Kikoff
San Francisco, US · Founded 2019 · Delaware corporation · 7 known investors
Kikoff offers credit-building financial services and tools designed to help users improve their credit scores, particularly those starting below 600. The service operates through structured credit plans and reporting mechanisms to assist individuals in taking control of their financial future.
Fintech
Founders & leadership
Kikoff was founded in 2019 by Xinyi Chen, Christophe Chong, and Cynthia Chen.
Investors · 7
Funding
SEC filings, press & company announcements$42.5M disclosed across 2 of 3 rounds · 2020–2025
- Undisclosed amountSeries BSep 2025Source ↗
▶$30MraisedJun 2021 · 8 investors · Other TechnologyRule 506(b)
▶$30MraisedJun 2021 · 8 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Xinyi ChenExecutive Officer, Director
- Christophe ChongExecutive Officer, Director
- Ansaf KareemDirector
- Stephanie ChooDirector
- Offering amount
- $30M
- Amount sold
- $30M
- First sale
- May 2021
- Incorporated
- Corporation, Delaware, 2019
- Federal exemptions
- 06b
▶$12.5MraisedAug 2020 · 18 investors · Other TechnologyRule 506(b)
▶$12.5MraisedAug 2020 · 18 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Xinyi ChenExecutive Officer, Director
- Christophe ChongExecutive Officer
- Offering amount
- $12.5M
- Amount sold
- $12.5M
- First sale
- Jul 2020
- Incorporated
- Corporation, Delaware, 2019
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 10
by search overlapExperian6198 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Credit Karma5163 shared keywordsCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
Chase5029 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Capital One4298 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
Equifax4183 shared keywordsEquifax is a data and analytics company providing consumer credit monitoring, identity theft prevention, and business risk and fraud solutions, as well as employment, income, tax, and payroll verification services for businesses and government entities. It serves consumers, businesses, and governments in the U.S. and internationally with credit and financial decisioning insights.
Self3085 shared keywordsSelf provides credit-building tools and savings products designed for people with low or no credit history. The company serves individuals seeking to build or rebuild their credit scores to access financial opportunities.
MoneyLion2793 shared keywordsMoneyLion is a financial technology company offering consumer banking products including spend accounts, savings accounts with variable APY, a debit Mastercard with cash back rewards, and a membership plan with added services and insurance benefits. It provides a marketplace connecting users to third-party financial products, with banking services provided by Pathward, National Association.
American Express Supplies2598 shared keywordsAmerican Express provides consumer and business credit cards, banking, and travel services, along with a rewards and benefits program. It serves individual consumers and businesses.
Transunion2523 shared keywords
Credit2044 shared keywordsCredit.com offers consumers tools to check and manage their credit, including a free credit report card, along with resources to compare credit cards and personal loans. It provides articles, calculators, and financial product recommendations for individuals.
Companies competing with Kikoff for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Kikoff do?
- Kikoff offers credit-building financial services and tools designed to help users improve their credit scores, particularly those starting below 600. The service operates through structured credit plans and reporting mechanisms to assist individuals in taking control of their financial future.
- Who founded Kikoff?
- Kikoff was founded by Xinyi Chen, Christophe Chong, Cynthia Chen in 2019.
- Who are Kikoff's investors?
- Kikoff's investors include Abstract Ventures, Coatue Management, Core Venture Capital, Female Founders, Lightspeed Venture Partners, Notable Capital, Latitude.
- How much funding has Kikoff raised?
- Kikoff has disclosed $42.5M raised across 2 of its 3 known rounds.
- Where is Kikoff headquartered?
- Kikoff is headquartered in San Francisco, US.