Velotax was founded by Victor Savioli, Eduardo Esmanhotto in 2020.

Who are Velotax's investors?

Velotax's investors include PICUS CAPITAL, QED Investors, Clocktower Ventures, Valor Capital Group.

How much funding has Velotax raised?

Velotax has disclosed $23M raised across 1 of its 2 known rounds.

Where is Velotax headquartered?

Velotax is headquartered in São Paulo, BR.

Velotax

São Paulo, BR · Founded 2020 · 79 employees on LinkedIn · 4 known investors

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Velotax is a Brazilian digital credit company offering unsecured personal loans and advances on income tax (IRPF) refunds, delivered fully online via app and website with Pix payment within 30 minutes of approval. It serves individual Brazilian consumers, including those with credit restrictions, and operates as a banking correspondent.

Consumer Fintech

Founders & leadership

Velotax was founded in 2020 by Victor Savioli and Eduardo Esmanhotto.

Victor Savioli Co-founder · CofundadorFormer J.P. Morgan banker (FGV); co-founded Velotax to simplify tax and then credit for Brazilian consumers.

Eduardo Esmanhotto Co-FounderEx-J.P. Morgan / XP; QED lists him as CEO. Co-founded Velotax with Savioli.

Investors · 4

PICUS CAPITAL✓ confirmed by VelotaxMunich · $100K – $5M

How we know: the company's own site · PICUS CAPITAL's portfolio page · latamrepublic.com · funding news · the VCSheet dataset · Not right? Tell us

QED Investors✓ confirmed by VelotaxAlexandria · $30K – $20M

How we know: the company's own site · latamrepublic.com · funding news · open dataset · 5k.vc investor directory · Not right? Tell us

Clocktower Ventureslisted by Clocktower VenturesSanta Monica · $100K – $20M

How we know: Clocktower Ventures's portfolio page · the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us

Valor Capital Grouplisted by Valor Capital GroupNew York · $100K – $5M

How we know: Valor Capital Group's portfolio page · latamrepublic.com · the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us

Funding

SEC filings, press & company announcements

$23M disclosed across 1 of 2 rounds · 2025

Undisclosed amountSeries ANov 2025
Picus Capital (lead), QED Investors (lead), Valor Capital (lead)
Source ↗
$23MSeries AOct 2025 · 2 sources
Source ↗

Source: company announcements and press reports — follow each round's link for the claim.

Frequently asked questions

What does Velotax do?: Velotax is a Brazilian digital credit company offering unsecured personal loans and advances on income tax (IRPF) refunds, delivered fully online via app and website with Pix payment within 30 minutes of approval. It serves individual Brazilian consumers, including those with credit restrictions, and operates as a banking correspondent.
Who founded Velotax?: Velotax was founded by Victor Savioli, Eduardo Esmanhotto in 2020.
Who are Velotax's investors?: Velotax's investors include PICUS CAPITAL, QED Investors, Clocktower Ventures, Valor Capital Group.
How much funding has Velotax raised?: Velotax has disclosed $23M raised across 1 of its 2 known rounds.
Where is Velotax headquartered?: Velotax is headquartered in São Paulo, BR.