/Companies

Ambana

Techstars '22

Miami Beach, US · Founded 2022 · 7 employees on LinkedIn · 1 known investors

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Ambana is a Colombian online real estate investment platform that lets individuals invest from $1,000,000 COP in rental properties and construction debt, with returns backed by movable-asset guarantees. It handles the administrative management and pays monthly distributions to investors.

Investors · 1

Techstarslisted by TechstarsBoulder · $220K

How we know: the Techstars portfolio · open dataset · Top 3000 Accelerator Startups (no YC) 2026-08 · Not right? Tell us

Company profile

researched Sep 2026

Ambana is a technology-based Colombian company, headquartered in Bogota with a presence in the Miami, Florida area, that operates an online platform linking investors to real estate construction projects. It positions itself in crowdfunding, fintech, proptech and real estate investment, offering developers a faster and more digital alternative to traditional bank credit while giving retail investors access to construction-linked returns.

The company combines technology, financial analysis and risk management to underwrite and distribute real estate financing. It has financed projects including those of Macca Desarrollo Inmobiliario and Odensa in Medellin, with estimated returns of 14% to 16%. Its stated framing of the opportunity cites a Latin American construction industry valued at over $650 billion that has been limited by scarce technological advancement and conventional funding channels, and an online real estate crowdfunding market that it expects to expand substantially over the coming decade while Latin America remains underserved.

Founding story

Laura Munoz, from Popayan and a member of a family with a pharmaceutical-sector business background, pursued an MBA in Malaysia, where she met Diego Varela, a specialist in financial models; the two worked together at Kiwi Bot. Both had international experience in capital raising and financial management, and they identified an opportunity to give Colombian builders easier access to capital through a digital model connecting investors directly with verified projects. They founded Ambana in 2022.

Business model

Ambana operates a digital marketplace that connects individual investors with vetted construction and rental real estate projects, acting as an alternative capital source for small and medium-sized developers. Investors can participate from one million Colombian pesos and use an interactive tool to calculate returns and taxes. The company frames its incentives as aligned with users, with co-founder Laura Munoz stating that Ambana does not make money if the client does not make money.

Traction

Ambana is a pre-seed stage company with between one and ten employees. It has financed real estate projects including Macca Desarrollo Inmobiliario and Odensa in Medellin, where estimated returns are 14% to 16%, and aims to finance more than $10 million in Colombian construction projects.

Latest developments

As of late 2025, Ambana was named to the Forbes Colombia list of 100 startups to watch in 2025. The company is pursuing partnerships with banks to accelerate disbursements and improve fund traceability, and has set a near-term objective of financing more than $10 million in construction projects in Colombia while developing new tools to evaluate projects against more precise and sustainable criteria.

▸Full profile — market position, technology, go-to-market, geography, history

Market position

Ambana presents itself as an emerging alternative capital source for small and medium-sized real estate developers in Latin America and as a participant in the digital transformation of real estate fundraising in a region it describes as lagging the United States and Europe. Its recognition by Forbes Colombia came in a period of contracting regional venture funding, with LAVCA reporting US$1.8 billion of venture capital investment in Latin America in the first half of 2025, down 5.3% year over year.

Ambana emphasizes speed and transparency in credit evaluation and approval: it reports issuing a decision in under two weeks, compared with six to eight weeks at a traditional bank. Its co-founder states that the company does not compete with banks but complements them by serving project stages that financial institutions typically treat as high risk. A low entry threshold of one million Colombian pesos and an interactive return and tax calculator are presented as ways to broaden participation in construction investment.

Technology

The platform applies technology, financial analysis and risk management to evaluate and fund real estate projects, and provides investors with an interactive tool to calculate returns and taxes. The company is developing additional tools to assess projects using more precise and sustainable criteria.

Go-to-market

The company reaches retail investors through its online platform and sources borrowers among small and medium-sized real estate developers. It has used accelerator participation, notably Techstars Miami powered by J.P. Morgan, to access capital, mentorship and international investor networks, and it is working on alliances with banking institutions to speed disbursements and improve traceability of funds.

Retail investors in Colombia and Latin America, including the region's growing middle class, who can invest from one million Colombian pesos, and small and medium-sized real estate developers seeking alternative financing for construction projects.

Geography

Ambana is based in Bogota, Colombia, with listed locations in Miami, Miami Beach, North Miami Beach and North Miami, Florida. Its financed projects to date are in Colombia, including Medellin.

History

Founded in 2022 in Colombia by Laura Munoz and Diego Varela, Ambana joined the inaugural class of Techstars Miami powered by J.P. Morgan, announced in 2022, where it was described as offering fractional ownership of rental properties to Latin America's growing middle class. The accelerator gave the company access to capital, strategic advice and international investor networks, and it subsequently consolidated its corporate structure. In 2025 Forbes Colombia included Ambana in its sixth annual list of 100 startups to watch.

Compiled by commissioned research from 3 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
EmployeesJan 20241-10
Estimated investor return rangeJan 202514%-16%
HeadcountAug 20267
Minimum investmentJan 20251,000,000 COP
Near-term construction financing targetJan 2025$10M

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Related companies · 1

Companies working in the same space as Ambana.

Timeline · 3

launches, deals, and filings
Jan 2025
Named to Forbes Colombia '100 startups para ver en 2025'

Ambana was included in the sixth edition of Forbes Colombia's list of 100 startups to watch, led by Rockstart with support from Ruta N, Wayra Hispam, EWA Capital and the Bogota Chamber of Commerce; more than 360 companies with under five years of operations participated in the selection.

source ↗

Jan 2025
Financing of Macca Desarrollo Inmobiliario and Odensa projects in Medellin

Ambana financed real estate projects including those of Macca Desarrollo Inmobiliario and Odensa in Medellin, with estimated returns of 14%-16%.

source ↗

Sep 2022
Selected for inaugural Techstars Miami cohort

Ambana was named one of twelve startups in the first class of Techstars Miami powered by J.P. Morgan, described as offering fractional ownership of rental properties to the growing middle class in Latin America.

source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

▸Research sources · 3

primary sources listed

3 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Ambana do?
Colombian digital platform connecting retail investors with construction and rental real estate projects.
Who are Ambana's investors?
Ambana's investors include Techstars.
Where is Ambana headquartered?
Ambana is headquartered in Miami Beach, US.