Inicio AI
11 known investors
Inicio AI offers Budgie, a specialist conversational AI virtual agent that conducts income and expenditure affordability assessments with consumers 24/7. It serves regulated firms handling consumer affordability data, positioning itself as an FCA-regulated fintech in the UK debt and financial assessment space.
Founders & leadership
RC
Rachel CurtisCEO
Investors · 11
Angel AcademeLondon · $11K – $385K
Future Planet CapitalLondon
HaatchLondon · $500K – $1M
Midven Ltd.Manchester · $25.4K – $635K
Mint VenturesreportedScotland · $63K – $252K
Morgan StanleyreportedPurchase
Also in the syndicate · 5
Haatch VenturesRigbyRigby Group PLCWest Midlands Co-Investment FundWest Midlands Co-Investment Fund (WMCO)
Funding
SEC filings, press & company announcements- Undisclosed amountseed funding roundApr 2025
Haatch Ventures, Midven, Rigby Group PLC, West Midlands Co-Investment Fund (WMCO)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Companies House · registry record
View on Companies House ↗- Registered name
- INICIO AI LTD
- Company number
- 12549674
- Status
- Active
- Company type
- Private limited company
- Incorporated
- 7 Apr 2020
- Registered office
- Number Three Siskin Drive, Middlemarch Business Park, Coventry, CV3 4FJ
- Nature of business (SIC)
- 62090 — Other information technology service activities
- Accounts
- last made up to 31 Mar 2025 · next due 31 Dec 2026
- Confirmation statement
- last made up to 4 Apr 2026 · next due 18 Apr 2027
Current officers · 4
- Paul Joseph Birks — director, appointed 18 Jan 2024
- Rachel Curtis — director, appointed 14 Sept 2021
- James Mcglynn — director, appointed 30 Nov 2022
- Derek George Usher — director, appointed 20 Jul 2023
Source: Companies House public register · retrieved 23 Aug 2026. Contains public sector information licensed under the Open Government Licence v3.0.
In the news
Frequently asked questions
- What does Inicio AI do?
- Inicio AI offers Budgie, a specialist conversational AI virtual agent that conducts income and expenditure affordability assessments with consumers 24/7. It serves regulated firms handling consumer affordability data, positioning itself as an FCA-regulated fintech in the UK debt and financial assessment space.
- Who founded Inicio AI?
- Inicio AI was founded by Rachel Curtis.
- Who are Inicio AI's investors?
- Inicio AI's investors include Angel Academe, Future Planet Capital, Haatch, Midven Ltd., Mint Ventures, Morgan Stanley.