Fundraising Fox
London
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Investment thesis
iwoca is an independent fintech lender built specifically for small businesses, offering fast and flexible access to working capital. Its core Flexi-Loan provides funding from £1,000 to £1 million, with online applications completed in minutes, decisions typically within 24 hours, and no fees for early repayment. Interest starts at 1.5% per 30 days and accrues only on the outstanding balance for the days funds are used, with terms up to five years. The company accepts applications from UK limited companies and LLPs of any age or industry, using soft credit checks and Open Banking. Over the past fourteen years it has become one of Europe's largest business lenders.
Source: firm website, verified Sep 26, 2026.
Principals & officers · per Companies House
what is this? ⓘDirector · British · since 2011
Director · Dutch · since 2026
Director · British · since 2019
Director · British,German · since 2011
Director · British · since 2012
Director · German · since 2015
Frequently asked questions
- What sectors does iwoca focus on?
- iwoca focuses on Fintech, Sector Agnostic.
- Where is iwoca located?
- iwoca is headquartered in London, GB.
Media · Podcasts & interviews
from their channelPaying with iwocaPay
iwoca
What are business credit cards?
iwoca
Guide to asset finance
iwoca
Guide to business loans
iwoca
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