株式会社モニクル
Tokyo, JP · 2 known investors
Monicle Group is a Japanese company that develops financial services combining technology and human support to address money-related challenges for consumers. It also operates Monicle Research, a think tank focused on finance, investment, and AI.
Also known as Monicle · Monicle Group · モニクルグループ
Founders & leadership
Investors · 2
Company profile
researched Aug 2026株式会社モニクル (Monicle) is a Tokyo-based company that leads the Monicle Group, which develops and operates financial service platform businesses aimed at making financial services broadly accessible. The group positions its approach as combining technology with human support to address consumers' money-related concerns across their life cycle.
The group operates through subsidiaries with distinct roles. モニクルリサーチ (Monicle Research) operates the consumer media property LIMO, and in July 2026 launched LIMO＆ファイナンス, a financial and economic news site featuring content from specialists and practitioners; in August 2026 it began offering マネイロアカデミー, a financial content platform where users learn from experienced experts. モニクルフィナンシャル (Monicle Financial) operates the マネイロ (Maneiro) money advisory service and ほけんのコスパ, an insurance comparison and quotation service. The parent company also runs モニクル総研 (Monicle Research Institute), a think tank covering finance, investment and AI in Japan and overseas, which publishes analysis and policy-oriented proposals, and モニクルプラス, an owned media property covering the group's businesses, services and culture.
Business model
Monicle operates as a group holding company whose subsidiaries run consumer-facing financial services and media: financial advisory and insurance comparison services (Monicle Financial, including マネイロ and ほけんのコスパ), and financial media and content platforms (Monicle Research, including LIMO, LIMO＆ファイナンス and マネイロアカデミー).
Traction
Publicly stated figures include 19 million monthly unique users for the LIMO media site (2026-07), more than 100,000 monthly unique users for the ほけんのコスパ insurance comparison service (2025-08), and more than 100,000 subscribers for the イズミダイズム YouTube channel (2026-08). Monicle Financial also published a 6,000-person survey on retirement allowances via マネイロ in July 2026.
Latest developments
In July 2026 Monicle Research launched LIMO＆ファイナンス, a financial and economic news site. In August 2026 it began offering マネイロアカデミー, a financial content platform featuring established experts. Also in August 2026, the group's イズミダイズム YouTube channel passed 100,000 subscribers, and COO Ryosuke Izumida appeared on NIKKEI NEWS NEXT while Monicle Research Institute's Naoko Shinoda contributed to Nikkei Veritas. In June 2025 the company announced the appointment of one executive officer and a new management structure.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
Monicle Group presents itself as a creator of financial services that did not previously exist in the Japanese market, spanning advisory services, insurance comparison and financial media.
Technology
The group states that its services are built by fusing technology with human support, delivering financial services through digital platforms alongside advisory interaction.
Go-to-market
The group acquires and educates users through large-scale owned media and content channels, including the LIMO media site (reported at 19 million monthly unique users), the LIMO＆ファイナンス news site, the マネイロアカデミー content platform, the イズミダイズム YouTube channel, and seminars and events; executives and in-house analysts also appear in national media such as Nikkei outlets, SBI Securities events and PIVOT programming.
Individual consumers in Japan seeking help with money matters such as asset management, retirement allowances and insurance, reached at scale through the group's financial media properties.
Geography
Headquartered in Tokyo, Japan, with services and media aimed at the Japanese market; the group's think tank covers both domestic and overseas finance, investment and AI topics.
History
The company's site documents an expanding group of financial services and media businesses. In September 2023 Nikkei's online edition covered a Monicle fundraising. In June 2025 the company announced a new management structure, and through 2025-2026 its subsidiaries launched and scaled services including ほけんのコスパ, マネイロ, LIMO＆ファイナンス and マネイロアカデミー.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 6
launches, deals, and filingsThe YouTube channel 『イズミダイズム』, presented from the viewpoint of a former institutional investor, surpassed 100,000 subscribers.
Subsidiary モニクルリサーチ began offering マネイロアカデミー, a financial content platform where users learn from experts with established track records, starting August 2026.
モニクルリサーチ, operator of the LIMO media site (19 million monthly unique users), launched LIMO＆ファイナンス, a financial and economic news site featuring specialists and practitioners.
モニクルフィナンシャル announced the results of a survey of 6,000 people regarding retirement allowances via its マネイロ service.
株式会社モニクル announced the appointment of one executive officer and a new management structure.
The company noted that its fundraising was covered in the Nikkei Shimbun electronic edition; no amount or investors were stated.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 1
primary sources listed
- 株式会社モニクルmonicle.co.jp · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does 株式会社モニクル do?
- Japanese holding company building a financial services platform that combines technology with human advisory support.
- Who founded 株式会社モニクル?
- 株式会社モニクル was founded by Shinji Harada.
- Who are 株式会社モニクル's investors?
- 株式会社モニクル's investors include Coral Capital, Lotte Ventures Japan.
- Where is 株式会社モニクル headquartered?
- 株式会社モニクル is headquartered in Tokyo, JP.