Fundraising Fox

x15ventures (Commonwealth Bank)

Corporate VC

Sydney · Seed–Series A

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Investment thesis

x15ventures operates as a venture scaler powered by Commonwealth Bank of Australia, positioned between corporate and startup worlds. It builds, buys, and invests in best-in-class digital businesses that can leverage CommBank's scale, strategy, and stability while retaining autonomy to experiment. Originally the bank's innovation lab, it launched its venture model in February 2020 with a mandate to develop digital solutions delivering material benefits to CommBank and its customers, reflecting the bank's deliberate strategy to self-disrupt and reimagine its products and services.

Invests inFintechAustraliaSydney

Source: firm website, verified Aug 3, 2026.

Stage
Seed–Series A
HQ
Sydney, AU
Instruments
Equity
Founded
2020
Tracked investments
17

Investments · 17 tracked

founders shown can be your intro path
:Different

Removed friction from rental property management for investors, tenants and agents; closed 2023.

Backr

Digital platform helping first-time owners set up a business in Australia; closed 2020-2022.

Cheddar

Deal discovery and cashback platform for young Australians; closed 2021-2023.

CreditSavvy

Helped Australians understand credit and manage their financial wellbeing.

Doshii

Connects hospitality apps to a venue's point-of-sale platform so business owners spend less time on tech.

Gable

A shift-left data change management platform enabling full data visibility and governance.

Home-in

Simplifies the home buying process, helping buyers navigate the journey to settlement with certainty.

Kit

A pocket money app and prepaid card that builds financial capability among young people in Australia.

OwnHome

A new pathway to homeownership without high upfront deposit costs.

Pairtree

Centralises 100+ sources of agricultural data into a single platform for farmers.

Payble

Citizen-centric revenue optimisation platform improving government revenue and payment experiences.

Paytron

Payment automation and spend management platform for finance teams; exited 2023.

Splashup

AI-driven partnerships platform focused on post-transaction experiences for high-intent shoppers; closed 2025.

Truyu

Digital identity protection tool alerting consumers when their identity is used or exposed online (in pilot).

Unloan

A home loan with one rate, a 10-minute application, and a discount that improves over time; graduated into CBA.

Vonto

Provided businesses with actionable insights and information; closed 2020-2022.

Waddle

Invoice lending platform powering CommBank's Stream Working Capital product for small businesses.

Frequently asked questions

What stage does x15ventures (Commonwealth Bank) invest at?
x15ventures (Commonwealth Bank) invests at the Seed, Series A stages.
What sectors does x15ventures (Commonwealth Bank) focus on?
x15ventures (Commonwealth Bank) focuses on Fintech.
Where is x15ventures (Commonwealth Bank) located?
x15ventures (Commonwealth Bank) is headquartered in Sydney, AU.

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