Infinia
YC W23Montevideo, UY · Founded 2022 · 12 employees · Hiring · 5 known investors
Infinia provides a unified API infrastructure for global payments and financial services, enabling businesses to collect, convert, and disburse money across 200+ countries with local compliance and regulatory requirements built-in. The platform serves fintechs, neobanks, digital wallets, and global marketplaces seeking seamless cross-border payment settlement and multi-currency account capabilities.
Also known as Infinia
Founders & leadership· Y Combinator alumni (W23)
Infinia was founded in 2022 by Ianai Urwicz and Alejandro Rettig.
Investors · 5
Funding
SEC filings, press & company announcements$13.5M disclosed across 1 of 2 rounds · 2025–2026
- $13.5MSeries AJul 2026 · 3 sources
Bain Capital (lead), Variant Fund (lead)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Company profile
researched Aug 2026Infinia provides money movement and account infrastructure that connects traditional bank clearing rails with digital ledger technology through a single API. Its stack covers cross-border payouts, local collections, KYC, currency conversion and multi-currency virtual accounts, with local regulatory and banking requirements handled by the platform rather than by the customer. The company positions this as a way for businesses to expand into new markets without establishing local corporate entities or absorbing the operational overhead of market-by-market KYC, KYB and banking mandates.
The product set comprises four main components: a global payments infrastructure layer connected to real-time local clearing networks such as PIX, SPEI and Transferencias 3.0, with embedded multi-market virtual accounts and automated on/off-chain FX netting; virtual accounts offering banking-as-a-service style multi-currency balances, corporate treasury orchestration and segmented user wallets; a disbursement product for high-throughput real-time payouts to merchants, partners, suppliers and end users; and a collections product enabling local fiat acceptance via instant bank networks and alternative digital rails. Infinia also markets an Open Issuance Platform. Customers can obtain sandbox access or work with a solutions engineering team, with deployment described in weeks.
Business model
Infinia sells API-based financial infrastructure to businesses, providing collection, conversion, compliance and payout capabilities plus virtual accounts as a software layer embedded in customers' own applications, with local licensing and banking relationships supplied by Infinia.
Traction
The website reports 9+ markets with named virtual accounts, 200+ countries reachable for payments, and 100% real-time money movement, and names Stripe, Bridge and Despegar as companies it works with.
Latest developments
Infinia announced a $13.5M Series A led by Bain Capital and Variant Fund to connect traditional banking with digital assets in emerging markets, and a partnership with Open Standard to bring Open USD (OUSD) infrastructure to emerging markets, with Infinia acting as the translation layer between local banking grids and Open USD.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
Infinia describes itself as a compliance-first translation layer between local banking grids in high-growth markets and digital asset infrastructure, and cites Stripe, Bridge and Despegar among the companies it serves.
Infinia frames its differentiation as natively embedded local compliance and banking requirements across fragmented emerging markets, combined FX netting across on-chain and off-chain venues, and the ability to deploy multi-country banking-as-a-service capabilities without local legal entities — all through one API.
Technology
The platform links real-time local clearing networks (PIX in Brazil, SPEI in Mexico, Transferencias 3.0 in Argentina) with digital ledger technology and stablecoin rails, exposed via one unified API. It includes automated on/off-chain FX netting engines intended to avoid trapped liquidity, automated issuance and management of multi-currency virtual accounts, programmable money movement, embedded KYC/KYB compliance controls, and round-the-clock atomic settlement that bypasses correspondent banking chains.
Go-to-market
Direct enterprise sales through demo bookings and a solutions engineering team, supported by self-serve developer entry points such as public documentation and instant sandbox access, plus content marketing via a company insights blog and infrastructure partnerships.
Fintechs and neobanks, global marketplaces with multi-sided payout needs, and digital wallet operators requiring on/off-ramps, automated compliance and cross-border settlement.
Geography
Named virtual accounts are available in 9+ markets and payments can be sent to 200+ countries. The company emphasizes Latin America and other emerging markets, referencing local rails in Brazil, Mexico and Argentina.
History
The company is a Y Combinator alumnus and has published announcements covering its Series A financing, its Open Standard partnership, and its positioning around programmable money.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Images
Founder mafia
2 people who came through Infinia went on to found or lead other companies.
Timeline · 2
launches, deals, and filingsSeries A round led by Bain Capital and Variant Fund to connect traditional banking with digital assets across emerging markets.
$13.5M source ↗
Infinia and Open Standard partnered to bring Open USD (OUSD) infrastructure to emerging markets, with Infinia acting as the translation layer connecting local banking grids with Open USD infrastructure.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
Crypto infrastructure is on a tear | Fundraisesthisweekinfintech.com · Jul 2026
Infinia Raises US$ 13.5M Series A to Expand Digital Finance Infrastructure Across Emerging Marketslatamrepublic.com · Jul 2026
Infinia bags $13.5m to link banks with digital assetsfintech.global · Jul 2026
Infinia Raises $13.5M Series Athesaasnews.com · Jul 2026▸Research sources · 1
primary sources listed
- Infiniainfiniaweb.com · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Infinia do?
- Infinia offers a unified API for cross-border collections, payouts, FX and multi-currency virtual accounts in emerging markets.
- Who founded Infinia?
- Infinia was founded by Ianai Urwicz, Alejandro Rettig in 2022.
- Who are Infinia's investors?
- Infinia's investors include Flucas Ventures, Kube VC, Y Combinator, Bain Capital, Variant Fund.
- How much funding has Infinia raised?
- Infinia has disclosed $13.5M raised across 1 of its 2 known rounds.
- Where is Infinia headquartered?
- Infinia is headquartered in Montevideo, UY.