Payrails
Berlin, DE · 5 known investors
Payrails provides a modular financial operating system for enterprises that manages payment and financial workflows. The platform serves fast-growing businesses that need flexibility to scale across markets and partners without rebuilding infrastructure.
Founders & leadership
ET
Emre TalayFounder
NT
Nicolas ThouzeauFounder
OA
Orkhan AbdullayevFounder
Investors · 5
Funding
SEC filings, press & company announcements$32M disclosed across 1 of 3 rounds · 2025–2026
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 10
by search overlapStripe203 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Checkout134 shared keywordsCheckout.com offers Flow, a hosted payment page that businesses can deploy with a low-code, one-time integration to accept payments online. The page can be customized to match a site's branding for a consistent checkout experience.
Razorpay89 shared keywordsRazorpay provides payment processing APIs and financial services for online merchants, schools, and ecommerce businesses, offering payment acceptance, disbursement, current accounts, and working capital loans. The company serves businesses looking to accept and manage payments online with developer-friendly integration.
Basis Theory77 shared keywordsBasis Theory provides a payment vault platform that tokenizes and routes payment data across payment service providers while maintaining PCI compliance. The service targets merchants and platforms seeking to improve payment authorization rates, reduce churn, and consolidate payment processing without disrupting their existing tech stack.
Primer75 shared keywordsPrimer offers a payments platform that unifies transaction data and provides tools for finance and payments teams to monitor, optimize, and scale their payment operations across regions. It serves ecommerce and merchant businesses managing global payments, with features like fallbacks, fraud defense, and an AI companion.
Gr4Vy72 shared keywordsGr4vy provides a cloud-based payment orchestration platform that enables merchants and payment platforms to manage their payment strategies without coding. The platform allows businesses to design customized payment journeys and optimize their transaction processing.
GoCardless67 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Bill.com Holdings, Inc.66 shared keywordsBILL is a unified financial operations platform that automates accounts payable, receivables, and spend management for businesses. The platform processes over $345 billion in annual payment volume and serves nearly 500,000 customers across the US and 130+ countries.
ACI Worldwide66 shared keywordsACI Worldwide provides cloud-based payments software that processes high volumes of transactions for banks, intermediaries, and merchants. Its offerings include payments orchestration, AI-powered payments intelligence, and data security and compliance tools.
Adyen60 shared keywordsAdyen is a payments platform that enables enterprises to accept, process, and move money across their business, with capabilities for embedded finance and financial product issuance.
Companies competing with Payrails for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Payrails do?
- Payrails provides a modular financial operating system for enterprises that manages payment and financial workflows. The platform serves fast-growing businesses that need flexibility to scale across markets and partners without rebuilding infrastructure.
- Who founded Payrails?
- Payrails was founded by Emre Talay, Nicolas Thouzeau, Orkhan Abdullayev.
- Who are Payrails's investors?
- Payrails's investors include Andreessen Horowitz, DeBa Ventures, EQT Ventures, EQT Life Sciences, General Catalyst.
- How much funding has Payrails raised?
- Payrails has disclosed $32M raised across 1 of its 3 known rounds.
- Where is Payrails headquartered?
- Payrails is headquartered in Berlin, DE.


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