/Companies

Catch

AcquiredYC W19

New York City, US · Founded 2017 · 18 employees · 27 known investors

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Catch provides automated financial management and benefits solutions for independent workers and freelancers, handling tax withholding, retirement savings, and health insurance enrollment without relying on traditional employer-provided benefits.

Also known as Catch Financial, Inc. · Catch.co

FintechHealthtechInsurTechConsumerHealth InsuranceUnited States of AmericaAmerica / CanadaPartly Remote

Founders & leadership· Y Combinator alumni (W19)

Catch was founded in 2017 by Andrew Ambrosino.

AAAndrew Ambrosino
Andrew AmbrosinoFounder & CTO/CPO2019–2023Andrew Ambrosino is Founder, CTO, and Chief Product Officer of Catch.
KA
Kristen AndersonFounder2017–2023
AS
Alexandra SmithDirector, Engineeringformer
CR
Carl ReyesLead, Appsformer
JL
Jess LittleDirector, Partnershipsformer
AO
Alvin OhlenbuschLead, Platformformer

Investors · 27

Loup Ventureslisted by Loup VenturesMinneapolis

How we know: Y Combinator's founder network · Not right? Tell us

Prehypelisted by PrehypeNew York

How we know: Prehype's portfolio page · Y Combinator's founder network · Not right? Tell us

CAI Capital PartnersreportedVancouver

How we know: Y Combinator's founder network · Not right? Tell us

Coughdrop CapitalreportedSeattle · $40K – $100K

How we know: Y Combinator's founder network · Not right? Tell us

Four CitiesreportedNewton

How we know: Y Combinator's founder network · Not right? Tell us

Indicator VenturesreportedNew York · $1M – $3M

How we know: the VCSheet dataset · Y Combinator's founder network · Not right? Tell us

Lachy Groomreported

How we know: Y Combinator's founder network · Not right? Tell us

Louis Berylreported

How we know: Y Combinator's founder network · Not right? Tell us

OurCrowdreportedJerusalem

How we know: Y Combinator's founder network · Not right? Tell us

SpringbankreportedNew York · $500K – $1.5M

How we know: Y Combinator's founder network · Not right? Tell us

Funding

SEC filings, press & company announcements

$6M disclosed across 1 round · 2025

Source: company announcements and press reports — follow each round's link for the claim.

Company profile

researched Aug 2026

Catch is a New York City-based company that provides benefits for people who do not receive them from an employer. Its product lets independent workers assemble and manage a personal benefits package: automatic withholding from each paycheck for tax withholding, time off, savings and retirement, plus help finding, enrolling in and keeping up premium payments on a health insurance plan. Catch connects to a user's existing bank account to monitor incoming pay and apply that plan automatically.

As presented on its website, Catch's current consumer-facing offering centers on health coverage. Users enter information about how they plan to use coverage, review a shortlist of recommended plans drawn from hundreds of options, and then apply and enroll with Catch's assistance, including a check for available savings. Tax credits are applied at the point of quoting. The company describes the service as free to the user because it operates as an insurance broker.

Founding story

Catch was founded in 2017 by Andrew Ambrosino, who serves as founder, CTO and CPO.

Business model

Catch operates as a licensed insurance broker, offering its plan-selection and enrollment service to consumers at no cost and stating that it may earn a commission on insurance policies purchased through it.

Commissions on insurance policies sold in its capacity as a broker; the service itself is free to the end user.

Traction

Y Combinator lists a team size of 18. Customer testimonials on the company's site cite savings on health insurance premiums, including one member reporting roughly $650 per month in savings.

▸Full profile — market position, technology, go-to-market, geography, history

Market position

Catch positions itself as a benefits provider for the independent workforce, an alternative to employer-sponsored benefits packages. It was part of Y Combinator's Winter 2019 batch, categorized under fintech, consumer and health insurance.

Technology

Catch connects to a user's existing bank account to detect when they are paid and to automatically withhold portions of income for taxes, time off, savings and retirement. Its health insurance flow matches user-stated coverage needs, goals and budget against hundreds of available plans and applies eligible tax credits to displayed pricing.

Go-to-market

Direct-to-consumer self-service sign-up through catch.co, where prospective members enter their information, review recommended plans and complete enrollment with Catch's help; customer testimonials from independent and gig workers are used on the site.

People who do not receive benefits through an employer, including freelancers, gig workers, self-employed professionals, founders, contractors, retirees and other independent workers.

Geography

Headquartered in New York City, New York, United States.

History

The company was founded in 2017 and participated in Y Combinator's Winter 2019 batch. Y Combinator lists its team size as 18 and its status as acquired.

Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
HeadcountAug 202622
Team sizeJan 201918 employees

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Related companies · 9

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SavvySavvy provides payment cards that employees use to purchase their own health insurance coverage. The company operates across all 50 state markets and was acquired by Take Command in 2022.
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PeoplekeepPeopleKeep, part of Remodel Health, offers HRA (health reimbursement arrangement) software that lets employers design, administer, and reimburse tax-free health benefits for employees. It serves small businesses, large employers, nonprofits, and brokers in the US, supporting QSEHRA, ICHRA, and GCHRA plan types.
HealthSherpaHealthSherpa operates an online exchange for individual ACA and Medicare health plans, connecting consumers to coverage from more than 70 carriers. Its free platform provides agents, brokers, agencies, and insurance carriers with tools to compare plans, complete enrollment applications, and manage their client base in the US.
HealthPartnersHealthPartners is a health system and health insurance organization that provides medical care and coverage while working to reduce health disparities in the communities it serves. It focuses on advancing health equity in chronic disease care, preventive screenings, and maternal and child health.
GetinsuredGetInsured provides enterprise SaaS platforms for state-based health insurance exchanges and Medicaid programs, enabling states to manage health coverage enrollment and delivery of safety-net services. The company operates mission-critical systems that serve millions of users seeking health insurance access.
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Companies working in the same space as Catch.

Timeline · 1

launches, deals, and filings
Jan 2019
Participated in Y Combinator Winter 2019 batch

Catch was part of Y Combinator's Winter 2019 cohort, listed under fintech, consumer and health insurance.

source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

Legal entities · 1

corporate structure
Catch Financial, Inc.

In the news

▸Research sources · 8

primary sources listed

8 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Catch do?
Catch helps independent workers set up benefits, including health insurance enrollment, tax withholding, savings and retirement.
Who founded Catch?
Catch was founded by Andrew Ambrosino in 2017.
Who are Catch's investors?
Catch's investors include Ardent Venture, Crosslink Capital, Deepwater Asset Management, Kube VC, Loup Ventures, Prehype, Y Combinator, BBG Ventures and 19 more.
How much funding has Catch raised?
Catch has disclosed $6M raised across 1 round.
Where is Catch headquartered?
Catch is headquartered in New York City, US.