Seed–Growth
Investment thesis
BNZ supports New Zealand technology businesses across the growth lifecycle with non-dilutive financing rather than equity. Offerings include working capital and term debt, revenue-based financing for growth-stage SaaS companies (term debt up to 33% of annual recurring revenue, minimum $0.5M, interest-only, up to three-year term), Project Scale Up for high-growth scale-ups with minimum $5M revenue, and contracted receivables financing for climate/cleantech and emerging tech firms with material contracts. It focuses on segments including climate and cleantech, fintech, paytech and emerging payments, emerging tech, creative tech and digital media, health and biotech, and agritech.
Source: firm website, verified Aug 3, 2026.
Frequently asked questions
- What stage does BNZ Growth Lending invest at?
- BNZ Growth Lending invests at the Seed, Series A, Series B, Series C, Growth stages.
- What sectors does BNZ Growth Lending focus on?
- BNZ Growth Lending focuses on Enterprise Software.
Similar investors
Amadeus Capital Partners is a technology investment firm that backs founders building complex, science-led and deep tech businesses, supporting them over the long term as they scale internationally.
Cathay Innovation is a multi-stage venture capital firm founded in Paris in 2015 and backed by industry, operating a platform designed to enable collaboration between startups and corporations.
DN Capital is a global early-stage venture firm founded in 2000, investing in Seed, Series A and select Series B companies across Europe and North America.
Evolution Equity Partners is an international venture capital firm led by technology entrepreneurs, backing companies across stages from seed to growth with a focus on cybersecurity and software.
Insight Partners is an investment firm focused on accelerating revenue and profit growth in software companies, providing capital and operational support through its Insight Onsite team.



