Fundraising Fox

ring

Mumbai, IN · Founded 2022 · 635 employees on LinkedIn · 7 known investors

Kissht is a technology-enabled digital lender in India offering personal loans up to ₹5 lakh and loans against property up to ₹30 lakh through its mobile application. Operated by OnEMI Technology Solutions, it targets young, digitally connected individuals in the mass-market segment and uses data analytics, AI, and machine learning for credit decisions and collections.

AI & Machine LearningFintechInsurTech

Founders & leadership

ring was founded in 2022 by Ranvir Singh and Krishnan Vishwanathan.

RSRanvir Singh
Ranvir SinghinChairman and Chief Executive Officer, Founder and PromoterBefore starting Kissht in 2016, he served as Managing Director at Si-Creva and spent roughly eight years at McKinsey & Company, where he became an Associate Partner. He is also a founding member of the Fintech Association for Consumer Empowerment (FACE), an industry body formed in 2020.
KV
Krishnan VishwanathanFounder and Promoter

Investors · 7

Trifecta Capital Advisors✓ verifiedGurugram
Snowflake VenturesMenlo Park · $1M – $20M
ARCH Venture PartnersreportedChicago · $50K – $250M
Fidelity InvestmentsreportedBoston
ICONIQreportedSan Francisco

Also in the syndicate · 2

AtreidesWhale Rock

Funding

SEC filings, press & company announcements

$975M disclosed across 2 of 3 rounds · 2025–2026

Source: company announcements and press reports — follow each round's link for the claim.

Competitors · 1

by search overlap
Kissht3 shared keywordsKissht offers digital gold as an online investment product, letting users in India buy, sell, redeem, and store 24K gold via its app starting from ₹10, with holdings backed by insured physical gold and real-time price tracking. The service is part of Kissht's fintech platform for retail investors.

Companies competing with ring for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Happy Health Raises $75M for AI Sleep Apnea Ring. Read Its Pitch Deck. - Business Insiderbusinessinsider.com · Aug 2026Happy Health Raises $75M for Smart Ring-Powered Sleep Diagnostics | Fitt Insiderinsider.fitt.co · Aug 2026Oura raises $900M series E as smart ring sales catapult company's growthfiercehealthcare.com · Oct 2025Oura reaches $11 billion valuation with new $900 million fundraisecnbc.com · Oct 2025Smart ring maker Oura raises $900M from Fidelity | TechCrunchtechcrunch.com · Oct 2025Smart ring company raises $5M in funding | National Jewelernationaljeweler.com

Frequently asked questions

What does ring do?
Kissht is a technology-enabled digital lender in India offering personal loans up to ₹5 lakh and loans against property up to ₹30 lakh through its mobile application. Operated by OnEMI Technology Solutions, it targets young, digitally connected individuals in the mass-market segment and uses data analytics, AI, and machine learning for credit decisions and collections.
Who founded ring?
ring was founded by Ranvir Singh, Krishnan Vishwanathan in 2022.
Who are ring's investors?
ring's investors include Trifecta Capital Advisors, Snowflake Ventures, ARCH Venture Partners, Fidelity Investments, ICONIQ.
How much funding has ring raised?
ring has disclosed $975M raised across 2 of its 3 known rounds.
Where is ring headquartered?
ring is headquartered in Mumbai, IN.