Tokenz

Tokenz operates a merchant-of-record (MoR) platform for companies selling digital goods and services internationally. Acting as the merchant of record on its customers' behalf, it assumes the payment, tax and regulatory complexity of cross-border sales, covering payment acceptance, localized checkout, cross-border payouts, fraud and risk controls, and indirect tax obligations. The company states support for more than 200 payment methods across more than 224 countries and territories, including cards, Apple Pay, PayPal, Alipay and convenience-store payment options such as FamilyMart, alongside local currency pricing intended to raise authorization rates.

The product set spans four main areas described on the company's site: payment methods with local currency options; compliant cross-border payouts to creators, illustrated with bank payouts in Switzerland, Japan, Brazil and Australia; a one-click localized checkout; and a risk and compliance suite with adaptive controls for higher-risk markets. A tax component handles VAT, GST, consumption tax and other regional taxes, including registration, calculation, collection, remittance and audit response, with tax-inclusive pricing examples for Germany (19% VAT), the United Kingdom (20% VAT), South Africa (15% VAT), Japan (10% consumption tax), India (18% GST) and Australia (10% GST). Additional features include configurable access control, engagement incentives and points-based reward systems requiring no coding, and tooling for merchants to launch direct-to-consumer web shops.

For developers, Tokenz offers a plug-and-play checkout deployable with a short integration snippet, API documentation with interactive guides and code samples, and an interactive sandbox for test-mode validation. It also publishes a hosted MCP server that lets AI coding agents such as Claude Code, Cursor or Codex assemble a test-mode integration using searchable documentation, test cards and test-only tools.

Business model

Tokenz inserts itself as the merchant of record in its customers' transaction flow, providing payment acceptance, checkout, payouts, risk controls and tax compliance as integrated infrastructure rather than as separately configured engines, positioning itself as an alternative to hiring in-market compliance staff or licensing a standalone tax engine.