Nova Credit
YC S16New York City, US · Founded 2016 · 100 employees · 11 known investors
Nova Credit aggregates global credit bureau data, bank transaction data, and payroll information to help lenders assess borrowers and provide fairer access to credit for underserved populations including international newcomers, gig workers, and others traditionally excluded from the financial system. The company serves financial institutions, lenders, and property management platforms with credit reporting, cash flow underwriting, and income verification products.
Founders & leadership· Y Combinator alumni (S16)
Misha EsipovinFounder and CEO
Investors · 11
General Catalyst✓ verifiedSan Francisco
Kleiner Perkins✓ verifiedMenlo Park
Ballistic VenturesMenlo Park
Better Tomorrow VenturesSan Francisco · $500K – $4M
Geodesic CapitalSilicon Valley
NAventuresToronto
Sterling RoadSan Francisco · $50K – $150K
XYZ Venture Capital
Y CombinatorSan Francisco · $500K – $500K
Canapi VenturesreportedWashington
Index VenturesreportedSan Francisco
In the news
- Nova Credit Redefines Income and Asset Verification in Affordable Housing with Launch of Eligibility Compassbusinesswire.com · 2025
- Nova Credit: $35 Million Series D Raised To Improve Cash Flow Underwritingpulse2.com · 2025
- FinTech Nova Credit bags $35m Series D fundingfintech.global · 2025
- Exclusive: Nova Credit raises $35M to scale cash flow underwritingaxios.com · 2025
- Nova Credit draws capital to fund auto and personal loans | American Bankeramericanbanker.com · 2025
- Nova Credit lands $45M to grow its cross-border and alternative data credit products | TechCrunchtechcrunch.com · 2023
- Nova Credit - 2026 Funding Rounds & List of Investors - Tracxntracxn.com · 2021