Fundraising Fox

Infinite

YC W25

San Francisco, US · Founded 2024 · 4 employees · Hiring · 10 known investors

Infinite provides APIs and SDKs for businesses to integrate stablecoin payment capabilities, enabling fast, low-cost global settlement without cryptocurrency complexity. The platform targets businesses and developers seeking instant, affordable international payments.

Also known as Infinite

Crypto & Web3Developer ToolsEnterprise SoftwareFintechPaymentsB2BComplianceUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (W25)

Infinite was founded in 2024 by Nikhil Srinivasan and Raj Lad.

NSNikhil Srinivasan
Nikhil Srinivasanin𝕏Cofounder & CEOHe previously served as platform product lead at Sardine and Coinbase, which acquired Sardine, and studied Distributed Systems at F1.
RLRaj Lad
Raj Ladin𝕏Co-FounderHe previously worked as a payments technology lead at Sardine, where he oversaw development of stablecoin payments and credit risk workflow products.

Investors · 10

Y CombinatorSan Francisco · $500K
468 CapitalreportedBerlin
Balnord Sp. z o.o.reportedLuxembourg · $550K – $3.3M
European Innovation Council Fundreported
GSR VenturesreportedBeijing · $2.3M – $74M
LGVPreportedNew York
Matterwave VenturesreportedMunich · $1.1M – $10.8M
Newfund CapitalreportedParis · $250K – $2M
Stepstone GroupreportedCharlotte
Tiger Global ManagementreportedNew York · $1M – $100M

Company profile

researched Aug 2026

Infinite is a payments infrastructure company that provides orchestration for stablecoin-based transactions on behalf of global businesses. Its product set covers connections to local fiat banking rails for instant in-country settlement, embedded compliance (business verification, KYC, AML and ongoing monitoring within each payment flow), automated approval and case-management workflows driven by AI rules, and real-time fraud detection with risk scoring.

The platform is packaged around three named product areas: Customer 360, a unified view for managing a customer's lifecycle from identity verification through case management; Global Transfers; and Compliance+. Infinite also markets "Infinite Accounts." Onboarding is presented as a three-step flow: business sign-up and onboarding, integration via the company's APIs and SDKs, and then transacting globally in stablecoins.

Business model

Infinite sells turnkey stablecoin payment and compliance orchestration to businesses, delivered as APIs and SDKs that developers embed into their own products and payment flows.

Traction

The company states that its team has previously helped scale established industry players; no customer or volume figures are disclosed publicly.

▸Full profile — market position, technology, go-to-market

Market position

Positions itself as stablecoin payment infrastructure for global business payments, competing against traditional cross-border methods such as wires, ACH and SWIFT.

Infinite bundles stablecoin settlement rails together with local fiat connectivity and embedded compliance, fraud prevention and customer lifecycle tooling in a single turnkey integration, and states that customers do not need to hold cryptocurrency to use the service.

Technology

Turnkey payment orchestration accessible through APIs and SDKs, combining stablecoin transfer rails, connections to local fiat banking networks for local settlement, embedded identity/KYC/AML verification and monitoring, AI-driven rules for approvals and case management, and real-time fraud detection and risk scoring.

Go-to-market

Developer- and self-serve-oriented motion with a "book a demo" and "get started" sign-up path, positioning fast integration (transacting "in minutes") via API-only or SDK integration.

Global businesses and their developer teams that need to send or accept cross-border payments; the company positions its rails as an alternative to wires, ACH and SWIFT and states that users do not need to hold crypto themselves.

Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
HeadcountAug 202618

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Competitors · 3

by search overlap
Infinity10 shared keywordsInfinity Exchange is a DeFi interest rate trading protocol that offers floating and fixed rates for digital assets, with market-driven pricing modeled on TradFi interbank lending. It supports complex collateral such as Aave aTokens, Compound cTokens, and Lido stETH, enabling lending, borrowing, and interest rate arbitrage across DeFi protocols.
INFINIT6 shared keywordsInfinit offers AI-managed on-chain trading vaults run by independent strategy managers, where users deposit USDC and receive ERC-20 receipt tokens representing their share. A proprietary AI engine executes trades 24/7 with institutional risk controls, and vault performance is reported on-chain until maturity when users redeem their pro-rata share.
Coinbase6 shared keywordsCoinbase is a cryptocurrency exchange platform that offers trading, custody, and financial services for cryptocurrencies, stocks, derivatives, and prediction markets to consumers, institutions, and developers. The company operates a full-stack infrastructure including secure custody, liquidity services, stablecoin infrastructure, and global settlement rails.

Companies competing with Infinite for the same Google search keywords, organic and paid, via search-intersection analysis.

Timeline · 1

launches, deals, and filings
Jan 2025
Introduction of Infinite Accounts

Infinite announced Infinite Accounts, promoted on its website homepage.

source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

In the news

Wonder tops $9B valuation, raises $650M | Restaurant Diverestaurantdive.com · Jul 2026In-Orbit Servicing Startup Infinite Orbits Raises €40 Million in New Fundingeuropeanspaceflight.com · Nov 2025Infinite Global Consulting Announces Investment Partnership with ParkSouth Ventures - INFINITEinfiniteglobal.com · Aug 2025Infinite Reality Quietly Raises $3 Billion From Mysterious Backers Tied To Former Mets Owners, Pushing Valuation To $16 Billionfinance.yahoo.com · May 2025The Mysterious Story Of $15 Billion Metaverse Startup Infinite Realityforbes.com · Apr 2025Industrial analytics startup Infinite Uptime raises $35 million from Avataar Ventures, others - The Economic Timeseconomictimes.indiatimes.com · Mar 2025♾️ Infinite: Global Stablecoin Payment Processorycombinator.com · Mar 2025

▸Research sources · 1

primary sources listed

1 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Infinite do?
Infinite offers turnkey APIs and SDKs that let global businesses accept and send stablecoin payments with built-in compliance.
Who founded Infinite?
Infinite was founded by Nikhil Srinivasan, Raj Lad in 2024.
Who are Infinite's investors?
Infinite's investors include Y Combinator, 468 Capital, Balnord Sp. z o.o., European Innovation Council Fund, GSR Ventures, LGVP, Matterwave Ventures, Newfund Capital and 2 more.
Where is Infinite headquartered?
Infinite is headquartered in San Francisco, US.