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ring

Mumbai, IN · Founded 2022 · 635 employees on LinkedIn · 5 known investors

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Kissht is a technology-enabled digital lender in India offering personal loans up to ₹5 lakh and loans against property up to ₹30 lakh through its mobile application. Operated by OnEMI Technology Solutions, it targets young, digitally connected individuals in the mass-market segment and uses data analytics, AI, and machine learning for credit decisions and collections.

Founders & leadership

ring was founded in 2022 by Ranvir Singh and Krishnan Vishwanathan.

RSRanvir Singh
Ranvir SinghChairman and Chief Executive Officer, Founder and PromoterBefore starting Kissht in 2016, he served as Managing Director at Si-Creva and spent roughly eight years at McKinsey & Company, where he became an Associate Partner. He is also a founding member of the Fintech Association for Consumer Empowerment (FACE), an industry body formed in 2020.
KV
Krishnan VishwanathanFounder and Promoter

Investors · 5

Also in the syndicate · 2

AtreidesWhale Rock

Funding

SEC filings, press & company announcements

$975M disclosed across 2 of 3 rounds · 2025–2026

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 1

Companies working in the same space as ring.

Frequently asked questions

What does ring do?
Kissht is a technology-enabled digital lender in India offering personal loans up to ₹5 lakh and loans against property up to ₹30 lakh through its mobile application. Operated by OnEMI Technology Solutions, it targets young, digitally connected individuals in the mass-market segment and uses data analytics, AI, and machine learning for credit decisions and collections.
Who founded ring?
ring was founded by Ranvir Singh, Krishnan Vishwanathan in 2022.
Who are ring's investors?
ring's investors include Trifecta Capital Advisors, Snowflake Ventures, ARCH Venture Partners.
How much funding has ring raised?
ring has disclosed $975M raised across 2 of its 3 known rounds.
Where is ring headquartered?
ring is headquartered in Mumbai, IN.