InsurTech Startups

Premiums for the Planet is an insurance brokerage service that helps businesses lower costs, close coverage gaps, and protect coverage while directing their insurance premiums toward climate-positive initiatives rather than industries that drive climate change. It positions commercial insurance as a lever for climate action for organizations of all sizes.

1 investor

Prescience is a financial technology platform providing health benefits administration, care navigation, and HSA management services for employers and their members.

1 investor

Princeps is developing financial infrastructure for the compute economy, including instruments such as compute reserves, compute bonds, SLA guaranties, and a clearing house tied to GPU/compute capacity. The company positions itself around underwriting and financial products for AI-era compute resources.

1 investor

Prism Claims Group is a UK nationwide provider of end-to-end insurance claims management services, handling motor impact and building/property damage claims for domestic and commercial policyholders. It serves insurers and Managing General Agents (MGAs) and operates a vetted Building Repair Network of contractors.

1 investor

PrismaLife offers retirement provision and asset investment products aimed at helping individuals build long-term, sustainable savings for old age. The company is based in Liechtenstein and focuses on multi-generational retirement planning.

1 investor

ProFire Alliance is a network of boutique fire investigation firms that conducts origin-and-cause investigations, scene preservation, evidence collection, and claims-focused reporting for fire and explosion losses. It serves insurance adjusters, attorneys, and experts, delivering defensible findings that address subrogation, liability, and coverage, with near-nationwide coverage.

1 investor

Pronto Insurance offers insurance products to consumers, directing prospective customers to call an agent by phone. The page does not detail the specific insurance lines offered.

1 investor

Propel provides insurance solutions and personalized programs that protect businesses against liability and property damage or loss. It serves companies across the United States.

1 investor

PropertyLens generates comprehensive property history reports for U.S. residential real estate, synthesizing over 90 data sources into 40+ page reports covering property condition scores, repair costs, transaction history, climate and health risks, insurability, and neighborhood safety. It serves homebuyers, real estate investors, home inspectors, lenders, and insurance carriers, and its underlying data platform is used by insurers to underwrite properties.

1 investor

PropertyExpert provides AI-supported end-to-end claims management software for property insurers and the real estate industry, covering the process from claim reporting to payout. Its tools automate claims handling for building damage to shorten processing times and reduce costs.

1 investor

Prosperity Life Group is a life insurance organization offering universal life insurance, annuities, reinsurance, and capital solutions to individuals and institutional clients. The company manages over $29 billion in assets and has over a century of experience in the life insurance industry.

1 investor

ProTech provides device protection plans and repair services covering accidental and liquid damage for consumer electronics from brands like Apple, Xiaomi, Infinix, and Tecno. It operates a network of authorized service centers across emerging markets in South Asia and Southeast Asia, including Sri Lanka, Pakistan, Nepal, Mongolia, Myanmar, Bangladesh, Brunei, and the Philippines.

1 investor

ProtectMyCar offers vehicle service contracts (extended auto warranties) with customer support for claims, billing, and roadside assistance. It serves consumers seeking coverage for vehicle repairs.

1 investor

ProtectRisk operates a markets search and professional networking platform for the commercial insurance sector, connecting insurance brokers, insurance companies, program managers, and wholesale brokers. It provides market search tools along with communication and collaboration features to facilitate connections within the business insurance industry.

1 investor

Provinzial is a German insurance provider offering a broad portfolio of policies including auto, liability (private, horse, and dog owner), home and contents, device, digital/cyber, pension, and life insurance. It serves individual customers through local agencies and provides a customer portal and the MeineProvinzial app for managing contracts and claims.

1 investor

Qollabi offers an AI agent that integrates with Broker Management Systems (such as Brio and BrokerCloud) to help insurance brokers prevent client churn, identify cross- and upsell opportunities, and automate personalized campaigns and workflows. The product serves insurance brokers and analyzes their client portfolios to surface revenue opportunities.

1 investor

Qover provides an embedded insurance orchestration platform with insurance APIs that businesses can integrate into their apps or websites to offer insurance products such as purchase protection, event cancellation, travel coverage and motor insurance. Its modular, product-agnostic platform serves companies wanting to embed insurance in their offerings, and it also handles claims and customer service as a TPA across European markets.

1 investor

QueroQuitar operates a 100% digital, free platform in Brazil where individuals and businesses renegotiate and settle overdue debts, comparing discounts and installment offers to clear their names. The company also offers loan comparison, health insurance plans, and life insurance through the same site.

1 investor

Medical stop loss insurance provider offering coverage for self-funded health benefits to small businesses with 10-100 employees. The service protects employers from unexpected high healthcare costs while maintaining flexibility in their benefits strategy.

1 investor

Raise Holding is an India-focused financial services company centered on capital markets, building products and platforms across trading, insurance, wealth management, lending, and payments delivered through technology and AI. It serves investors and traders in metros and tier 1 and 2 towns of India, including a flagship trading product for active traders and long-term investors.

1 investor

RAKE ML predicts commercial roof failure timing using imagery, climate data, repair history, and physics-informed simulation to help insurers, lenders, property owners, and brokers make asset-level underwriting and capital decisions. The company serves the commercial property insurance and lending markets by providing time-bound failure probability assessments that replace age-based underwriting proxies.

1 investor

Rasan is a Saudi technology company focused on insurance and financial services, building digital platforms that let individuals and businesses access and compare insurance and financial products. Founded in 2016, it operates a portfolio of fintech and insurtech products across the Saudi Arabian market.

1 investor

PMI Rate Pro is an API and web platform that aggregates real-time private mortgage insurance quotes from all major providers, enabling mortgage lenders and technology platforms to compare rates and place MI orders from a single integration. It serves lenders, credit unions, and mortgage technology providers seeking to reduce manual quoting work and maintain compliance.

1 investor

RAVIN provides AI-powered vehicle inspection and damage assessment software for insurance claims processing, enabling faster claim decisions through automated photo capture and analysis.

1 investor