Inicio AI
11 known investors
Find your way into Inicio AI
506 people in our graph share verified history with the Inicio AI team — schools, employers, funds. One of them is your warm intro.
Andrea Di Camillounlockedknows Paul Field · together at TUI (overlapped)
×3knows the team · via TUI
×2knows the team · via GE Money Home Lending
×4knows the team · via Marks and Spencer
knows the team · via CIMA
knows the team · via University of Kent
Inicio.ai builds conversational AI for debt collections and customer engagement in financial services, deploying automated decisioning and communication tools for banks, lenders, and debt recovery firms. The company focuses on improving outcomes for customers in vulnerable circumstances within the UK financial services sector.
Founders & leadership
RC
Rachel CurtisinCEOShe previously held board and operational leadership roles at a UK bank, where she oversaw marketing, customer experience, and operations from licensing through launch, and serves as a non-executive director at a building society.
CW
Caroline WaltoninChief of Staff (Fractional)She has held CEO, NED, and Chief Commercial Officer roles in regulated financial services, with expertise in governance, regulatory compliance, and operational transformation across consumer finance, fintech, and credit services.
VO
Victoria OliverinChief Commercial OfficerVictoria Oliver has over two decades of experience in customer success and account management across banking, retail, telecommunications, utilities, energy, and government sectors. She has led cross-functional teams including sales, operations, and compliance, with a track record of managing large client relationships and driving revenue growth through service expansion.
LT
Lindsey TittensorinChief Data Officer
PF
Paul FieldinChief Technology OfficerHe has background in software development across generative AI models, machine learning operationalization including reinforcement learning and genetic algorithms, cloud-native infrastructure, and technology R&D spanning VR, blockchain, and AI systems.
HA
Henry AlleninCFO (Fractional)
Board
JM
James McGlynnChairman
Investors · 11
Angel AcademeLondon · $11K – $385K
Future Planet CapitalLondon
HaatchLondon · $500K – $1M
Midven Ltd.Manchester · $25.4K – $635K
Mint VenturesScotland · $63K – $252K
Morgan StanleyreportedPurchase
Also in the syndicate · 5
Haatch VenturesRigbyRigby Group PLCWest Midlands Co-Investment FundWest Midlands Co-Investment Fund (WMCO)
Funding
SEC filings, press & company announcements- Undisclosed amountseed funding roundApr 2025
Haatch Ventures, Midven, Rigby Group PLC, West Midlands Co-Investment Fund (WMCO)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Companies House · registry record
View on Companies House ↗- Registered name
- INICIO AI LTD
- Company number
- 12549674
- Status
- Active
- Company type
- Private limited company
- Incorporated
- 7 Apr 2020
- Registered office
- Number Three Siskin Drive, Middlemarch Business Park, Coventry, CV3 4FJ
- Nature of business (SIC)
- 62090 — Other information technology service activities
- Accounts
- last made up to 31 Mar 2025 · next due 31 Dec 2026
- Confirmation statement
- last made up to 4 Apr 2026 · next due 18 Apr 2027
Current officers · 4
- Paul Joseph Birks — director, appointed 18 Jan 2024
- Rachel Curtis — director, appointed 14 Sept 2021
- James Mcglynn — director, appointed 30 Nov 2022
- Derek George Usher — director, appointed 20 Jul 2023
Source: Companies House public register · retrieved 23 Aug 2026. Contains public sector information licensed under the Open Government Licence v3.0.
In the news
Frequently asked questions
- What does Inicio AI do?
- Inicio.ai builds conversational AI for debt collections and customer engagement in financial services, deploying automated decisioning and communication tools for banks, lenders, and debt recovery firms. The company focuses on improving outcomes for customers in vulnerable circumstances within the UK financial services sector.
- Who founded Inicio AI?
- Inicio AI was founded by Rachel Curtis.
- Who are Inicio AI's investors?
- Inicio AI's investors include Angel Academe, Future Planet Capital, Haatch, Midven Ltd., Mint Ventures, Morgan Stanley.