/Companies

Fynn

YC S19

New York City, US · Founded 2019 · 26 employees · 17 known investors

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Fynn offers private loans to finance trade school education for students entering fields such as electrical work, nursing, welding, and pharmacy.

Also known as Axite Labs · Silkswap · Silkswap, Axite Labs, TradeUp · TradeUp · Fynn Credit

FintechEducationUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (S19)

Fynn was founded in 2019 by Eric Menees, Ethan Anderson, and Bhavin Gupta.

EMEric Menees
Eric MeneesFounder30 Under 30 2023
EAEthan Anderson
Ethan AndersonFounderEthan Anderson studied at RISD and worked at Droga5 before co-founding Fynn, where he leads product and operations.30 Under 30 2023
BGBhavin Gupta
Bhavin GuptaFounderBhavin Gupta is founder of Fynn, which provides private loans to finance trade school education in fields including electrical work, nursing, welding, and pharmacy. He has background in fintech, education, and neuroscience.30 Under 30 2023
JO
joe oliverSenior Software Engineerformer
ND
Nancy DownHead of Opsformer
JB
Jeremy BeebeCCROformer
MK
Makoto KinoshitaEngineerformer
KS
Kent SchoenGCformer
JR
James RasmussenEngineerformer

Investors · 17

10X CapitalreportedNew York

How we know: Y Combinator's founder network · Not right? Tell us

BasementreportedNew York

How we know: Y Combinator's founder network · Not right? Tell us

Global Founders CapitalreportedBerlin · $1M

How we know: Y Combinator's founder network · Not right? Tell us

Irregular Expressionsreported

How we know: Y Combinator's founder network · Not right? Tell us

Oceans VenturesreportedNew York · $1.3M

How we know: Y Combinator's founder network · Not right? Tell us

Susa VenturesreportedSan Francisco · $1M – $5M

How we know: funding news · techcrunch.com · Y Combinator's founder network · Not right? Tell us

TNT VenturesreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

Also in the syndicate · 1

Liquid2

Funding

SEC filings, press & company announcements

$11M disclosed across 1 round · 2023

Source: company announcements and press reports — follow each round's link for the claim.

Company profile

researched Aug 2026

Fynn is a New York City-based fintech and education lending company that originates private loans for students attending trade schools in the United States. The company positions its offering as bringing fair and affordable private loan products to the trade education space, an area it describes as underserved by mainstream student lending.

The loans are intended to help students pursue in-demand skilled occupations, with the company citing electricians, nurses, welders and pharmacists as examples of the careers its borrowers train for. Fynn was founded in 2019 and participated in Y Combinator's Summer 2019 batch, where it is categorized under education and fintech. As of its Y Combinator profile, the company reported a team size of 26 and an active operating status.

Business model

Fynn extends private loans to individuals enrolling in trade school programs, placing it in the consumer lending segment of financial services rather than in tuition delivery or instruction.

Traction

Y Combinator lists Fynn as an active company with a team of 26. The company was the subject of multiple press articles during 2023 covering its trade school loan products and financing.

▸Full profile — market position, go-to-market, geography, history

Market position

The company describes itself in shorthand as "SoFi for trade students," indicating a focus on the trade school segment of the private student lending market rather than on traditional four-year degree borrowers.

Go-to-market

Students in the United States seeking to finance trade school education, particularly those training for skilled trades and licensed occupations such as electrical work, nursing, welding and pharmacy.

Geography

Operations are focused on the United States, with the company headquartered in New York City, New York.

History

Fynn was founded in 2019 and went through the Y Combinator Summer 2019 accelerator batch. Press coverage in March and April 2023 focused on the company's trade school lending model and on an $11 million raise reported in March 2023, followed by additional coverage in July 2023.

Compiled by commissioned research from 5 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Team sizeJan 202526 employees

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Related companies · 4

Companies working in the same space as Fynn.

Timeline · 1

launches, deals, and filings
Mar 2023
Press coverage reports Fynn raised $11M

AlleyWatch coverage, listed among Fynn's news items, reported that Fynn raised $11 million to make financing trade school education accessible.

$11M source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

Legal entities · 1

corporate structure
Fynn, Inc.

In the news

▸Research sources · 5

primary sources listed
  • Fynnfynncredit.com · web

5 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Fynn do?
Fynn provides private loans that help US students afford trade school programs in fields such as nursing and welding.
Who founded Fynn?
Fynn was founded by Eric Menees, Ethan Anderson, Bhavin Gupta in 2019.
Who are Fynn's investors?
Fynn's investors include Kesha Ventures, Rebel Fund, Y Combinator, 10X Capital, Basement, Draper Associates, Global Founders Capital, Irregular Expressions and 8 more.
How much funding has Fynn raised?
Fynn has disclosed $11M raised across 1 round.
Where is Fynn headquartered?
Fynn is headquartered in New York City, US.