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Onyx Private

AcquiredYC W22

Miami, US · Founded 2021 · 10 employees · 8 known investors

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Onyx provides digital banking and wealth management services to young professionals with high income or significant illiquid assets from entrepreneurship, investing, or technology roles.

Also known as Onyx Technology Partners Co. · Onyx Card

FintechUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (W22)

Onyx Private was founded in 2021 by Victor Santos, Douglas Lopes, and Tiago Passinato.

VSVictor Santos
Victor SantosFounderuntil 2024Victor Santos previously founded banQi, a neobank serving low-income Brazilian customers, which was acquired by Casas Bahia, and Onyx Private (YC W22), a digital private bank, which was acquired by Citizens Bank. He holds a degree from UC Berkeley and an MBA from Wharton.
DLDouglas Lopes
Douglas LopesFounderuntil 2024Douglas Lopes worked at Monitor Group and Bain & Company, followed by roles at multinational corporations in Brazil. He later contributed to the growth of Airfox/banQi before its acquisition. He holds an MBA from MIT Sloan and a mechanical engineering degree from USP in Brazil.
TPTiago Passinato
Tiago PassinatoFounderuntil 2024Tiago Passinato served as Principal Architect at Airfox/banQi, where he contributed to a banking platform. He has over 20 years of full-stack software engineering experience across companies in the US and Latin America.

Investors · 8

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · fintech.global · open dataset · 5k.vc investor directory · Not right? Tell us

186 VenturesreportedBoston

How we know: a partner's Signal profile · fintech.global · open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us

Bantam GroupreportedWestwood

How we know: Y Combinator's founder network · Not right? Tell us

Global Founders CapitalreportedBerlin · $1M

How we know: a partner's Signal profile · fintech.global · Y Combinator's founder network · Not right? Tell us

Goodwater CapitalreportedBurlingame · $5M – $50M

How we know: Y Combinator's founder network · Not right? Tell us

Olive Tree CapitalreportedBoston

How we know: fintech.global · Y Combinator's founder network · Not right? Tell us

Village GlobalreportedCovina · $500K – $3M

How we know: funding news · fintech.global · Y Combinator's founder network · Not right? Tell us

Funding

SEC filings, press & company announcements

$4M disclosed across 1 round · 2023

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 10

FinchFinch provides an API platform for applications to securely access employer and employee data with explicit consent, serving businesses that need workforce data integration. The company prioritizes enterprise-grade security, encryption, and compliance standards.
SoFiSoFi Technologies is a digital personal-finance company offering student and personal loans, mortgages, investing, banking and credit cards through one app; it went public on the Nasdaq in 2021 via SPAC.
SlopeSlope provides a B2B payments platform that enables businesses to accept payments and offer financing, with a focus on digitizing the order-to-cash process for online commerce. The company uses generative AI to modernize traditionally manual B2B payment workflows.
PestoPesto Mastercard offers affordable credit for people with poor or limited credit history, positioning itself as an alternative to high-cost pawn loans. The product allows users to build credit history and improve credit scores through regular, on-time payments.
EmburseEmburse is a travel and expense management platform that helps organizations automate T&E processes, improve compliance, and gain spending visibility. The company serves enterprise teams managing corporate travel and expense administration.
ChaseA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
SiftSift provides an AI-powered platform for fraud prevention and risk decisioning that helps digital businesses detect and manage online fraud. The platform serves companies across industries looking to reduce fraud losses while enabling secure growth.
SmartAssetFisher Investments is a global money management and financial advisory firm that provides portfolio management, financial planning, and retirement planning services primarily to high-net-worth individuals and institutional clients. The firm manages investments across equities, fixed income, and blended accounts using an active, forward-looking investment approach.
Capital OneCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
ExperianExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.

Companies working in the same space as Onyx Private.

Legal entities · 1

corporate structure
Onyx Technology Partners Co.

In the news

YC-backed digital bank Onyx Private tells customers it's closing their accountstechcrunch.com · Mar 2024Onyx Private's tailored banking for high earners attracts $4.1m fundingfintech.global · May 2023Onyx Private believes affluent professionals need their own bank, so it’s building one | TechCrunchtechcrunch.com · May 2023

Frequently asked questions

What does Onyx Private do?
Onyx provides digital banking and wealth management services to young professionals with high income or significant illiquid assets from entrepreneurship, investing, or technology roles.
Who founded Onyx Private?
Onyx Private was founded by Victor Santos, Douglas Lopes, Tiago Passinato in 2021.
Who are Onyx Private's investors?
Onyx Private's investors include One Way Ventures, Y Combinator, 186 Ventures, Bantam Group, Global Founders Capital, Goodwater Capital, Olive Tree Capital, Village Global.
How much funding has Onyx Private raised?
Onyx Private has disclosed $4M raised across 1 round.
Where is Onyx Private headquartered?
Onyx Private is headquartered in Miami, US.