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OneFin

YC W17

Bengaluru, IN · Founded 2016 · 50 employees · Hiring · 8 known investors

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OneFin provides a suite of APIs and a lending technology stack that NBFCs, small finance banks, and fintech companies in India use to offer and manage credit products such as education loans, EV financing, business loans, and personal loans. The company has enabled around $2B in loan disbursement across more than one million loans.

Also known as Credy, Inc. · Cready · Cready, Credy · Credy

Data & InfrastructureEnterprise SoftwareFintechSaaSAPIIndiaSouth Asia

Founders & leadership· Y Combinator alumni (W17)

OneFin was founded in 2016 by Pratish Gandhi, Harshit Vaishnav, Abhash Anand, and Harshit V..

PGPratish Gandhi
Pratish GandhiCo-founder · Head of Business Development
HVHarshit Vaishnav
Harshit VaishnavCo-Founder & Head of ProductFounder of OneFin, which provides loan origination, management, and collection software for banks and non-banking financial companies.
AA
Abhash AnandFounder
HVHarshit V.
Harshit V.Co-Founder & Head of Product
AG
André GerbauletFounder
OS
Oscar StraussFounder
RS
Robin SandströmFounder

Investors · 8

Khosla Ventures✓ confirmed by OneFinMenlo Park · $100K – $20M

How we know: the company's own site · Y Combinator's founder network · Not right? Tell us

Musha Ventureslisted by Musha VenturesSeattle · $25K – $500K

How we know: Musha Ventures's portfolio page · Y Combinator's founder network · Not right? Tell us

MAVA VenturesreportedNew York

How we know: Y Combinator's founder network · Not right? Tell us

MyAsiaVCreportedSeattle

How we know: Y Combinator's founder network · Not right? Tell us

People VenturesreportedTaastrup · $270K – $2.2M

How we know: open dataset · 5k.vc investor directory · Not right? Tell us

V1 VCreportedBoulder · $100K – $300K

How we know: Y Combinator's founder network · Not right? Tell us

Venture Investment AssociatesreportedPeapack

How we know: Y Combinator's founder network · Not right? Tell us

Related companies · 10

Fuse FinanceFuse provides an AI-native platform that enables financial institutions and their developers to build lending and account origination automations through a combination of business-friendly interfaces and flexible developer tools.
WingbackWingback provides a platform for B2B SaaS companies to manage monetization, pricing, packaging, and invoicing. The company targets SaaS founders and leaders seeking consolidated tools for growth and revenue operations.
NewgensoftNewgen Software is a software product company that builds a low-code platform for digital process automation, content management, and enterprise workflow, serving industries such as banking, government, and healthcare across global markets. Founded in 1992, the company operates internationally including operations in the Americas, EMEA, and APAC.
AlteryaAlterya provides fraud detection software for financial institutions, fintech companies, and cryptocurrency platforms to identify and block scams that target their customers.
jifitiJifiti provides a modular, white-labeled digital lending platform that enables banks and financial institutions to digitize and automate loan origination, underwriting, servicing, and management across consumer and commercial lending. The platform integrates via APIs with existing infrastructure and allows lenders to select only the components needed while maintaining full control over lending logic and customer data.
FinastraDigital banking and payments software provider offering core banking, payments, lending, and treasury solutions serving over 150 financial institutions globally.
Standard TreasuryStandard Treasury built and hosted white-labeled and co-branded developer API platforms for banks, enabling those banks' customers to automate treasury management and accounting processes. The company was acquired by Silicon Valley Bank in August 2015.
M2PM2P Fintech provides fintech infrastructure and supports fintech startups and entrepreneurs. The company positions itself as a technology-driven organization in the financial technology industry.
BridgecardBridgecard provides APIs and infrastructure that enable fintech companies to issue Mastercard and Visa cards, both virtual and physical, with support for deployments across Africa and globally. The platform serves African-based startups seeking rapid card issuance capabilities with technical stability and customer support.
HypercoreHypercore provides software to track and manage syndicated debt funding sources, loan terms, and investor returns. The platform serves loan servicers and debt managers who need to monitor performance metrics across multiple lenders and capital structures.

Companies working in the same space as OneFin.

Legal entities · 1

corporate structure
Credy, Inc.

Frequently asked questions

What does OneFin do?
OneFin provides a suite of APIs and a lending technology stack that NBFCs, small finance banks, and fintech companies in India use to offer and manage credit products such as education loans, EV financing, business loans, and personal loans. The company has enabled around $2B in loan disbursement across more than one million loans.
Who founded OneFin?
OneFin was founded by Pratish Gandhi, Harshit Vaishnav, Abhash Anand, Harshit V. in 2016.
Who are OneFin's investors?
OneFin's investors include Y Combinator, Khosla Ventures, Musha Ventures, MAVA Ventures, MyAsiaVC, People Ventures, V1 VC, Venture Investment Associates.
Where is OneFin headquartered?
OneFin is headquartered in Bengaluru, IN.