Forward
YC F26San Francisco, US · Founded 2026 · 5 employees · 1 known investors
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Forward packages borrower financials and loan requests into structured, lender-ready credit opportunities, presenting deal terms such as facility size, tenor, pricing, and covenants. It serves lenders and borrowers involved in debt financing and commercial lending.
AI & Machine LearningEnterprise SoftwareFintechSaaSArtificial IntelligenceB2BUnited States of AmericaAmerica / Canada
Founders & leadership· Y Combinator alumni (F26)
Forward was founded in 2026 by Riley Janjis, Darryl Luo, and Daniel Yoon.
RJ

Riley JanjisCo-FounderFounder of Forward, previously an analyst at Rixon Capital and Longreach Alternatives working on credit due diligence, and co-founder of the tutoring platform Janjis Yoon. He studied Commerce and Law at UNSW.
DL

Darryl LuoCo-FounderFounder of Forward (YC F26) who previously served as CTO of Lima AI, a bootstrapped EdTech startup. He studied at the University of Sydney and the University of Southern California before leaving school.
DY

Daniel YoonCo-FounderFounder of Forward (YC F26). He previously worked in private credit at Kain Lawyers and studied law at UNSW before leaving without completing the degree.
Investors · 1
Y Combinatorlisted by Y CombinatorSan Francisco · $500K
How we know: the Y Combinator directory · Not right? Tell us
Founder mafia
3 people who came through Forward went on to found or lead other companies.
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Legal entities · 1
corporate structureForward
Frequently asked questions
- What does Forward do?
- Forward packages borrower financials and loan requests into structured, lender-ready credit opportunities, presenting deal terms such as facility size, tenor, pricing, and covenants. It serves lenders and borrowers involved in debt financing and commercial lending.
- Who founded Forward?
- Forward was founded by Riley Janjis, Darryl Luo, Daniel Yoon in 2026.
- Who are Forward's investors?
- Forward's investors include Y Combinator.
- Where is Forward headquartered?
- Forward is headquartered in San Francisco, US.





