About
Head of Business Improvement with over 20 years in invoice and asset finance, delivering CRM, change and business improvement projects.
Experience
- Time FinanceDirector of Transformation & Datacurrent2026 — present
- Time FinanceHead of Business Improvement2024 — 2026
- Skipton Business FinanceHead of Change Delivery and Data2023 — 2024
- Skipton Business FinanceHead of Data & Analytics2021 — 2023Skipton, England, United Kingdom
- Ultimate FinanceSenior Project Lead2020 — 2021
- Ultimate FinanceOperational Excellence Manager - Secondment2019 — 2020Leeds, England, United Kingdom
- Ultimate FinanceGroup MI Analyst2015 — 2019Leeds, England, United Kingdom
- Aldermore Bank PLCNational CRM & Business Manager2013 — 2015
- Aldermore Bank PLCRegional Sales Executive2012 — 2013Bradford, England, United Kingdom
- Royal Bank of Scotland Invoice FinanceAssistant Business Development Manager2008 — 2012North East
- Royal Bank of Scotland Invoice FinanceAssistant Relationship Manager2008 — 2011
- Bibbys Financial ServicesCredit Controller2004 — 2008
- Bibby Financial ServicesDeputy Cash Manger2004 — 2008Bradford, England, United Kingdom
Skills & more
Banking13Trade Finance2Credit Risk5Commercial Banking4Funding9Asset Based Lending6Working Capital Management2Risk Management2Credit9Finance2Cash Flow4Business Development2
+5 more
Business PlanningFactoringFinancial RiskInvoice DiscountingLoansFrom Fozia's professional profile.
Colleagues at Time Finance
Abbie Mosley
Broker Manager at Time Finance
Andrew Maude
Regional Sales Manager at Time Finance
Andy Hume
Head of Sales (North), Invoice Finance at Time Finance
Caroline McDonald
Head of Marketing at Time Finance
Claudia Ritchie
Compliance Manager at Time Finance
Ed Rimmer
CEO at Time Finance
Greg Hussey
Head of Risk - Invoice Finance at Time Finance
Helen Wheeler
Head of Operations - Invoice Finance at Time Finance
Frequently asked questions
- Where does Fozia Riaz work?
- Fozia Riaz is Head of Business Improvement at Time Finance.
Shared employers
Also worked at Time Finance29
Phil CheshamManaging Director - Invoice Finance at Time FinanceSteve NicholsManaging Director - Asset Finance at Time FinanceSharon BrydenGroup Head of Operations at Time FinanceCaroline McDonaldHead of Marketing at Time FinanceHelen WheelerHead of Operations - Invoice Finance at Time FinanceGreg HusseyHead of Risk - Invoice Finance at Time Finance
+ 23 more
Also worked at Ultimate Finance2
Also worked at Aldermore Bank PLC10
Christopher WebbSenior Sanctioner and Portfolio Risk Manager at The FSE GroupKirsty DykeSenior Impact Lending Manager at Charity BankWill ConwayAutomation Engineer at Charity BankSharon BrydenGroup Head of Operations at Time FinanceCaroline McDonaldHead of Marketing at Time FinanceSophie AitkenBroker Manager at Time Finance
+ 4 more
Also worked at Royal Bank of Scotland Invoice Finance102
Tony NystenPartner at OpenOceanErika MorganHead of Investor Relations at Signal Peak VenturesCaglar UrcanInvestment | 212 NexT at 212Virginia TanFounding & Managing Partner at Teja VenturesJohny TjhengDirector at ArtesianAntoine NussenbaumInvestor at FELIX CAPITAL
+ 96 more