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xPay

YC W24

Bengaluru, IN · Founded 2024 · 3 employees · Hiring · 2 known investors

Find your way into xPay

11,289 people in our graph share verified history with the xPay team — schools, employers, funds. One of them is your warm intro.

Sunil Chhayaunlockedknows Rakshit Bansal · together at Observe.AI (overlapped)
knows the team · via Observe.AI
×4knows the team · via Flipkart
knows the team · via St. Columba's School , New Delhi
×3knows the team · via Citi
×2knows the team · via Cisco

xPay is an international payment gateway that enables businesses, particularly in India, to accept cross-border payments from customers across 160+ countries in 150+ currencies. The platform serves enterprises and startups with features including direct local acquiring, subscription collections, payment links, and automated sales tax compliance across 100+ geographies.

FintechIndiaSouth AsiaPartly Remote

Founders & leadership· Y Combinator alumni (W24)

xPay was founded in 2024 by Aniket Gupta and Rakshit Bansal.

AGAniket Gupta
Aniket GuptaCo-FounderAniket Gupta founded xPay, an international payment acceptance platform. Previously, he started DisruptX Labs, a development studio, and ingig, a live streaming platform for musicians.
RBRakshit Bansal
Rakshit BansalFounder, CTORakshit Bansal has led product and technology initiatives at Flipkart and Observe.AI, and now leads xPay, a platform for international payment acceptance.

Investors · 2

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · funding news · Not right? Tell us

Related companies · 6

KlarnaKlarna is a mobile banking and payments platform that offers flexible payment options, shopping features, and financial management tools to millions of users globally through partnerships with thousands of merchants.
Ramsey SolutionsRamsey Solutions provides personal finance education, tools, and coaching—including the 7 Baby Steps plan, a vetted network of financial service providers (RamseyTrusted), and AI-powered money advice—to help individuals get out of debt and build wealth. The company also produces The Ramsey Show and offers budgeting resources for consumers managing their personal finances.
StripeStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Credit KarmaCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
ConnexPayConnexPay provides a payment platform that lets businesses accept customer payments and fund immediate supplier payments via virtual cards from the same transaction, closing the cash flow gap. It serves industries such as business travel (TMCs and MICE agencies) and embedded payment resellers, with fraud protection and virtual card rebate optimization.
StiltA financial technology platform that provides APIs for launching credit products, handling regulatory compliance, underwriting, loan servicing, credit reporting, and debt capital sourcing.

Companies working in the same space as xPay.

Frequently asked questions

What does xPay do?
xPay is an international payment gateway that enables businesses, particularly in India, to accept cross-border payments from customers across 160+ countries in 150+ currencies. The platform serves enterprises and startups with features including direct local acquiring, subscription collections, payment links, and automated sales tax compliance across 100+ geographies.
Who founded xPay?
xPay was founded by Aniket Gupta, Rakshit Bansal in 2024.
Who are xPay's investors?
xPay's investors include Daniel Gutenberg, Y Combinator.
Where is xPay headquartered?
xPay is headquartered in Bengaluru, IN.