InsurTech Startups

Citalid offers a SaaS platform for cyber risk quantification that assesses the likelihood and financial impact of cyber threats and generates tailored security and insurance recommendations. It serves enterprises (CISOs, risk and insurance managers) and the insurance industry (portfolio managers, brokers), combining threat intelligence with financial modelling.

1 investor

CL Life offers annuity products designed to convert retirement savings into a guaranteed income stream, with features such as tax-deferred accumulation, payout rate options, death benefits, and optional riders. It serves individuals planning for retirement who want stable, predictable income.

1 investor

ClaimMentor provides software for insurance claims teams that records video and audio statements from claimants, offering self-service scheduling via text or email plus AI-generated transcripts and summaries. It turns recorded claims conversations into searchable records and structured intelligence for adjusters.

1 investor

Claimo is an Australian claims management service that helps consumers recover refunds for mis-sold "junk" add-on insurance policies (such as consumer credit insurance, GAP, and motor equity insurance) as well as Super/TPD claims. It operates on a no win, no fee basis, advocating for consumers through internal dispute resolution and the Australian Financial Complaints Authority.

1 investor

Claims Concierge manages automotive property damage insurance claims on behalf of clients, handling documentation, insurer coordination, diminished value, total loss, GAP filings, and rental coordination on a contingency basis. It partners with personal injury law firms and auto repair shops, taking over the property damage side of claims so firms can focus on litigation and shops on repairs.

1 investor

Zemble (at claimspace.io) offers a workflow and case management platform for collecting and managing client data across complex, multi-stakeholder claims operations. It serves insurance brokers, advisers, MGAs, underwriting agencies, carriers, and self-insured businesses, providing white-labelled claimant portals, audit trails, and shared case records.

1 investor

MIB EHR is a medical data retrieval service that gives life insurance underwriters a single access point to electronic health records, HIE data, and APS vendor records, returning both raw data files and human-readable PDFs. It standardizes electronic health data for life insurance underwriting to speed up and reduce the cost of the underwriting process.

1 investor

Clasp provides API-, SDK-, and MCP-based infrastructure and automation for health benefits administration, handling quoting, group setup, open enrollment, carrier feeds, and ACA/COBRA compliance. It is aimed at insurance brokers, payroll platforms, and employers managing employee health benefits.

1 investor

Clasp provides API-based infrastructure and automation for employee health benefits administration, handling quoting, group setup, open enrollment, carrier feeds, and ACA/COBRA compliance. It serves insurance brokers and employers, and can be embedded via API, SDK, or MCP server.

1 investor

Class A provides general aviation insurance for pilots and aircraft owners, using flight and maintenance data analytics to price policies and reward safer flying. It works directly with pilots and through aviation brokers, with coverage available in the US.

1 investor

Clear Blue Insurance provides a fronting platform for Managing General Agents (MGAs) and reinsurers, offering underwriting oversight, analytics, actuarial support, portfolio management, and claims and premium account management. It serves MGAs and reinsurance partners across verticals such as car dealers, trucking and transportation, construction, commercial packages, and habitational programs.

1 investor

CleverCards provides digital payout cards for insurance claims disbursement, offering instant payments, automated reconciliation, and post-payment visibility across policyholders, vendors, and partners. It also enables companies to digitally deliver employee rewards and tax-free benefits.

1 investor

ClickVers is an insurance broker portal offering comparison and mediation services across general, needs-based, and specialized insurance products for individuals and families in Germany. Operating since 1952, the company emphasizes non-discriminatory insurance placement across multiple categories including motorsport coverage, hearing aid insurance, and event liability.

1 investor

CloudAdvisors builds technology for the employee benefits market, giving employers, benefit advisors, and insurance providers tools and information to compare and choose benefit plans. Founded in 2020, it operates a benefits marketplace and decision-making platform serving Canadian households.

1 investor

CoAction Specialty provides specialty insurance products, focusing on complex risks and building tailored risk solutions for clients and their customers through specialist expertise and data-driven insights.

1 investor

CodaHx provides AI-powered medical claims auditing for self-funded employers, flagging billing errors, coding mistakes, and coverage misapplications before claims are paid by third-party administrators. The platform integrates with existing TPA workflows to identify savings opportunities including duplicate charges, upcoding, unbundling, and pricing discrepancies.

1 investor

MetLife Colombia offers life, health, and accident insurance products for individuals, including indemnity coverage, private pension life insurance, and flexible policies with investment options. It is the Colombian arm of the global MetLife insurance group.

1 investor

Companion Protect builds customizable, white-label pet insurance and wellness products for insurers, retailers, benefits providers, and shelters to offer to pet owners under their own brands. It operates the underwriter-agnostic PALS platform, providing third-party administration along with product design, execution, and growth services.

1 investor

Compex Legal Services provides record retrieval, medical record review and summarization, court reporting, and medical/social media canvassing for claims and litigation across all 50 U.S. states. It serves insurance carriers, law firms, third-party administrators, and record custodians, using a client portal and AI-powered tools such as Asabell for medical summaries.

1 investor

Comulate is an accounting automation platform for insurance brokerage accounting teams, automating processes such as direct bill, cash application, carrier payables, and revenue integrity. It targets large brokers and serves the insurance industry.

1 investor

Concirrus offers Inspire, an AI-native underwriting platform that ingests and structures insurance submissions automatically, surfaces risk signals, and tracks portfolio exposure to help underwriters quote faster. It serves specialty insurance underwriters across lines including Aviation, Property, Surety, Construction, Political Violence & Terrorism, and Marine.

1 investor

Converge is an insurtech company that underwrites cyber risk insurance, distributing coverage to broker-partners across the U.S. through a capacity partnership with QBE. It uses AI-driven technology and proprietary data to assess policyholders' current and future cyber risk.

1 investor

An AI-powered insurance platform serving insurers across multiple industries, with customers worldwide. The company positions its technology as helping businesses grow through applied intelligence.

1 investor

CopyCat builds AI-powered document automation software for insurance brokers, automating the creation of proposals, risk analysis documents, and employee benefits workbooks while preserving agency workflows and templates. The platform helps commercial and personal lines brokers reduce administrative work and serve more clients.

1 investor