Zage
DefunctYC S21San Francisco, US · Founded 2020 · 10 employees · 2 known investors
Zage lets users make payments through bank transfers while accumulating rewards for their transactions.
Also known as Zage, Inc.
Founders & leadership· Y Combinator alumni (S21)
Zage was founded in 2020 by Arsh Shah Dilbagi, Cole Bransford, and Ryan Ozminkowski.
Investors · 2
Company profile
researched Aug 2026Zage was a fintech company based in San Francisco that enabled payments made directly from users' bank accounts ("pay by bank") while allowing users to earn rewards on those transactions. The company described its aim as making the exchange of value seamless for everyone.
Founded in 2020, Zage participated in Y Combinator's Summer 2021 batch and reached a team size of 10. It is listed as inactive.
Founding story
Zage was founded in 2020 by Arsh Shah Dilbagi, Cole Bransford (co-founder and CTO) and Ryan Ozminkowski.
Business model
Zage operated in the fintech sector, processing consumer payments funded by bank transfers rather than card rails, with a rewards component tied to transactions.
Latest developments
Zage is listed as inactive, and its founding team members are described as former founders of the company.
▸Full profile — market position, technology, geography, history
Market position
Zage was an early-stage, Y Combinator-backed fintech company operating in the consumer payments segment.
Technology
The product enabled payments to be initiated directly from users' bank accounts and accrued rewards on those payments.
Geography
Headquartered in San Francisco, United States.
History
The company was founded in 2020 and took part in the Y Combinator Summer 2021 accelerator batch, operating out of San Francisco with a team of about 10 people. It is currently listed as inactive; its founders have since moved on, with Arsh Shah Dilbagi noted as a founder of adaline.ai.
Compiled by commissioned research from 3 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsZage was part of Y Combinator's Summer 2021 batch.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 3
primary sources listed
- Honest Reviews for Zage (tryzage.com) | Customer Supportjoinchargeback.com · web
3 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Zage do?
- Zage was a San Francisco fintech offering pay-by-bank payments with rewards for consumers and merchants.
- Who founded Zage?
- Zage was founded by Arsh Shah Dilbagi, Cole Bransford, Ryan Ozminkowski in 2020.
- Who are Zage's investors?
- Zage's investors include MPG Fund, Y Combinator.
- Where is Zage headquartered?
- Zage is headquartered in San Francisco, US.