Autonomy fka NXCR

Autonomy (formerly NXCR) operates a month-to-month vehicle subscription service in the United States. Customers select a specific vehicle from the company's inventory through its app or website, pay a one-time start fee plus a recurring monthly charge, and can keep, swap or return the car. Subscriptions carry a 31-day minimum hold, renew month to month with no end-of-term event, and can be ended with 14 days' notice without an exit penalty. Title, registration and licensing are handled by Autonomy, routine maintenance is included, and payment is made by credit card rather than through a loan or lease contract, so no debt is recorded on the subscriber's credit file.

Pricing is posted per vehicle and structured as tiered plans in which a higher upfront start fee lowers the monthly payment. For a new Tesla Model 3, the posted plans are $500/month with $1,000 down, $450/month with $2,000 down, and $400/month with $3,000 down. Quoted prices exclude the start fee, taxes, insurance and a security deposit, and do not vary by credit score, though an eligibility check is required. The company positions the subscription as an alternative to financing and leasing and as a path to ownership, and publishes a side-by-side comparison against a 72-month, 7.0% APR loan example.

The advertised lineup spans 13 vehicles across cars, SUVs and trucks in both electric and gasoline form, including the Tesla Model 3, Ford Mustang Mach-E, BMW i4, Chevrolet Blazer EV and Equinox EV, Hyundai Ioniq 5, Volkswagen ID.4 (listed as coming soon), and gas models such as the Ford Bronco Sport, Escape, Explorer, Ranger, Mustang and F-150. Both new and used model-year 2023 units are offered.

Business model

Autonomy provides vehicles to consumers on a month-to-month subscription rather than a loan or lease. The customer pays a one-time start fee and a monthly payment covering the vehicle, routine maintenance, and title, registration and licensing, while taxes, insurance and a security deposit are separate. Subscriptions renew monthly after a 31-day minimum hold and can be cancelled with 14 days' notice.

Recurring monthly subscription payments per vehicle plus an upfront start fee, with the monthly price scaled inversely to the size of the start fee (for example, $500, $450 or $400 per month for a Tesla Model 3 at $1,000, $2,000 or $3,000 down).

Traction

Publicly advertises 13 vehicles available across cars, SUVs and trucks in select US markets, retailer and dealer partnerships announced in 2023, and a subscriber testimonial on its website.

Latest developments

In September and October 2023 Autonomy announced the acquisition of EV Mobility, entering car sharing, and partnerships with EV Auto and Atlantic Coast Automotive LLC. Fred Weick was named chief executive officer in 2026, running the company day to day alongside founder Scott Painter, following three decades in Mercedes-Benz financial services businesses.