/Companies

Apurata

YC S19

Lima, PE · Founded 2017 · 12 employees · 2 known investors

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Apurata provides instant personal loans and Buy Now Pay Later financing for merchants in Peru. The platform enables lending decisions within minutes through automated credit evaluation and mobile-first loan disbursement.

Also known as Apurata Holdings Limited

E-commerceFintechPeruLatin AmericaPartly Remote

Founders & leadership· Y Combinator alumni (S19)

Apurata was founded in 2017 by José E. Carrillo Pino and Patrick Wakeham.

JEJosé E. Carrillo Pino
José E. Carrillo PinoCo-founder & CTOJosé E. Carrillo Pino is a software developer who founded Apurata shortly after completing university.
PWPatrick Wakeham
Patrick WakehamCEO & Co-founderPatrick Wakeham previously sold an e-commerce business and spent seven years in investment banking at DB. He has self-taught programming experience.

Investors · 2

500 Globallisted by 500 GlobalPalo Alto · $150K

How we know: open dataset · 500 Global portfolio 2026-08 · Not right? Tell us

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Companies working in the same space as Apurata.

Legal entities · 1

corporate structure
Apurata Holdings Limited

Frequently asked questions

What does Apurata do?
Apurata provides instant personal loans and Buy Now Pay Later financing for merchants in Peru. The platform enables lending decisions within minutes through automated credit evaluation and mobile-first loan disbursement.
Who founded Apurata?
Apurata was founded by José E. Carrillo Pino, Patrick Wakeham in 2017.
Who are Apurata's investors?
Apurata's investors include 500 Global, Y Combinator.
Where is Apurata headquartered?
Apurata is headquartered in Lima, PE.