Fundraising Fox

iwoca

also invests · investor profile

London, GB · Founded 2012 · 609 employees on LinkedIn · 9 known investors

Find your way into iwoca

Iwoca provides finance to small business owners, offering an alternative to traditional bank lending with less paperwork and faster access. It serves small businesses in the UK.

Fintech

Founders & leadership

iwoca was founded in 2012 by Christoph Rieche and James Dear.

CRChristoph Rieche
Christoph RiecheinFounder
JDJames Dear
James DearinFounder

Investors · 9

Acton CapitalMunich · $5.4M – $10.8M
Augmentum FintechLondon
Neva Sgr.Turin
Prime VenturesAmsterdam · $5.4M – $16.2M
CommerzVenturesreportedFrankfurt am Main · $3.2M – $21.6M
Pollen Street CapitalreportedLondon
Talis CapitalreportedLondon · $1M – $10M
Waterfall Edenreported · 2 sourcesNew York

Also in the syndicate · 1

Citi

Companies House · registry record

View on Companies House ↗
Registered name
IWOCA LTD
Company number
07798925
Status
Active
Company type
Private limited company
Incorporated
5 Oct 2011
Registered office
10 Queen Street Place, London, EC4R 1AG
Nature of business (SIC)
64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Accounts
last made up to 31 Dec 2024 · next due 30 Sept 2026
Confirmation statement
last made up to 23 Oct 2025 · next due 6 Nov 2026

Current officers · 6

  • James David Charles Dear — director, appointed 14 Nov 2011
  • Joost Holleman — director, appointed 8 Jan 2026
  • Timothy Charles Levene — director, appointed 28 Jan 2019
  • Christoph Rieche — director, appointed 5 Oct 2011
  • Jonathan Mark Schneider — director, appointed 10 Aug 2012
  • Frank Seehaus — director, appointed 1 Jul 2015

Source: Companies House public register · retrieved 5 Aug 2026. Contains public sector information licensed under the Open Government Licence v3.0.

In the news

iwoca bags £250M debt facility, what H1 2026 tells us about European tech, and Legora acquires 5th startup this year. - Tech.eutech.eu · Jul 2026iwoca secures £250m facility to boost UK SME lendingfintech.global · Jul 2026iwoca Closes £250 Million Funding Structure with a Leading UK Bank and Waterfall Asset Management to Support More Businesses with Flexible Finance | Financial ITfinancialit.net · Jul 2026iwoca lands £200m funding package from financial giants Citi and Waterfall Asset Managementfintech.global · Nov 2024Business Lender iwoca Raises $243 Million to Fund Small Businesses | PYMNTS.compymnts.com · Oct 2023iwoca raises capital via Future Fund scheme to boost SME lending offering - IBS Intelligenceibsintelligence.com · Aug 2020E-Commerce Business Lender iwoca Raises $8.2M To Expand In The UK And Europetechcrunch.com · Jan 2014

Frequently asked questions

What does iwoca do?
Iwoca provides finance to small business owners, offering an alternative to traditional bank lending with less paperwork and faster access. It serves small businesses in the UK.
Who founded iwoca?
iwoca was founded by Christoph Rieche, James Dear in 2012.
Who are iwoca's investors?
iwoca's investors include Acton Capital, Augmentum Fintech, Neva Sgr., Prime Ventures, CommerzVentures, Pollen Street Capital, Talis Capital, Waterfall Eden.
Where is iwoca headquartered?
iwoca is headquartered in London, GB.