/Companies

AppTech Payments

OTC: APCX

Carlsbad, US · Delaware corporation

Find your way into AppTech Payments

Each arrow is one introduction. Sign up to fill in the first one.

3 people can intro you to Thomas

Ask Ralph Heredia to introduce you to Thomas J. DeRosa

You →Ralph · together at Brookdale Community College →Thomas

Sign up to find every way you can get introduced to AppTech Payments

  • Your email: who you already know at AppTech Payments, and who your contacts know
  • 2nd- and 3rd-degree connections: people you know who worked, studied or invested with the AppTech Payments team
  • Your LinkedIn: the connections who can make the intro for you

We rank every route by how warm it is, so you raise on warm intros instead of cold emails.

AppTech Payments Corp. provides a bank orchestration layer that lets companies open named DDA and FBO accounts and route ACH, wire, RTP, FedNow, and card transactions through a single API and console across a network of chartered banks. The company offers shared compliance infrastructure for regulated payment operations in the United States.

Founders & leadership

MY
MeiLin YuExecutive
LD
Luke D'AngeloExecutive
MEMarc Evans
Marc EvansCorporate Secretary & Associate2021–2025
VL
Virgilio LlapitanExecutive
SCSteve Cox
Steve CoxCo-Founder2013–2017
TJThomas J. DeRosa
Thomas J. DeRosaChief Executive OfficerThomas J. DeRosa is President and CEO of AppTech Payments Corp., which provides bank orchestration infrastructure for payment operations. He has over 20 years of experience in business management, technology, and organizational development, with background in IT infrastructure and process improvement.

Board

MH
Mengyin H LiangBoard director
MO
Michael O'NealBoard director
CW
Christopher WilliamsBoard director
WH
William HuffBoard director
GW
Gary WachsBoard director

Reported raises · per SEC filings

Form D private placements

$4.1M disclosed across 3 of 5 rounds · 1900–2026

▶$2.5MraisedDec 2024 · 2 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Virgilio LlapitanExecutive Officer, Director
  • Thomas DeRosaExecutive Officer
  • Albert L. LordDirector
  • Luke D'AngeloDirector
  • Marc EvansExecutive Officer
  • Felipe A. CorradoExecutive Officer
  • Thomas J. KozlowskiDirector
  • Calvin D. WalshDirector
Offering amount
$6M
Amount sold
$2.5M
Minimum investment
$1M
First sale
Dec 2024
Incorporated
Corporation, Delaware
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$1MraisedJul 2024 · 2 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Mengyin H LiangDirector
  • Michael O'NealDirector
  • MeiLin YuExecutive Officer
  • Christopher WilliamsDirector
  • Luke D'AngeloExecutive Officer, Director
  • William HuffDirector
  • Marc EvansExecutive Officer
  • Virgilio LlapitanExecutive Officer, Director
Offering amount
$1M
Amount sold
$1M
Minimum investment
$1M
Sales commissions
$70K
Placement agents
RODMAN & RENSHAW, LLC
First sale
Jul 2024
Incorporated
Corporation, Delaware
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$615KraisedSep 2015 · 2 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Steve CoxExecutive Officer, Director
  • Gary WachsExecutive Officer, Director
  • Luke D'AngeloExecutive Officer, Director
Offering amount
$615K
Amount sold
$615K
Minimum investment
$137.5K
First sale
Sep 2015
Incorporated
Corporation, Wyoming
Federal exemptions
06b
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Valuation · disclosed

Disclosed events
$69.2Mvaluation at IPOJan 2022 · $4.15/share · 424B4
filing ↗

Source: SEC prospectus filings, and round valuations the company or its investors disclosed — follow each entry's link for the claim.

Related companies · 9

StripeStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
GoCardlessGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
SoFiSoFi Technologies is a digital personal-finance company offering student and personal loans, mortgages, investing, banking and credit cards through one app; it went public on the Nasdaq in 2021 via SPAC.
Modern TreasuryModern Treasury provides a payments infrastructure platform that enables businesses to move and track money across fiat and stablecoin rails through a single API. The company serves enterprises and financial service providers looking to streamline payment operations across multiple currencies, regions, and payment systems.
IntuitIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Bill.com Holdings, Inc.BILL is a unified financial operations platform that automates accounts payable, receivables, and spend management for businesses. The platform processes over $345 billion in annual payment volume and serves nearly 500,000 customers across the US and 130+ countries.
HelcimHelcim is a payment processing platform for small businesses, offering in-person, online, and phone card payments plus ACH, invoicing, payment links, and 40+ integrations. It uses Interchange Plus pricing with no monthly fees and provides APIs and embeddable payment forms for merchants.
TipaltiTipalti is an AI-powered finance automation platform that automates accounts payable, mass payments, procurement, and employee expenses for growing companies. The platform serves businesses seeking to streamline financial operations and reduce manual finance tasks.
WiseWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.

Companies working in the same space as AppTech Payments.

In the news

Frequently asked questions

What does AppTech Payments do?
AppTech Payments Corp. provides a bank orchestration layer that lets companies open named DDA and FBO accounts and route ACH, wire, RTP, FedNow, and card transactions through a single API and console across a network of chartered banks. The company offers shared compliance infrastructure for regulated payment operations in the United States.
How much funding has AppTech Payments raised?
AppTech Payments has disclosed $4.1M raised across 3 of its 5 known rounds.
Where is AppTech Payments headquartered?
AppTech Payments is headquartered in Carlsbad, US.