assets.

3 investors

yBANQ provides a collections and reconciliation platform for small and medium enterprises in India, automating the manual process of matching bank statements to invoices.

3 investors

Yearn is a decentralized finance protocol offering automated yield-generating vaults that allocate deposited crypto assets across DeFi opportunities to produce risk-adjusted returns. It provides an ecosystem of apps and integrations for DeFi users and partner protocols.

3 investors

Yenmo provides affordable lending products designed to promote healthy financial behavior and customer satisfaction. The company targets borrowers in India seeking alternatives to high-interest-rate loans.

3 investors

Yield App is a digital wealth management platform that offers passive income and yield enhancement products for cryptocurrency investors. The platform provides access to yield-generating opportunities in the crypto market, prioritizing security and risk management.

3 investors

YieldNest is a decentralized finance protocol offering risk-adjusted restaking and DeFi strategies to both retail and institutional users. The platform uses AI-powered technology to provide high-yield investment options in a non-custodial manner.

3 investors

Yotepresto operates a peer-to-peer lending marketplace that connects individuals seeking loans directly with people who want to invest their money, aiming to lower borrowing costs and provide returns to investors. It is a Mexican crowdfunding (financiamiento colectivo) fintech regulated under Condusef.

3 investors

Yolawo offers an online booking and course management system that automates registrations, participant and waiting lists, communication, and payment processing (via Stripe, SEPA, PayPal, credit card). It is aimed mainly at sports and community clubs (Vereine), as well as self-employed people and companies organizing courses, camps, and events.

3 investors

Young Platform is a fintech company founded in Turin that offers cryptocurrency investment services to individuals and businesses, aiming to simplify and secure access to digital assets.

3 investors

Yourpay is a mobile app for cross-border money transfers from abroad to multiple bank accounts in Indonesia, along with bill payments, QRIS payments, e-wallet top-ups, and online shopping payments. It is licensed by Bank Indonesia as a payment service provider and plans to add savings, gold investment, and lending features, targeting Indonesian migrant workers.

3 investors

YouTrip offers a multi-currency mobile wallet and Mastercard that lets travelers and shoppers pay in over 150 countries with in-app currency exchange across 12 wallet currencies and no foreign-exchange fees. The product supports virtual cards, Apple Pay and Google Pay, card locking, and fraud monitoring.

3 investors

Youverify offers an AI-powered compliance platform (Cowork FRAML) that combines KYC, KYB, AML screening, transaction monitoring, and customer onboarding with an AI copilot called Vyra. It serves financial institutions and fintechs, with a focus on the EMEA region and Africa.

3 investors

Zabio provides infrastructure for businesses in Latin America to integrate stablecoins into their operations, using existing physical retail locations such as neighborhood stores as cash-to-digital-money entry points. It offers a non-custodial solution aimed at connecting cash and digital money for local merchants and communities across LATAM.

3 investors

Zamp is an AI agent that autonomously automates business processes across finance, operations, and back-office functions by learning workflows from user demonstrations and integrating with existing enterprise tools. The platform handles tasks like invoice processing and complex operations end-to-end with enterprise-grade security for mid-to-large companies.

3 investors