Lume
DefunctYC S20New York City, US · Founded 2019 · 4 employees on LinkedIn · 1 known investors
Lume provided a mobile banking platform for nurses that offered earned wage access, student loan refinancing, and job placement services for travel nursing positions.
Also known as Lume Health
Founders & leadership· Y Combinator alumni (S20)
Lume was founded in 2019 by Shantanu Joshi and Christopher Chang.
SJ
Shantanu JoshiinCo-founder2019–2022Shantanu Joshi is the founder of Lume, a mobile banking platform that provides earned wage access, student loan refinancing, and job placement services for travel nurses.
CC
Christopher ChanginFounder
Investors · 1
In the news
Album-selling app Lume launches: ‘We just think the current system is incomplete' - Music Allymusically.com · Jul 2026Frequently asked questions
- What does Lume do?
- Lume provided a mobile banking platform for nurses that offered earned wage access, student loan refinancing, and job placement services for travel nursing positions.
- Who founded Lume?
- Lume was founded by Shantanu Joshi, Christopher Chang in 2019.
- Who are Lume's investors?
- Lume's investors include Y Combinator.
- Where is Lume headquartered?
- Lume is headquartered in New York City, US.

