ring
Mumbai, IN · Founded 2022 · 635 employees on LinkedIn · 5 known investors
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Kissht is a technology-enabled digital lender in India offering personal loans up to ₹5 lakh and loans against property up to ₹30 lakh through its mobile application. Operated by OnEMI Technology Solutions, it targets young, digitally connected individuals in the mass-market segment and uses data analytics, AI, and machine learning for credit decisions and collections.
Founders & leadership
ring was founded in 2022 by Ranvir Singh and Krishnan Vishwanathan.

Investors · 5
How we know: the company's own site · Not right? Tell us
How we know: Snowflake Ventures's portfolio page · Not right? Tell us
How we know: funding news · Not right? Tell us
Also in the syndicate · 2
Funding
SEC filings, press & company announcements$975M disclosed across 2 of 3 rounds · 2025–2026
Source: company announcements and press reports — follow each round's link for the claim.
Related companies · 1
Companies working in the same space as ring.
Frequently asked questions
- What does ring do?
- Kissht is a technology-enabled digital lender in India offering personal loans up to ₹5 lakh and loans against property up to ₹30 lakh through its mobile application. Operated by OnEMI Technology Solutions, it targets young, digitally connected individuals in the mass-market segment and uses data analytics, AI, and machine learning for credit decisions and collections.
- Who founded ring?
- ring was founded by Ranvir Singh, Krishnan Vishwanathan in 2022.
- Who are ring's investors?
- ring's investors include Trifecta Capital Advisors, Snowflake Ventures, ARCH Venture Partners.
- How much funding has ring raised?
- ring has disclosed $975M raised across 2 of its 3 known rounds.
- Where is ring headquartered?
- ring is headquartered in Mumbai, IN.



