Charm
YC F24New York City, US · Founded 2024 · 1 employees · 12 known investors
Charm is a payments and savings app that enables users to send money across different platforms (Venmo, Cash App, Zelle) through a unified interface, with funds earning interest when held in the app. The service uses blockchain technology and stablecoins to facilitate cross-platform transfers and competitive yield on deposits.
Also known as BeerMe
ConsumerCrypto & Web3FintechSocialCrypto / Web3PaymentsMessagingSocial MediaUnited States of AmericaAmerica / Canada
Founders & leadership· Y Combinator alumni (F24)
Charm was founded in 2024 by Gray Newfield and Noah Newfield.
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Gray Newfieldin𝕏FounderHe previously worked as a software engineer at Uniswap and spent four years as a software development engineer at Amazon, focusing on retail experiences including shopping and checkout systems. He holds a B.S. in Computer Science from Yale University.
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Noah Newfieldin𝕏FounderNoah Newfield is co-founder and COO of BeerMe. He previously spent two years in strategy roles at Uniswap Labs, including leading go-to-market for Uniswap's wallet product, and held a growth leadership position at Genie, an NFT marketplace aggregator acquired by Uniswap. He studied business at the University of Southern California, Hong Kong University of Science and Technology, and Università Bocconi.
Investors · 12
Y CombinatorSan Francisco · $500K
468 CapitalreportedBerlin
Cavalry VenturesreportedBerlin · $500K – $4M
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Fuel CapitalreportedCovina · $500K – $1M
Gradient VenturesreportedSan Francisco · $100K – $10M
Khosla VenturesreportedMenlo Park · $5K – $50M
New Enterprise Associates (NEA)reportedMenlo Park · $200K – $40M
NVIDIAreported · 2 sourcesSanta Clara
OrbiMedreportedNew York · $1M – $75M
Also in the syndicate · 3
F-PrimeFirestreak PartnersSR Onelead
Funding
SEC filings, press & company announcements- Undisclosed amountSeries BSep 2025
New Enterprise Associates (NEA) (lead), SR One (lead), F-Prime, Khosla Ventures, NVIDIA, OrbiMed
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Frequently asked questions
- What does Charm do?
- Charm is a payments and savings app that enables users to send money across different platforms (Venmo, Cash App, Zelle) through a unified interface, with funds earning interest when held in the app. The service uses blockchain technology and stablecoins to facilitate cross-platform transfers and competitive yield on deposits.
- Who founded Charm?
- Charm was founded by Gray Newfield, Noah Newfield in 2024.
- Who are Charm's investors?
- Charm's investors include Y Combinator, 468 Capital, Cavalry Ventures, Fuel Capital, Gradient Ventures, Khosla Ventures, New Enterprise Associates (NEA), NVIDIA and 1 more.
- Where is Charm headquartered?
- Charm is headquartered in New York City, US.