Holvi
also invests · investor profileHelsinki, FI · Founded 2011 · 162 employees on LinkedIn · 2 known investors
Holvi provides an online financial platform for self-employed people and small business owners, combining a business account and Business Mastercard with invoicing and bookkeeping tools in one place. Founded in Helsinki, it operates as a licensed Financial Payment Institution across the European Economic Area.
Founders & leadership
Holvi was founded in 2011 by Tuomas Toivonen.
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Tuomas ToivoneninFounder
Investors · 2
Competitors · 10
by search overlapWise110 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Stripe104 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
GoCardless79 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Qonto77 shared keywordsQonto provides an all-in-one business account combining banking, invoicing, bookkeeping, spend management, and cash flow tools for businesses of all sizes. It offers tiered plans aimed at everything from small day-to-day finances to enterprise finance workspaces.
Tipalti51 shared keywordsTipalti offers an AI-powered finance automation platform that handles global accounts payable, payments, procurement, expenses, and treasury operations for businesses. It supports cross-border payments to over 200 countries in 120 currencies and integrates with ERPs, accounting systems, and other business tools, serving industries such as adtech, e-commerce, gaming, healthcare, and software.
Remitly41 shared keywordsRemitly is an international money transfer service that enables customers to send money across borders to multiple countries.
N2641 shared keywordsN26 is a digital bank offering investment services including cryptocurrency trading, stock and ETF trading, ready-made funds, and automated savings plans through its mobile app. The company serves retail customers seeking to manage investments and switch banking providers.
Airwallex41 shared keywordsAirwallex operates a global banking platform that provides cross-border payments, financial infrastructure, and AI-powered financial software for businesses. The platform serves companies across 200+ countries, enabling automated financial operations, expense management, and billing for global enterprises and AI-native businesses.
Equals39 shared keywordsEquals Money is a spend management and payments platform that lets businesses issue virtual and physical USD expense cards, set spending limits, manage budgets, and reconcile receipts from one dashboard. It also provides USD business accounts with routing and account numbers plus domestic ACH and wire payments for company finance teams.
Checkout38 shared keywordsCheckout.com offers Flow, a hosted payment page that businesses can deploy with a low-code, one-time integration to accept payments online. The page can be customized to match a site's branding for a consistent checkout experience.
Companies competing with Holvi for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Holvi do?
- Holvi provides an online financial platform for self-employed people and small business owners, combining a business account and Business Mastercard with invoicing and bookkeeping tools in one place. Founded in Helsinki, it operates as a licensed Financial Payment Institution across the European Economic Area.
- Who founded Holvi?
- Holvi was founded by Tuomas Toivonen in 2011.
- Who are Holvi's investors?
- Holvi's investors include Seedcamp, Speedinvest.
- Where is Holvi headquartered?
- Holvi is headquartered in Helsinki, FI.









