Sigo Seguros

Sigo Seguros is a digital auto insurance agency that sells personal auto policies in Spanish to drivers in the United States. Customers begin a quote online with only a ZIP code, complete the process from a mobile phone in roughly two minutes, and receive side-by-side quotes from multiple carriers ordered by price. The company states that applicants do not need a Social Security number, US credit history, or a US driver's license: consular ID (matrícula consular), passport, ITIN, or a foreign license are accepted, with final approval dependent on each carrier's underwriting and the state.

The product offering is presented as two tiers: a basic liability plan covering third-party injury and property damage at state-minimum levels, and a full-coverage plan that adds protection for the policyholder's own vehicle against collision, theft, fire and weather damage. After purchase, customers receive a digital proof of insurance, and Spanish-speaking agents are available to help complete a purchase or answer coverage questions. The site publishes state minimum liability requirements for each state it operates in and notes that Florida is a no-fault state with PIP coverage while California, Texas and Arizona are liability states.

Business model

Sigo Seguros operates as an insurance agency rather than a carrier, distributing policies from multiple third-party insurers and comparing their prices for the customer in a single search.

Traction

The company states that more than 90,000 drivers have been insured through the service, and publishes customer testimonials from Texas and California markets.