Fundraising Fox
/Companies
Sign in

Split your largest bills

Founded 2022 · 53 employees on LinkedIn · 8 known investors

Find your way into Split your largest bills

Sign up to find every way you can get introduced to Split your largest bills

  • Your email: who you already know at Split your largest bills, and who your contacts know
  • 2nd- and 3rd-degree connections: people you know who worked, studied or invested with the Split your largest bills team
  • Your LinkedIn: the connections who can make the intro for you

We rank every route by how warm it is, so you raise on warm intros instead of cold emails.

Sign up with GoogleAlready have an account? Log in

SplitPay provides payment infrastructure that allows renters to split rent and other recurring expenses into smaller installments. The platform uses real-time cash flow analysis rather than traditional credit scores to approve payments for consumers living paycheck to paycheck.

Also known as Split Pay · SplitPay

Fintech

Investors · 8

Slow Ventures✓ confirmed by Split your largest billsSan Francisco · $50K – $1M

How we know: the company's own site · Not right? Tell us

Thrive Capital✓ confirmed by Split your largest billsNew York · $500K – $25M

How we know: the company's own site · Not right? Tell us

Alpaca VClisted by Alpaca VCNew York · $500K – $1.3M

How we know: Alpaca VC's portfolio page · Not right? Tell us

Alumni Ventureslisted by Alumni VenturesManchester · $100K – $10M

How we know: av.vc · Not right? Tell us

Corigin Ventureslisted by Corigin Venturesvia Aubrie Pagano · inferred

How we know: Corigin Ventures's portfolio page · Not right? Tell us

MetaProplisted by MetaPropNew York · $100K – $1M
MetaProp Ventureslisted by MetaProp VenturesNew York

How we know: metaprop.com · Not right? Tell us

Company profile

researched Aug 2026

Split Pay is a consumer payments service that divides a household's largest recurring bill into two smaller payments. Users add a bill — rent, a mortgage or a car payment — through the app in a process the company describes as taking about two minutes. The landlord or lender is paid in full on the original due date, and the user repays Split Pay in two parts: the first half when the bill is due and the second half two weeks later.

The size of the first installment is set by the company after reviewing the user's cash flow, and falls between 30% and 50% of the bill. The company states the product requires no credit check, works with any landlord or lender, and can be set up in minutes. Users are described as having an assigned account and routing number for making payments. Split Pay lists insurance, tuition and utilities as additional bill categories planned but not yet supported.

Business model

Split Pay pays a user's bill in full to the landlord or lender on the due date and collects repayment from the user in two installments, the second two weeks after the first. The site refers to a pricing page for how charges work.

Traction

The company's site publishes numerous user reviews describing use of the app for monthly bill payments and avoidance of late fees.

▸Full profile — market position, technology, go-to-market

Market position

Positioned as a bill-splitting payment product covering rent, mortgages and car payments, with insurance, tuition and utilities announced as coming soon.

Technology

Eligibility and the size of the split are determined by an assessment of the user's cash flow rather than a credit check; the split is set between 30% and 50% of the bill amount. Users are provided an account and routing number through the app.

Go-to-market

Direct-to-consumer via a mobile app and website, with self-service bill setup that does not require the landlord or lender to enroll.

Consumers whose largest monthly obligations — rent, mortgage or car payments — fall due at once, including single-income households seeking to avoid late fees.

Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
First installment as share of billJan 202530% to 50% of the bill
HeadcountAug 202653
Interval between the two paymentsJan 20252 weeks

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Related companies · 10

FlexFlex provides a platform that allows renters to make flexible and predictable rental payments, helping households manage financial volatility while providing property managers operational stability. The company also offers eviction prevention support programs through Flex for Good.
RentA fintech platform that enables tenants to pay rent and build credit while helping landlords reduce friction. The service targets renters seeking a path to homeownership and property owners looking for streamlined payment solutions.
KasheeshKasheesh offers a payment tool that links a user's existing credit and debit cards and generates a single Mastercard card that splits a purchase across multiple cards at any merchant accepting Mastercard. Aimed at consumers, its patent-pending technology helps manage credit utilization and combine payment methods without creating new debt, loans, or credit checks.
EsusuEsusu is an economic mobility platform that helps working families build credit and strengthen financial stability through rent payment reporting. The company targets low-income renters and aims to bridge the racial wealth gap by addressing housing barriers.
BaselaneBaselane provides accounting and financial management software for real estate investors and landlords, helping them track cash flow, manage property finances, and optimize tax deductions.
JetloreJetlore was a Palo Alto AI startup that turned unstructured retail product data into structured attributes so merchants could personalise what each shopper saw. Founded by Stanford researchers, it raised from Sierra Ventures, Alsop Louie Partners, Fenox Venture Capital, BRM Capital and Mercury Fund, and PayPal acquired it in 2018.
ZenbaseZenbase is Canada's financial health platform that enables renters to build credit through rent reporting and offers flexible, bi-weekly-aligned payment options. The platform serves renters and property managers seeking to improve credit outcomes and payment flexibility for Canada's largest household expense.
ChaseA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
SezzleSezzle is a buy-now-pay-later app that lets shoppers split purchases into interest-free installments or pay monthly anywhere Visa is accepted, online or in stores. It also offers rewards, credit-history building through Sezzle Up, and financial literacy tools for consumers.
RentpaymentRentPayment provides an online platform for tenants to create accounts and pay their rent, with property search by name or address. It serves renters and property owners in the residential rental market.

Companies working in the same space as Split your largest bills.

▸Research sources · 1

primary sources listed

1 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Split your largest bills do?
Split Pay lets consumers divide large recurring bills such as rent, mortgage or car payments into two smaller payments.
Who are Split your largest bills's investors?
Split your largest bills's investors include Khosla Ventures, Slow Ventures, Thrive Capital, Alpaca VC, Alumni Ventures, Corigin Ventures, MetaProp, MetaProp Ventures.