AppTech Payments
OTC: APCXCarlsbad, US · Delaware corporation
AppTech Payments Corp. provides a bank orchestration layer that lets companies open named DDA and FBO accounts and route ACH, wire, RTP, FedNow, and card transactions through a single API and console across a network of chartered banks. The company offers shared compliance infrastructure for regulated payment operations in the United States.
Founders & leadership
MY
MeiLin YuExecutive
LD
Luke D'AngeloExecutive
ME
Marc EvansinExecutive
VL
Virgilio LlapitanExecutive
SC
Steve CoxinExecutive
Board
MH
Mengyin H LiangBoard director
MO
Michael O'NealBoard director
CW
Christopher WilliamsBoard director
WH
William HuffBoard director
GW
Gary WachsBoard director
Reported raises · per SEC filings
Form D private placements$4.1M disclosed across 3 of 4 rounds · 2015–2026
▶$2.5MraisedDec 2024 · 2 investors · Other TechnologyRule 506(b)
▶$2.5MraisedDec 2024 · 2 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Virgilio LlapitanExecutive Officer, Director
- Thomas DeRosaExecutive Officer
- Albert L. LordDirector
- Luke D'AngeloDirector
- Marc EvansExecutive Officer
- Felipe A. CorradoExecutive Officer
- Thomas J. KozlowskiDirector
- Calvin D. WalshDirector
- Offering amount
- $6M
- Amount sold
- $2.5M
- Minimum investment
- $1M
- First sale
- Dec 2024
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$1MraisedJul 2024 · 2 investors · Other TechnologyRule 506(b)
▶$1MraisedJul 2024 · 2 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Mengyin H LiangDirector
- Michael O'NealDirector
- MeiLin YuExecutive Officer
- Christopher WilliamsDirector
- Luke D'AngeloExecutive Officer, Director
- William HuffDirector
- Marc EvansExecutive Officer
- Virgilio LlapitanExecutive Officer, Director
- Offering amount
- $1M
- Amount sold
- $1M
- Minimum investment
- $1M
- Sales commissions
- $70K
- Placement agents
- RODMAN & RENSHAW, LLC
- First sale
- Jul 2024
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$615KraisedSep 2015 · 2 investors · Other TechnologyRule 506(b)
▶$615KraisedSep 2015 · 2 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Steve CoxExecutive Officer, Director
- Gary WachsExecutive Officer, Director
- Luke D'AngeloExecutive Officer, Director
- Offering amount
- $615K
- Amount sold
- $615K
- Minimum investment
- $137.5K
- First sale
- Sep 2015
- Incorporated
- Corporation, Wyoming
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 8
by search overlapStripe159 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
GoCardless138 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Modern Treasury89 shared keywordsModern Treasury provides a payments infrastructure platform that enables businesses to move and track money across fiat and stablecoin rails through a single API. The company serves enterprises and financial service providers looking to streamline payment operations across multiple currencies, regions, and payment systems.
Intuit®78 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Bill.com Holdings, Inc.76 shared keywordsBILL is a unified financial operations platform that automates accounts payable, receivables, and spend management for businesses. The platform processes over $345 billion in annual payment volume and serves nearly 500,000 customers across the US and 130+ countries.
Helcim74 shared keywordsHelcim is a payment processing platform for small businesses, offering in-person, online, and phone card payments plus ACH, invoicing, payment links, and 40+ integrations. It uses Interchange Plus pricing with no monthly fees and provides APIs and embeddable payment forms for merchants.
Tipalti72 shared keywordsTipalti is an AI-powered finance automation platform that automates accounts payable, mass payments, procurement, and employee expenses for growing companies. The platform serves businesses seeking to streamline financial operations and reduce manual finance tasks.
Wise70 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Companies competing with AppTech Payments for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does AppTech Payments do?
- AppTech Payments Corp. provides a bank orchestration layer that lets companies open named DDA and FBO accounts and route ACH, wire, RTP, FedNow, and card transactions through a single API and console across a network of chartered banks. The company offers shared compliance infrastructure for regulated payment operations in the United States.
- How much funding has AppTech Payments raised?
- AppTech Payments has disclosed $4.1M raised across 3 of its 4 known rounds.
- Where is AppTech Payments headquartered?
- AppTech Payments is headquartered in Carlsbad, US.






