Noah

Noah operates a stablecoin-powered cross-border payments platform delivered to businesses through a single API, hosted checkout and a web dashboard. Its core products are Payin (named virtual bank accounts in major currencies accepting local bank transfers and SWIFT, with instant conversion of collected fiat into stablecoins), Payout (programmatic conversion of stablecoins into more than 30 fiat currencies, delivered via local methods including bank transfer, Mercado Pago and mobile money) and Orchestrate (rules-based automation of payments triggered by thresholds, timing, recipient type or currency). The developer documentation additionally describes Bank Onramp, a Global Payouts API, Automated Payouts and Hosted Checkout, and states support for transactions in more than 120 major and exotic local currencies as well as Bitcoin and stablecoins.

The platform is positioned as regulated payments infrastructure: Noah states it is PCI-DSS compliant and AICPA SOC certified, and provides a built-in compliance stack covering KYC/KYB, document and liveness verification, sanctions, PEP, AML and adverse-media screening, travel-rule handling, risk scoring and ongoing transaction monitoring. A dashboard gives in-house finance teams treasury management, real-time transaction tracking and workflow, settlement and fee breakdowns. At the time of its 2025 seed announcement, the company said businesses could convert between fiat and stablecoins across a network of more than 50 currencies and 70 countries in real time.

Noah frames its rationale around the limitations of legacy correspondent banking and SWIFT — international transfers taking 1-5 business days, fees of 1-4% plus fixed charges, restricted banking hours and limited visibility in transit — and positions stablecoins as an instant, 24/7 alternative. Leadership consists of founder and CEO Shah Ramezani, previously head of the Asia division at The Hut Group with prior roles at Kingsway Capital, Lazard and UBS, and co-founder and president Thijn Lamers, a founding team member of Adyen and its former EVP of Global Sales, who earlier built the wholesale division of Telfort (O2 Netherlands).

Founding story

Founder and CEO Shah Ramezani started Noah to address long-standing inefficiencies in international transfers, having previously led The Hut Group's Asia division and worked at Kingsway Capital, Lazard and UBS. Thijn Lamers, a founding team member of Adyen and its former EVP of Global Sales, joined as co-founder and president, a move highlighted alongside the company's 2025 seed round.

Business model

Noah sells payments infrastructure to other businesses, which integrate its API or hosted checkout to collect fiat, convert to and from stablecoins, and disburse funds locally. Revenue-relevant mechanics disclosed publicly include fees and settlement breakdowns surfaced in its dashboard; the company contrasts its pricing with the 1-4% plus fixed charges it attributes to banks and large fintechs, saying transfers can be done at a fraction of traditional cost.

Business-to-business payments infrastructure monetised around money movement and conversion between fiat and stablecoins, with settlement and fee breakdowns exposed to client finance teams via the dashboard.

Traction

At its June 2025 seed announcement Noah said it was already serving major clients across payroll, payment service providers, neobanks and South America's leading digital asset exchange, with coverage of over 50 currencies and 70 countries; its documentation later cites support for 120+ currencies and its site cites payouts in 30+ fiat currencies. Partners quoted publicly include Circle, MiniPay by Opera (citing on- and off-ramps for millions of MiniPay users) and Ledger (a Cash-to-Stablecoin product with regulated EUR and USD accounts).

Latest developments

Following the seed round, Noah's public materials describe a three-product platform (Payin, Payout, Orchestrate), payouts in 30+ fiat currencies, documentation citing 120+ supported currencies plus Bitcoin and stablecoins, and collaborations including a Ledger Cash-to-Stablecoin offering providing regulated EUR and USD accounts and expanded on- and off-ramps for MiniPay users.