Seed–Growth
Investment thesis
BNZ supports New Zealand technology businesses across the growth lifecycle with non-dilutive financing rather than equity. Offerings include working capital and term debt, revenue-based financing for growth-stage SaaS companies (term debt up to 33% of annual recurring revenue, minimum $0.5M, interest-only, up to three-year term), Project Scale Up for high-growth scale-ups with minimum $5M revenue, and contracted receivables financing for climate/cleantech and emerging tech firms with material contracts. It focuses on segments including climate and cleantech, fintech, paytech and emerging payments, emerging tech, creative tech and digital media, health and biotech, and agritech.
Source: firm website, verified Aug 3, 2026.
Frequently asked questions
- What stage does BNZ Growth Lending invest at?
- BNZ Growth Lending invests at the Seed, Series A, Series B, Series C, Growth stages.
- What sectors does BNZ Growth Lending focus on?
- BNZ Growth Lending focuses on Enterprise Software.
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