N26

Operating Partner and engineer with over two decades of experience; served as Engineering Director at N26.

Arnd Schwierholz became Chief Financial Officer of N26 in February 2023 and joined the Management Board of N26 SE as Managing Director in September 2024. He is responsible for the group's Accounting, Controlling, Finance, Tax, M&A, and Investor Relations functions. Between January and March 2026 he also acted as Interim Co-CEO of N26.

Aytac Aydin joined N26 in July 2026 as Chief Operating Officer and Managing Director of N26 SE and N26 Bank SE. He oversees the company's Technology, Operations, Legal, and Procurement functions, focusing on building scalable infrastructure to support N26's growth.

Jochen Klöpper joined N26 as Managing Director and Chief Risk Officer in December 2025. He oversees the bank's risk, compliance and governance functions across its European operations.

Andrea Isola has nearly two decades of experience in management consultancy, concentrating on financial services and the intersection of banking, finance and technology. He has advised major industry players on adopting agile operating models and delivering digital transformation projects internationally. He holds a degree in international business from Nottingham Trent University and is a certified Scrum Master and Product Owner.

Anke Ulrich joined N26 in 2016 and is a long-tenured member of the company's leadership team. She contributed to the founding of N26 Bank SE and the development of N26's legal function, and became General Counsel of N26 Group in 2020.

Antón Díez Tubet became General Manager for Spain and Portugal at N26 in August 2025. He is responsible for one of the company's fastest-growing core markets, leading a team of over 400 employees across the Madrid and Barcelona offices.

Chairman of the General and Supervisory Board at Novo Banco, Portugal; former CEO of Austria's BAWAG with senior roles at ABN AMRO and RBS.

Dan Hardaker became Chief People Officer at N26 on 1 August 2025. He leads the company's People team, with responsibility for organizational and leadership development, recruitment, rewards, and employee experience across a workforce of more than 1,600 employees in Europe.

Daniel Lappas was appointed Chief Product and Business Officer of N26 in July 2026. He oversees the company's Product, User Experience, and Business functions, leading teams across N26's offices and technology hubs in Berlin, Barcelona, and Vienna.

Regulatory compliance, governance and legal leadership expert who joined N26's Supervisory Board in 2023; former Head of Legal roles at Rothschild Bank & Trust Group and Alstom Switzerland.

Experienced banker and former member of the Deutsche Bundesbank Executive Board (2010-2018); previously worked at Deutsche Bank, JP Morgan, Rothschild and Bank of America, and now advises Oliver Wyman.

Banking and financial services executive and private equity investor; founder and managing partner of Aldridge Capital, with prior senior roles at Erste Bank, UBS, ABN AMRO, Citigroup and Lone Star.

Chairman & CEO of KATAG AG, a European fashion service partner; experienced supervisory board member of private and listed companies.

Gino Cordt is Chief Technology Officer at N26, where he oversees the company's Data and Technology divisions. His role focuses on integrating data and security in the development of the company's digital banking product.

Jérémie Rosselli began his career in 2005 in M&A between Paris and London, working on deals across the banking, industrials, and energy sectors. He later led market entries at Burger King, focused on brand and operations development for growth. He holds an MBA from the University of Chicago's Booth School of Business and an M.Sc in Telecommunications Engineering.

COO of Just Eat Takeaway.com and founder of Lieferando; joined N26's Supervisory Board in 2022 with experience scaling digital businesses.

Technology executive, investor and advisor with senior roles at BCG, Expedia and Circle; former CEO of Mettle and the NEAR Foundation.

Veteran banking executive with senior roles at Bank Austria, HypoVereinsbank, UniCredit, Bayerische Landesbank and Hamburg Commercial Bank; now a senior advisor to private equity firms.

Timo Meyer joined N26 in 2016 and is one of the longest-serving members of the company's leadership team. He became Chief Growth and Marketing Officer on 1 August 2025, overseeing N26's Marketing teams.

Ava Merz is General Manager for Spain and Portugal at N26. She has over 13 years of experience in the financial sector, spanning traditional banking and fintech, with prior roles at J.P. Morgan and Trade Republic. Her work has included the launch and expansion of financial products, along with growth strategy and business development.

Laurens De Beyter is Head of Strategic Projects & New Business at N26, a European fintech company. He previously worked as a Senior Strategy Consultant at Kearney, where he advised financial institutions, insurers, and infrastructure companies on transformation and growth initiatives. At N26, he has led cross-functional programs including product launches, market expansion, regulatory compliance, and organizational restructuring, with experience building teams and managing strategic alignment across executive and board levels.

Ryan Petersen is Chief Product and Business Officer at N26, where he leads a combined product and business organization of approximately 250 employees spanning product strategy, commercial performance, data, and execution. He previously held the roles of Chief Business Officer and VP Business at the company, and served as interim COO for 12 months, overseeing an operations organization of around 1,200 staff. His background covers banking, strategy consulting, fintech, and technology, and he is open to selective board mandates.