Method Financial
YC S19New York City, US · Founded 2021 · 50 employees · Hiring · 11 known investors
Method builds financial connectivity infrastructure that enables software companies and financial services firms to embed banking, payments, and account data capabilities into their platforms. The company provides real-time connections to bank accounts and payment rails to support commerce, lending, and account management applications.
Also known as Forward · GradJoy
Data & InfrastructureFintechSaaSB2BUnited States of AmericaAmerica / CanadaPartly Remote
Founders & leadership· Y Combinator alumni (S19)
Method Financial was founded in 2021 by Jose Bethancourt, Jesus Marco del Carmen, and Mit Shah.
JB
Jose Bethancourtin𝕏Co-Founder & CEOJose Bethancourt is a co-founder and CEO of Method Financial with prior experience at Foreflight and Clover. He holds degrees in Computer Science and Business from the University of Texas at Austin.30 Under 30 2026
JM
Jesus Marco del CarmeninFounder
MS
Mit ShahinCo-founder, COO
Investors · 11
Abstract VenturesSan Francisco · $250K – $750K
Andreessen HorowitzMenlo Park · $500K – $50M
Ardent VentureWashington · $250K – $3M
Cameron VenturesOklahoma City · $250K – $2Mvia Aaron Webster · inferred
Leonis CapitalSan Francisco
Runa CapitalSofia · $500K – $5M
Samsung NextSan Jose · $100K – $5M
SV AngelSan Francisco
Truist VenturesCharlotte
Y CombinatorSan Francisco · $500K
Socially FinancedreportedChatham · $100K – $250K
Founder mafia
2 people who came through Method Financial went on to found or lead other companies.
Competitors · 6
by search overlapExperian50 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Credit Karma48 shared keywordsCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
Mwm46 shared keywordsMWM is a mobile app platform that lets teams build native iOS and Android apps using AI agents, operate live apps through an analytics and monetization console, and scale them with funded user acquisition, ASO and distribution. It serves mobile app developers and publishers looking to create, run, and grow their apps.
Finder46 shared keywordsFinder is a personal finance comparison platform that helps consumers find deals on savings accounts, bank bonus offers, and rates. It also publishes money-saving content such as budgeting and savings challenges.
Plaid40 shared keywordsPlaid provides financial infrastructure and APIs that enable developers to build financial technology products and services. The platform serves fintech companies, developers, and financial institutions by offering consumer-facing applications and backend tools for financial data connectivity.
Happy Money Exits false39 shared keywordsHappy Money offers personal loans between $5,000 and $50,000, marketed primarily to consumers looking to pay off credit card debt. The company works with community-focused lending partners and lets applicants check their rate without affecting their credit score.
Companies competing with Method Financial for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Method Financial do?
- Method builds financial connectivity infrastructure that enables software companies and financial services firms to embed banking, payments, and account data capabilities into their platforms. The company provides real-time connections to bank accounts and payment rails to support commerce, lending, and account management applications.
- Who founded Method Financial?
- Method Financial was founded by Jose Bethancourt, Jesus Marco del Carmen, Mit Shah in 2021.
- Who are Method Financial's investors?
- Method Financial's investors include Abstract Ventures, Andreessen Horowitz, Ardent Venture, Cameron Ventures, Leonis Capital, Runa Capital, Samsung Next, SV Angel and 3 more.
- Where is Method Financial headquartered?
- Method Financial is headquartered in New York City, US.