Apurata
YC S19Lima, PE · Founded 2017 · 12 employees · 2 known investors
Find your way into Apurata
1,076 people in our graph share verified history with the Apurata team — schools, employers, funds. One of them is your warm intro.
Giuseppe Iademarcounlockedknows Patrick Wakeham · together at Deutsche Bank (overlapped)
×4knows the team · via Deutsche Bank
×7knows the team · via Y Combinator
Apurata provides instant personal loans and Buy Now Pay Later financing for merchants in Peru. The platform enables lending decisions within minutes through automated credit evaluation and mobile-first loan disbursement.
Founders & leadership· Y Combinator alumni (S19)
Apurata was founded in 2017 by José E. Carrillo Pino and Patrick Wakeham.
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José E. Carrillo PinoinCo-founder & CTOJosé E. Carrillo Pino is a software developer who founded Apurata shortly after completing university.
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Patrick Wakehamin𝕏CEO & Co-founderPatrick Wakeham previously sold an e-commerce business and spent seven years in investment banking at DB. He has self-taught programming experience.
Investors · 2
Competitors · 2
by search overlapPrestamype16 shared keywordsPrestamype is a lending platform registered with Peru's financial regulator for peer-to-peer lending services.
Equifax14 shared keywordsEquifax is a data and analytics company providing consumer credit monitoring, identity theft prevention, and business risk and fraud solutions, as well as employment, income, tax, and payroll verification services for businesses and government entities. It serves consumers, businesses, and governments in the U.S. and internationally with credit and financial decisioning insights.
Companies competing with Apurata for the same Google search keywords, organic and paid, via search-intersection analysis.
Frequently asked questions
- What does Apurata do?
- Apurata provides instant personal loans and Buy Now Pay Later financing for merchants in Peru. The platform enables lending decisions within minutes through automated credit evaluation and mobile-first loan disbursement.
- Who founded Apurata?
- Apurata was founded by José E. Carrillo Pino, Patrick Wakeham in 2017.
- Who are Apurata's investors?
- Apurata's investors include 500 Global, Y Combinator.
- Where is Apurata headquartered?
- Apurata is headquartered in Lima, PE.




