What does SavvyMoney do?

SavvyMoney supplies banks, credit unions and fintechs with embedded credit score, financial wellness, analytics and lending tools.

Who are SavvyMoney's investors?

SavvyMoney's investors include Spectrum Equity, Canapi Ventures, Core Venture Capital, TransUnion.

SavvyMoney

Founded 2009 · 186 employees on LinkedIn · 5 known investors

SavvyMoney provides a digital banking platform that integrates credit insights and financial tools into financial institutions' digital experiences. The platform serves banks, credit unions, and fintechs to help them serve consumers seeking to improve their financial well-being.

Also known as SavvyMoney, Inc.

Fintech SaaS

Founders & leadership

JB OrecchiaPresident & CEO

Investors · 5

Spectrum Equity✓ verifiedBoston · $25M – $250M

Canapi VenturesNew York

Core Venture CapitalLos Angeles · $1M – $5M

TransUnionreported · 2 sourcesChicago

Also in the syndicate · 1

PSGlead

Company profile

researched Aug 2026

SavvyMoney is a financial technology company that embeds credit score and financial wellness capabilities into the digital banking experiences of banks, credit unions and fintechs. Its platform combines real-time credit score access, credit reporting and monitoring, score goal tracking and educational content with personalized, pre-qualified loan offers presented to consumers inside their institution's online and mobile banking environment. Alongside the consumer-facing tools, SavvyMoney sells an analytics layer that lets institutions examine credit score trends, wallet-share and market-share gaps, identify pre-qualified opportunities, run targeted lending and deposit campaigns, and measure campaign performance and return on investment.

The product set has broadened beyond credit scores into lending, deposit and account-opening workflows. SavvyMoney offers end-to-end consumer and business account opening across online, mobile and branch channels, capabilities the company attributes in part to its acquisition of CreditSnap, which powers its loan origination, deposit and account onboarding solutions. In 2025 the company also introduced a home value and equity feature within its credit score product. SavvyMoney describes more than 70 integrations with digital banking, core and loan origination system platforms, and states that its offering is embedded and API-ready to shorten deployment timelines for institution partners.

The company is led by President and CEO JB Orecchia, who has led SavvyMoney since 2011 and previously spent ten years as EVP of Partnership Marketing at freecreditreport.com/Experian Interactive. Its leadership team includes a CFO, chief product, revenue and technology officers, and SVPs for people, lending and deposits, and operations, with Jean Chatzky serving as advisor and editor-in-chief. Board members include representatives of Spectrum Equity and PSG, a TransUnion executive, and former Fiserv group president Rahul Gupta. The company is headquartered in Dublin, California; earlier announcements listed Pleasanton, California.

Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported

Consumers reachedJan 202220,000,000 consumers

Digital banking platform integrationsOct 202540 platforms

Financial institutions servedJan 20261,600 institutions

Inc. 5000 rankAug 20262,227 rank

Integrations (digital banking, core and LOS platforms)Jan 202670 platforms

Net Promoter ScoreJan 202693 NPS

Revenue growthJan 2022More than tripled revenue over the prior 24 months

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Competitors · 9

by search overlap

Experian3193 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.

Chase2474 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.

Capital One2379 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.

Equifax2089 shared keywordsEquifax is a data and analytics company providing consumer credit monitoring, identity theft prevention, and business risk and fraud solutions, as well as employment, income, tax, and payroll verification services for businesses and government entities. It serves consumers, businesses, and governments in the U.S. and internationally with credit and financial decisioning insights.

Credit Karma2071 shared keywordsCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.

American Express Supplies1399 shared keywordsAmerican Express provides consumer and business credit cards, banking, and travel services, along with a rewards and benefits program. It serves individual consumers and businesses.

Transunion1363 shared keywords

MoneyLion1356 shared keywordsMoneyLion is a financial technology company offering consumer banking products including spend accounts, savings accounts with variable APY, a debit Mastercard with cash back rewards, and a membership plan with added services and insurance benefits. It provides a marketplace connecting users to third-party financial products, with banking services provided by Pathward, National Association.

Self1253 shared keywordsSelf provides credit-building tools and savings products designed for people with low or no credit history. The company serves individuals seeking to build or rebuild their credit scores to access financial opportunities.

Companies competing with SavvyMoney for the same Google search keywords, organic and paid, via search-intersection analysis.

Timeline · 6

launches, deals, and filings

Aug 2026

Ranked No. 2227 on the 2026 Inc. 5000 list

Fourth consecutive year on the Inc. 5000; also ranked No. 80 in the San Francisco Bay Area, No. 175 in Financial Services and No. 310 in California.

source ↗

Oct 2025

Acquisition of CreditSnap cited as expanding lending and account-opening capabilities

SavvyMoney's funding announcement describes CreditSnap as a strategic acquisition that now powers its intelligent loan origination, deposit and account onboarding solutions.

source ↗

Oct 2025

SavvyMoney raises $225 million minority investment co-led by PSG and Canapi Ventures

Minority investment co-led by PSG and Canapi Ventures with continued investment from Spectrum Equity, intended to accelerate the product roadmap and go-to-market investment. Raymond James was exclusive financial advisor and Goodwin Procter legal advisor to SavvyMoney; William Blair advised PSG with Latham & Watkins as legal advisor.

$225M source ↗

Jan 2025

Named to Inc.'s 2025 Best Workplaces list

source ↗

Jan 2025

SavvyMoney launches Home Value & Equity inside Credit Score

The company announced the addition of a home value and equity feature within its credit score product.

source ↗

Jan 2022

SavvyMoney raises $45 million growth investment led by Spectrum Equity

SavvyMoney announced a $45 million growth investment led by Spectrum Equity, with participation from existing investor and strategic partner TransUnion. Adam Margolin of Spectrum Equity joined the board.

$45M source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

In the news

SavvyMoney Raises $225M to Accelerate Innovation for Financial Institutions | SavvyMoneysavvymoney.com · Oct 2025

SaaS Credit Score Software for Online Banking Platforms with APIs and Integrations | SavvyMoneysavvymoney.com · Oct 2025

SavvyMoney Announces $45 Million Growth Investment Led by Spectrum Equity | SavvyMoneysavvymoney.com · Jan 2022

▸Research sources · 8

primary sources listed

SavvyMoneysavvymoney.com · web

8 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does SavvyMoney do?: SavvyMoney supplies banks, credit unions and fintechs with embedded credit score, financial wellness, analytics and lending tools.
Who are SavvyMoney's investors?: SavvyMoney's investors include Spectrum Equity, Canapi Ventures, Core Venture Capital, TransUnion.