/Companies

BharatX

AcquiredYC W22

Bengaluru, IN · Founded 2021 · 14 employees · 15 known investors

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BharatX offers a "buy now, pay later" service that splits purchases into three installments via UPI with zero interest, targeting merchants in fashion, apparel, and electronics categories.

FintechConsumerIndiaSouth Asia

Founders & leadership· Y Combinator alumni (W22)

BharatX was founded in 2021 by Mehul Jindal, Shyam Murugan, Eeshan Sharma, and Siddharth Venu.

MJMehul Jindal
Mehul JindalCEO and Co-Founder2020–2025Mehul Jindal founded BharatX at 19 to provide credit access to Indian consumers without traditional credit requirements, and later sold the technology and business to Flipkart to power their fintech and buy-now-pay-later offerings.
SMShyam Murugan
Shyam MuruganCo-Founder2019–2025Founder of BharatX, which offers buy-now-pay-later services via UPI for merchants in fashion, apparel, and electronics. Murugan has programming experience and troubleshooting expertise.
ESEeshan Sharma
Eeshan SharmaCo-Founder & COO2020–2026Eeshan Sharma is COO and co-founder of BharatX, which offers buy-now-pay-later services via UPI for merchants in fashion, apparel, and electronics. He was part of the Y Combinator Winter 2022 cohort.
SVSiddharth Venu
Siddharth VenuCTO, Co-Founder2019–2022Founder of BharatX, a buy now, pay later service offering installment payments via UPI for Indian merchants.
KJ
Khushi JainRecruitment Lead
JS
Jainam SanghaviFouunding Teamformer
AD
Aishwarya DsouzaFounding Recruiterformer

Investors · 15

Java Capitalreported

How we know: india.entrepreneur.com · Y Combinator's founder network · Not right? Tell us

Kube VCreported

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MyAsiaVCreportedSeattle

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Razorpay Inc.reportedBengaluru

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ShiprocketreportedGurugram

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Team IgnitereportedFolsom · $15M

How we know: Y Combinator's founder network · Not right? Tell us

WorldQuant VenturesreportedOld Greenwich

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Also in the syndicate · 1

Multiply Ventures

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

Related companies · 5

Companies working in the same space as BharatX.

Legal entities · 1

corporate structure
BharatX Inc.

Frequently asked questions

What does BharatX do?
BharatX offers a "buy now, pay later" service that splits purchases into three installments via UPI with zero interest, targeting merchants in fashion, apparel, and electronics categories.
Who founded BharatX?
BharatX was founded by Mehul Jindal, Shyam Murugan, Eeshan Sharma, Siddharth Venu in 2021.
Who are BharatX's investors?
BharatX's investors include 8i Ventures, Dholakia Ventures, India Foundation Fund Series I (A Scheme Of Multiply Ventures India, Mars Shot Ventures, Y Combinator, Java Capital, Kube VC, MyAsiaVC and 6 more.
Where is BharatX headquartered?
BharatX is headquartered in Bengaluru, IN.