About
A fintech pioneer, Miriam founded Ratepay in 2010 and later founded embedded finance company Banxware in 2020. She sits on the German Startups Association board and is a partner at Paymentandbanking and Startup Teens.
Experience
- freenet AGAufsichtsratsmitgliedcurrent2022 — presentStadt Hamburg, Hamburg, Germany
- 42 HeilbronnMitglied des Beiratscurrent2022 — presentHeilbronn, Baden-Württemberg, Germany
- Banxware GmbHFounder / Co-CEOcurrent2020 — presentBerlin, Berlin, Deutschland
- RatepayFoundercurrent2009 — present
- RatepayManaging Director2010 — 2021Berlin, Germany
- German Startups AssociationExecutive Board Membercurrent2019 — presentBerlin, Germany
- Axel Springer Plug and Play AcceleratorMentorcurrent2017 — present
- Paymentandbanking - PBA Experts GmbHCo-Foundercurrent2017 — presentBerlin Metropolitan Area
- STARTUP TEENSGesellschafterincurrent2019 — present
- Mercedes-Benz Mobility AGAufsichtsratsmitglied2021 — 2025Stuttgart, Baden-Württemberg, Germany
- talentsconnect AGAufsichtsratsmitglied2020 — 2024Cologne, North Rhine-Westphalia, Germany
- BitkomMember of the Presiding Committee2019 — 2021
- MRC | Merchant Risk CouncilEuropean Advisory Board Member2018 — 2020
- Ogone GmbHCountry Manager Germany2008 — 2010
- Royal Bank of Scotland / Worldpay / Bibit Global Payment ServicesSenior Sales Manager2000 — 2008
Skills & more
E-payments99Mobile Payments83Payment Card Processing33Electronic Payments33Payment Gateways41Acquiring23Payment Services19Merchant Services8Payment Systems20Credit Cards16Payments78Debit Cards11
+12 more
E-commerceCardsPCI DSSMobile CommerceTransaction ProcessingMobile BankingPayment IndustryEMVFraudNFCProduct ManagementInternet BankingFrom Miriam's professional profile.
Colleagues at TX Ventures
Andreas Schneider
Cyber Security Expert at TX Ventures
Bettina Hoffet
Legal Expert at TX Ventures
Clarisse Lam
Investment Manager at TX Ventures
Daniel Mönch
Chief Portfolio Officer, Member of the Group Executive Board at TX Ventures
Dr. Ulrich Schmitt
Head of TX Investment Committee; Partner at High-Tech Gründerfonds at TX Ventures
Ewan Jones
Engineering Expert at TX Ventures
Gian Reto à Porta
Founder & CEO at NORM at TX Ventures
Ivan Sharogh Muneton Gil
Growth Marketing Expert at TX Ventures
Frequently asked questions
- Where does Miriam Wohlfarth work?
- Miriam Wohlfarth is Serial-Entrepreneur, CEO of Banxware at TX Ventures.






















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