Fundraising Fox

Stable

YC W20

New York City, US · Founded 2019 · 30 employees · Hiring · 4 known investors

Stable provides business infrastructure services enabling distributed companies to incorporate, manage bank accounts, and handle tax filing from any location. The platform serves startups and growing businesses of all sizes seeking to operate across geographic boundaries.

Also known as Mistro · usestable.com

AI & Machine LearningEnterprise SoftwareSaaSB2BRemote WorkUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (W20)

Stable was founded in 2019 by Sarah Ahmad, Collin Pham, and Neil Gandhi.

SASarah Ahmad
Sarah AhmadinCEO & Co-FounderSarah Ahmad is co-founder and CEO of Stable, a platform that provides business infrastructure services including incorporation, bank account management, and tax filing for distributed companies.
CPCollin Pham
Collin Phamin𝕏Co-Founder & CTOCollin Pham is co-founder and CTO of Stable.
NG
Neil GandhiEntrepreneur & Founder

Investors · 4

Company profile

researched Aug 2026

Stable operates a business address and virtual mailbox service combined with a software platform for managing incoming physical mail. Customers select a premium street address that can be used for business registration, tax and IRS correspondence, and vendor communications, with support for multiple addresses. Mail sent to that address is received and processed at Stable's in-house facilities, scanned, and uploaded to the customer's online account, where it can be acted on remotely.

The platform applies AI to generate summaries of each mail item, automatically route mail to the correct recipient, and push extracted information into customers' other systems. It also monitors the customer's legal entity, flags due dates, and identifies urgent or time-sensitive actions. Additional capabilities include electronic check deposit, mail forwarding and shredding, shared team access with task assignment and activity tracking, a registered agent add-on, SSO, and integrations with tools including Zapier, Slack, HubSpot, Asana, Notion, Microsoft Teams, Google and Dropbox. A REST API supports searching and retrieving mail items and creating and onboarding locations via USPS Form 1583, alongside webhooks and self-service API key management.

Business model

Stable sells a subscription-style service combining a physical business address, mail digitization and processing performed at its own facilities, and access to its online mail management platform, with tiered plans that customers can upgrade or downgrade and add-ons such as registered agent service. It is positioned for customers ranging from startups and SMBs through scaling businesses to enterprises.

Traction

Stable states it is used by more than 15,000 businesses and cites a 4.9-star rating across 50+ reviews. It reports customer outcomes of an average 60% reduction in mail handling time, an average 50% reduction in mail costs, and 4x ROI within one year.

Latest developments

Stable publishes an API supporting search and retrieval of mail items and creation and USPS Form 1583 onboarding of locations, with webhooks and dashboard-managed API keys, and states it is expanding the REST API and webhooks. It has also published a guide on turning mail into automated workflows and documentation aimed at AI agents via an llms.txt index.

Full profile — market position, technology, go-to-market

Market position

Stable combines a dedicated, retainable street business address with AI-driven mail processing — per-item summaries, automated routing, data extraction into downstream systems, and entity monitoring with deadline alerts — plus team collaboration features, workflow integrations and an API, and enterprise security posture including SOC 2 Type II adherence and HIPAA compliance.

Technology

The platform digitizes incoming physical mail at Stable-operated facilities and applies AI to summarize mail contents, classify and route items, and extract data that is pushed into customer systems. It also performs automated legal entity monitoring with due-date and urgent-action alerts. A REST API and webhooks provide programmatic access to mail items and location creation and USPS Form 1583 onboarding. Stable states it adheres to SOC 2 Type II standards, is HIPAA-compliant with BAAs available, encrypts mail data in transit and at rest, uses permission-based access with logging for auditing, and runs infrastructure built to process thousands of documents daily with backups.

Go-to-market

Stable markets through its website with self-serve sign-up alongside a "talk to sales" motion for larger accounts, supported by product tours, published customer case studies segmented by startup/SMB, scaling business and enterprise, educational guides, a support center and developer documentation.

Startups and small businesses needing a registered business address to meet registration and tax requirements, scaling companies seeking to reduce mail handling bottlenecks across teams, and enterprises requiring centralized mail operations, complex routing and automated compliance controls. Named customer references include Aiven, Verbit, Darwin Homes, Hex Technologies, Andros, SHAKTI, Farmers Business Network and AutoCamp.

Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Average reduction in mail costsJan 202650%
Average reduction in mail handling timeJan 202660%
Businesses servedJan 202615,000 businesses
Customer review ratingJan 20264.9 stars
ROI within one yearJan 20264x

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Competitors · 5

by search overlap
LegalZoom.com, Inc.2748 shared keywordsThis is an educational article on the LegalZoom website explaining what a limited liability company (LLC) is, including its types, tax treatment, formation process, and legal considerations. LegalZoom provides online legal services to help small and mid-size businesses register and manage LLCs and other business structures.
Postal1455 shared keywordsPostal provides AI-powered mail management and virtual mailbox services for remote-first and distributed businesses, handling mail scanning, analysis, and compliance workflows. The company offers premium physical addresses and compliance support to streamline document processing and regulatory deadline management across the United States.
Intuit®1297 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Updater1264 shared keywordsUpdater provides an embedded commerce platform that lets audience owners (apps, websites, call centers, and AI agents) offer services like internet, moving, and utilities through a single integration, while giving service providers access to consumer acquisition channels. It connects brands to a network of 100+ partners so products can be discovered, compared, and purchased at the point of intent.
Stripe1233 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.

Companies competing with Stable for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Research sources · 8

primary sources listed

8 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Stable do?
Stable offers a business address service and AI-powered virtual mailbox that digitizes and routes company mail.
Who founded Stable?
Stable was founded by Sarah Ahmad, Collin Pham, Neil Gandhi in 2019.
Who are Stable's investors?
Stable's investors include Range VC, Y Combinator, Fundamentum, Lombardstreet Ventures.
Where is Stable headquartered?
Stable is headquartered in New York City, US.