About
Sowmya Rao was a securitization lawyer at Clifford Chance before moving into regulatory and strategy advisory roles with India's Finance Ministry, Google, and Uber. She founded Swifter (YCW20), which built ACH APIs for cannabis commerce and was acquired by Treez, where she served as Director of Payments.
Founder at Pay SwifterYC W20
Intro paths
YC
Sowmya went through Y Combinator (Winter 2020) — any YC alum in your network can reach them through the YC community.
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In turn, Sowmya can intro founders to Pay Swifter's investors below.
Pay Swifter's investors · 1
Experience
- AumneeVP - Head of Productcurrent2025 — presentBangalore Urban, Karnataka, India
- OppDoor part of Binny Bansal's Three State VenturesAI Regtech / Fintech - Consulting2024 — 2025Bengaluru, Karnataka, India
- Treez Inc.Director, ACH Payments2022 — 2024
- Swifter (Acquired by Treez, Inc in 2022)Founder, CEO2019 — 2023Bengaluru, Karnataka, India
- GIGI BENEFITSCo-Founder, CEO2019 — 2021Bangalore Urban, Karnataka, India
- Y CombinatorY Combinator Winter 2020 Batch2020San Francisco, California, United States
- UberHead Public Policy/Policy Strategy - South & SL2017 — 2019Bengaluru Area, India
- GoogleCounsel, Public Policy & Strategic Policy2016 — 2017Gurgaon, India
- National Institute of Public Finance and Policy, New DelhiConsultant2012 — 2013New Delhi Area, India
- Clifford Chance LLP (London and Singapore)Lawyer (India) / Solicitor (UK)2010 — 2012London, United Kingdom; Singapore
- Luthra & Luthra Law OfficesLawyer2010New Delhi Area, India
- Ministry of External Affairs, Government of IndiaIntern2006New Delhi
Skills & more
Lines Of CreditCreditBankingE-CommerceACH PaymentsPaymentsCEOsProduct ManagementProduct DevelopmentFinTechTechnology PolicyPrivacy Law
+12 more
Legislative PolicyRegulatory AffairsPublic PolicyLegal AdviceForeign InvestmentInternational LawStructured FinanceInternational ArbitrationLoan Management System (LMS)Financial ServicesGovTechCitizen TechLanguages English · Hindi · Kannada · Tamil
- Solicitor - England and Wales — United Latino Students Association
From Sowmya's professional profile.
Frequently asked questions
- Who is Sowmya Rao?
- Sowmya Rao was a securitization lawyer at Clifford Chance before moving into regulatory and strategy advisory roles with India's Finance Ministry, Google, and Uber. She founded Swifter (YCW20), which built ACH APIs for cannabis commerce and was acquired by Treez, where she served as Director of Payments.
- Where does Sowmya Rao work?
- Sowmya Rao is Founder of Pay Swifter.
- What companies did Sowmya Rao found?
- Sowmya Rao founded Pay Swifter.
- Where did Sowmya Rao go to school?
- Sowmya Rao studied at Y Combinator (Entrepreneurship/Entrepreneurial Studies); National Academy of Legal Studies & Research (NALSAR) University Hyderabad (B.A.,LL.B (Hons.), Law); Good Shepherd Matriculation Higher Secondary School.
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