OneFin
YC W17Bengaluru, IN · Founded 2016 · 50 employees · Hiring · 1 known investors
OneFin provides loan origination, loan management, collection, and accounting software systems for banks and NBFCs. The platform offers low-code configurable workflows, APIs, and integrations with 70+ external services to enable end-to-end loan lifecycle management.
Also known as Cready · Credy
Founders & leadership· Y Combinator alumni (W17)
OneFin was founded in 2016 by Pratish Gandhi and Harshit Vaishnav.
PG
Pratish GandhiinFounder/CEO
HV
Harshit VaishnavinCo-Founder & Head of ProductFounder of OneFin, which provides loan origination, management, and collection software for banks and non-banking financial companies.
Investors · 1
Competitors · 4
by search overlapFusefinance4 shared keywordsFuse Finance offers an AI-native loan origination system and account opening platform for financial institutions, including credit unions, banks, and non-bank lenders. The product includes applicant and agent portals, a no-code decision engine, an integrations marketplace, AI agents, and reporting, with an emphasis on automated loan and account origination workflows.
jifiti4 shared keywordsJifiti provides a white-labeled, modular lending platform for banks and financial institutions to digitize and automate financing workflows across consumer and business lending. The platform supports direct digital and embedded lending channels for onboarding, loan origination, decisioning, servicing, and fund disbursement.
M2P3 shared keywordsM2P Fintech provides fintech infrastructure and supports fintech startups and entrepreneurs. The company positions itself as a technology-driven organization in the financial technology industry.
Hypercore3 shared keywordsHypercore provides software to track and manage syndicated debt funding sources, loan terms, and investor returns. The platform serves loan servicers and debt managers who need to monitor performance metrics across multiple lenders and capital structures.
Companies competing with OneFin for the same Google search keywords, organic and paid, via search-intersection analysis.
Frequently asked questions
- What does OneFin do?
- OneFin provides loan origination, loan management, collection, and accounting software systems for banks and NBFCs. The platform offers low-code configurable workflows, APIs, and integrations with 70+ external services to enable end-to-end loan lifecycle management.
- Who founded OneFin?
- OneFin was founded by Pratish Gandhi, Harshit Vaishnav in 2016.
- Who are OneFin's investors?
- OneFin's investors include Y Combinator.
- Where is OneFin headquartered?
- OneFin is headquartered in Bengaluru, IN.



