iwoca
Venture debtLondon
Investment thesis
iwoca provides straightforward, technology-driven access to finance for small businesses that traditional banks often underserve. It offers business loans and Flexi-Loans ranging from £1,000 to £1 million, with quick online applications, decisions typically within 24 hours, interest charged only on outstanding balances, and no early repayment fees. The company accepts applications from UK-based limited companies and limited liability partnerships across all ages and industries, requiring a personal guarantee from at least one director. iwoca positions itself as an independent lender custom-built for small businesses.
Source: firm website, verified Aug 3, 2026.
Principals & officers · per Companies House
what is this? ⓘDirector · British · since 2011
Director · Dutch · since 2026
Director · British · since 2019
Director · British,German · since 2011
Director · British · since 2012
Director · German · since 2015
Frequently asked questions
- What is iwoca's typical check size?
- iwoca typically writes checks of $1K – $1M.
- What sectors does iwoca focus on?
- iwoca focuses on Fintech, Sector Agnostic.
- Where is iwoca located?
- iwoca is headquartered in London, GB.
Media · Podcasts & interviews
from their channelPaying with iwocaPay
iwoca
What are business credit cards?
iwoca
Guide to asset finance
iwoca
Guide to business loans
iwoca
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