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Forward

YC F26

San Francisco, US · Founded 2026 · 5 employees · 1 known investors

Forward packages borrower financials and loan requests into structured, lender-ready credit opportunities, presenting deal terms such as facility size, tenor, pricing, and covenants. It serves lenders and borrowers involved in debt financing and commercial lending.

AI & Machine LearningEnterprise SoftwareFintechSaaSArtificial IntelligenceB2BUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (F26)

Forward was founded in 2026 by Riley Janjis, Darryl Luo, and Daniel Yoon.

RJRiley Janjis
Riley JanjisinFounderFounder of Forward, previously an analyst at Rixon Capital and Longreach Alternatives working on credit due diligence, and co-founder of the tutoring platform Janjis Yoon. He studied Commerce and Law at UNSW.
DLDarryl Luo
Darryl Luoin𝕏FounderFounder of Forward (YC F26) who previously served as CTO of Lima AI, a bootstrapped EdTech startup. He studied at the University of Sydney and the University of Southern California before leaving school.
DYDaniel Yoon
Daniel YooninFounderFounder of Forward (YC F26). He previously worked in private credit at Kain Lawyers and studied law at UNSW before leaving without completing the degree.

Investors · 1

Y CombinatorSan Francisco · $500K

In the news

IRES Looks To More Forward Funding As Resi Market Gathers Pacebisnow.com · Aug 2026Forward funding completed for first phase of Wolverhampton’s landmark Smithfield project | Insider Mediainsidermedia.com · Aug 2026Funding And Acquisitions Roundup: Forward Financing Nabs $525M, Unicorns Formed | Crowdfund Insidercrowdfundinsider.com · Aug 2026Forward Financing $525 Million: VFN + ABS Deal Explainedfunderintel.com · Jul 2026Forward Financing Secures $525 Million to Expand Funding for Small Businesses Across Americaprnewswire.com · Jul 2026Forward Raises $100M in Growth Fundingfinsmes.com · Nov 2023Serverless Computing: One Step Forward, Two Steps Backarxiv.org · Dec 2018

Frequently asked questions

What does Forward do?
Forward packages borrower financials and loan requests into structured, lender-ready credit opportunities, presenting deal terms such as facility size, tenor, pricing, and covenants. It serves lenders and borrowers involved in debt financing and commercial lending.
Who founded Forward?
Forward was founded by Riley Janjis, Darryl Luo, Daniel Yoon in 2026.
Who are Forward's investors?
Forward's investors include Y Combinator.
Where is Forward headquartered?
Forward is headquartered in San Francisco, US.