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Ray

Founder

Founder & CEO at Sandbox

New York, New York, United States

FoundedSandbox

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About

Ray is the founder and CEO of Sandbox Wealth, an open-architecture private banking platform offering cash management and credit solutions through a network of Tier 1 lenders. He has 20 years of experience in financial services, focusing on liquidity and hedging solutions for high-net-worth individuals and families. His areas of work include business development, product development, risk management, loan pricing and structuring, legal documentation and negotiation, and relationship management, serving clients of RIAs, family offices, and other non-bank financial institutions.

Founder & CEO at Sandbox

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In turn, Ray can intro founders to Sandbox's investors below.

Sandbox's investors · 7

Animoca BrandsHong Kong · since 2025Commerce VenturesSan Francisco · $1M – $5M checks · since 2019First Trust Capital PartnersWheaton · $5M checks · since 2026Kingsway CapitalLondon · since 2025MaximonZug · $11M checks · since 2009NextGen Venture PartnersSan Francisco · $500K – $2M checks · since 2025SoftBank GroupTokyo · since 2021

Experience

  1. Sandbox WealthFounder and CEOcurrent2023 — presentNew York, New York, United States
  2. Bank of AmericaDirector2021 — 2023New York, New York, United States
  3. Raymond JamesSenior Vice President, Head of Structured Lending2017 — 2021New York, New York, United States
  4. Deutsche BankVice President2015 — 2017New York, New York, United States
  5. J.P. MorganCapital Advisor2010 — 2015New York, New York, United States
  6. J.P. MorganBusiness Analyst2008 — 2010New York, New York, United States
  7. J.P. MorganPricing Manager (Bear Stearns)2007 — 2008New York, New York, United States
  8. J.P. MorganRotational Analyst (Bear Stearns)2006 — 2007New York, New York, United States

Skills & more

FINRAMicrosoft ExcelSoftware3Sales1Coaching1Operations Management2Business StrategyFinancial AdvisoryPricing StrategyProject ManagementProduct DevelopmentSeries 77
+12 moreBankingCreditLoansHigh Net Worth IndividualsRisk ManagementCredit AnalysisPrivate BankingFinancial StructuringFinancial ServicesSecuritiesAnalytical SkillsManagement
  • Series 66 — FINRA
  • Series 7 — FINRA

From Ray's professional profile.

Frequently asked questions

Who is Ray?
Ray is the founder and CEO of Sandbox Wealth, an open-architecture private banking platform offering cash management and credit solutions through a network of Tier 1 lenders. He has 20 years of experience in financial services, focusing on liquidity and hedging solutions for high-net-worth individuals and families. His areas of work include business development, product development, risk management, loan pricing and structuring, legal documentation and negotiation, and relationship management, serving clients of RIAs, family offices, and other non-bank financial institutions.
Where does Ray work?
Ray is Founder & CEO of Sandbox.
What companies did Ray found?
Ray founded Sandbox.
Where did Ray go to school?
Ray studied at University of Notre Dame (BA, American Studies).

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