Thought Machine
Founded 2014 · 13 known investors
Thought Machine builds the Vault platform, core banking software that lets banks build and run financial products and payment schemes. It serves banks worldwide, from Tier 1 multinationals to smaller regional banks and fintech companies.
Enterprise SoftwareFintechSaaS
Investors · 13
Lloyds Banking Group✓ verified
Air Street CapitalSt. Peter Port · $500K – $10M
BackedLondon · $500K – $5M
Cambridge Angels groupCambridge · $195K – $1.9M
Karma VenturesTallinn · $1.1M – $5.4M
Molten VenturesLondon · $2.5M – $63.5M
NycaNew York · $2M
Nyca PartnersNew York · $1M – $10M
SC VenturesSingapore
IQ CapitalreportedLondon · $1M – $40M
Morgan StanleyreportedPurchase
Playfair CapitalreportedLondon · $130K – $1.9M
TemasekreportedSingapore
Funding
SEC filings, press & company announcements$40M disclosed across 1 round · 2026
- $40MraisedJul 2026 · 2 sourcesSource ↗
Source: company announcements and press reports — follow each round's link for the claim.
Founder mafia
3 people who came through Thought Machine went on to found or lead other companies.
In the news
Frequently asked questions
- What does Thought Machine do?
- Thought Machine builds the Vault platform, core banking software that lets banks build and run financial products and payment schemes. It serves banks worldwide, from Tier 1 multinationals to smaller regional banks and fintech companies.
- Who are Thought Machine's investors?
- Thought Machine's investors include Lloyds Banking Group, Air Street Capital, Backed, Cambridge Angels group, Karma Ventures, Molten Ventures, Nyca, Nyca Partners and 5 more.
- How much funding has Thought Machine raised?
- Thought Machine has disclosed $40M raised across 1 round.




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