Zuberi
1 known investors
Ghanaian fintech offering an app that lets salaried African workers access earned salary daily plus savings tools.
Also known as Zuberi Technologies · ZuberiPay
Investors · 1
Company profile
researched Aug 2026Zuberi (also presented as Zuberi Technologies and operating the zuberipay.com site) is an Accra, Ghana-based financial technology company building a suite of tools aimed at the financial wellness of African workers. Its core product is an on-demand mobile employee benefits app that functions as an interest-free alternative to digital loans: salaried employees can access salary they have already earned on a daily basis instead of waiting until the end of the month. Company materials also reference related features and concepts including salary "streaming", earned salary access and a "Boost Loan" product.
Alongside earned-wage access, Zuberi markets a premium subscription tier that adds money-management features: Gifts (receiving donations from friends and family), Trends (user-created categories for tracking and managing expenses), Round Up (automatic accumulation of spare change from spending, illustrated in Ghana cedis), and access to exclusive events. The company positions itself as a community-oriented brand, maintaining a blog, YouTube channel, TikTok presence and a podcast about building Zuberi, and it operates a waitlist for users in countries where it has not yet launched.
Founding story
Zuberi was co-founded by Julian Owusu, who serves as Co-Founder and CEO.
Business model
Zuberi distributes a consumer mobile app tied to employment-based salary access, with a paid premium subscription tier providing additional savings and expense-management features. Sector classifications applied to the company include fintech, payments, HR and SaaS.
Premium subscriptions provide paid access to additional tools such as gifts, expense trend tracking and automated round-up savings.
Traction
The company reports a base of app users, with published user testimonials referencing regular use of the salary-access features; team size is listed as 2-10 employees. Investors listed for the company include Google and Good Soil VC, with total funding reported as $150K.
Latest developments
As of the retrieved profile, Zuberi is listed as operating from Accra and continues to promote planned launches in additional African countries.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
A small early-stage fintech in Ghana's employee-benefits and earned-wage-access segment; comparable Accra-based companies cited alongside it include One Plan and Kadi.
Technology
A mobile application providing daily earned-salary access, salary streaming, a Boost Loan facility, and automated round-up savings and expense categorization.
Go-to-market
Direct-to-consumer distribution through a mobile app, supported by community and content channels (blog, YouTube, TikTok, podcast) and a country-launch waitlist. Marketing references public sector and salaried workers as an audience.
Salaried employees in Africa, including public sector workers, seeking access to earned wages before payday and basic savings and budgeting tools.
Geography
Headquartered in Accra, Ghana, with product pricing and savings examples denominated in Ghana cedis. The company states it is expanding across Africa and collects sign-ups from prospective users in countries where it has not yet launched.
History
The company was founded in 2020 and is headquartered in Accra, Ghana. Co-founder and CEO Julian Owusu discussed building the company in a December 2022 episode of the Tech Labari podcast "What's Your Story".
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsJulian Owusu, CEO and Co-Founder of Zuberi, appeared on the Tech Labari podcast "What's Your Story", hosted by Joseph-Albert Kuuire, to discuss the company.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 8
primary sources listed
- Zuberi Technologiestryzuberi.framer.website · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Zuberi do?
- Ghanaian fintech offering an app that lets salaried African workers access earned salary daily plus savings tools.
- Who are Zuberi's investors?
- Zuberi's investors include Microtraction.