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BharatX

AcquiredYC W22

Bengaluru, IN · Founded 2021 · 14 employees · 7 known investors

Find your way into BharatX

655 people in our graph share verified history with the BharatX team — schools, employers, funds. One of them is your warm intro.

Arhaan A.unlockedknows Mehul Jindal · together at Y Combinator (overlapped)
×10knows the team · via Y Combinator
knows the team · via National Institute of Technology, Tiruchirappalli

BharatX offers a "buy now, pay later" service that splits purchases into three installments via UPI with zero interest, targeting merchants in fashion, apparel, and electronics categories.

FintechConsumerIndiaSouth Asia

Founders & leadership· Y Combinator alumni (W22)

BharatX was founded in 2021 by Mehul Jindal, Shyam Murugan, Eeshan Sharma, and Siddharth Venu.

MJMehul Jindal
Mehul Jindalin𝕏CEO and Co-Founder2020–2025Mehul Jindal founded BharatX at 19 to provide credit access to Indian consumers without traditional credit requirements, and later sold the technology and business to Flipkart to power their fintech and buy-now-pay-later offerings.
SMShyam Murugan
Shyam Muruganin𝕏Co-Founder2019–2025Founder of BharatX, which offers buy-now-pay-later services via UPI for merchants in fashion, apparel, and electronics. Murugan has programming experience and troubleshooting expertise.
ESEeshan Sharma
Eeshan Sharmain𝕏Co-Founder & COO2020–2026Eeshan Sharma is COO and co-founder of BharatX, which offers buy-now-pay-later services via UPI for merchants in fashion, apparel, and electronics. He was part of the Y Combinator Winter 2022 cohort.
SVSiddharth Venu
Siddharth VenuinCTO, Co-Founder2019–2022Founder of BharatX, a buy now, pay later service offering installment payments via UPI for Indian merchants.

Investors · 7

8i VenturesMumbai
Dholakia VenturesSurat · $100K – $1M
Mars Shot Ventures
Y CombinatorSan Francisco · $500K
Soma CapitalreportedSacramento · $100K – $300K

Also in the syndicate · 2

Java CapitalMultiply Ventures

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

In the news

Tech startups DiFacto, three others raise early-stage funding; BharatX acquires Zenifivccircle.com · May 2024Uphill Battle: Navigating the Complexities of Diabetes Management - The Economic Timeseconomictimes.indiatimes.com · May 2024BharatX Is Helping Businesses Provide Credit Through ‘30 Lines Of Codes’inc42.com · Jul 2022Consumer Credit Startup BharatX Raises $4.5 Million from YC, othersindia.entrepreneur.com · May 2022BharatX Raises $4.5 Million In Seed Roundindia.entrepreneur.com · May 2022BharatX Funding: Fintech startup BharatX raises $4.5 million in funding from Y Combinator, others - The Economic Timeseconomictimes.indiatimes.com · May 2022BharatX Bags $4.5 Mn To Help Companies Launch Credit Productsinc42.com · May 2022NIT Tiruchy students’ BharatX comes under Forbes’ radar- The New Indian Expressnewindianexpress.com · Feb 2022

Frequently asked questions

What does BharatX do?
BharatX offers a "buy now, pay later" service that splits purchases into three installments via UPI with zero interest, targeting merchants in fashion, apparel, and electronics categories.
Who founded BharatX?
BharatX was founded by Mehul Jindal, Shyam Murugan, Eeshan Sharma, Siddharth Venu in 2021.
Who are BharatX's investors?
BharatX's investors include 8i Ventures, Dholakia Ventures, Mars Shot Ventures, Y Combinator, Soma Capital.
Where is BharatX headquartered?
BharatX is headquartered in Bengaluru, IN.