Akiba
Founded 2021 · 16 employees on LinkedIn · 8 known investors
Akiba Digital offers a suite of APIs with low-code integration that connects to over 100 datasets, providing identity verification (KYB/KYC), bank account verification, AML/PEP screening, risk scoring, financial insights, and open banking data. It serves businesses needing regulatory compliance, fraud detection, and credit assessment, with data feeds from local South African banks.
Also known as Akiba Digital · AkibaOne
Investors · 8
Company profile
researched Aug 2026Akiba Digital is a South Africa-based data aggregation and risk decisioning company. Its core offering, AkibaOne, is described as a risk decisioning engine with configurable risk modules that help businesses identify and monitor what the company calls character and capacity risk, drawing on more than 100 datasets.
The product is delivered as a suite of APIs spanning three main areas: verification, including automated KYC and KYB checks covering business registration, identity number, bank account and phone number verification; risk analysis, which aggregates bank transaction history feeds or analyses bank statements to produce affordability, liquidity and risk assessments alongside financial analysis and health forecasts; and fraud intelligence, which includes AML and PEP checks, sanctions and default listings, and flagging of suspicious behaviour, tampered documents and information mismatches. The company also provides an origination widget intended to collect user data with fewer friction points during onboarding.
Business model
Akiba Digital sells API-based verification, risk analysis and fraud intelligence products to businesses, with published pricing and plans and a free sign-up option alongside a sales-assisted demo route.
Paid product plans for access to its API suite, with pricing the company describes as tailored to small businesses.
▸Full profile — market position, technology, go-to-market, geography
Market position
Positions itself as a data aggregator creating a single digital profile of a customer for decisioning in African financial access, stating that it works with more than 100 partners and is used by over 12,000 businesses.
Combines identity and business verification, cashflow and affordability analysis, and fraud and compliance screening in one API suite, aiming to replace fragmented data sources with a single real-time customer view and to reduce onboarding drop-off.
Technology
A suite of APIs and an origination widget connected to more than 100 datasets, aggregating bank transaction feeds, bank statement analysis, identity and business registry checks, and AML/PEP, sanctions and default list screening into a single customer profile.
Go-to-market
Self-service free sign-up and demo requests through its website, supported by published pricing plans and customer testimonials.
Businesses that originate and assess customers, including lenders and finance providers; named customers referenced on the company site include Trade Capital, Kai Connect and Afrika Finance.
Geography
Headquartered in South Africa, with a stated focus on unlocking financial access in Africa.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
In the news
▸Research sources · 1
primary sources listed
- Akibaakibadigital.com · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Akiba do?
- Akiba Digital operates AkibaOne, an API-based risk decisioning and verification engine for lenders and businesses in Africa.
- Who are Akiba's investors?
- Akiba's investors include Alumni Ventures, Basecamp Fund, Expert DOJO, FirstCheck Africa, Flori Ventures, LoftyInc Capital, Oui Capital, DFS Lab.