Tapcheck
Plano, US · Founded 2018 · Delaware corporation · 183 employees on LinkedIn · 2 known investors
Tapcheck offers earned wage access, letting employees transfer a portion of net earnings before payday via direct deposit or a Tapcheck Mastercard. It integrates natively with over 300 payroll and timekeeping systems and is free for employers to offer as an employee benefit.
Founders & leadership
Tapcheck was founded in 2018 by Kayling Gaver and Ron Gaver.
KG
Kayling GaverCo-founder
RG
Ron GaverCo-founder
AG
Alex GostomelskyExecutive
Board
JF
Investors · 2
Reported raises · per SEC filings
Form D private placements$38M disclosed across 2 rounds · 2023–2024
▶$20MraisedApr 2025 · 3 investors · Other TechnologyRule 506(b)
▶$20MraisedApr 2025 · 3 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Kayling GaverExecutive Officer, Director
- Alex GostomelskyExecutive Officer
- Jack FreemanDirector
- Ron GaverExecutive Officer, Director
- Offering amount
- $20M
- Amount sold
- $20M
- Minimum investment
- $1
- First sale
- Dec 2024
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$18MraisedApr 2023 · 4 investors · Other TechnologyRule 506(b)
▶$18MraisedApr 2023 · 4 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Alex GostomelskyExecutive Officer
- Kayling GaverExecutive Officer, Director
- Ron GaverExecutive Officer, Director
- Jack FreemanDirector
- Offering amount
- $23M
- Amount sold
- $18M
- First sale
- Apr 2023
- Incorporated
- Corporation, Delaware, 2018
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 10
by search overlap
ADP989 shared keywordsADP provides cloud-based human capital management solutions that integrate payroll, HR, talent management, time and attendance, tax, and benefits administration for businesses globally. The company serves as a comprehensive provider of HCM software and business outsourcing services with analytics and compliance expertise.
DailyPay921 shared keywordsDailyPay provides on-demand pay solutions that allow employees to access their earned wages before traditional paycheck cycles, serving employers and workers seeking greater financial flexibility. The company offers employer-integrated payroll software, worker financial wellness tools, and a fintech platform for the hourly and salaried workforce.
Paycor657 shared keywordsPaycor provides human capital management and payroll services for business leaders and frontline managers. The platform offers talent management, workforce management, benefits administration, and compliance tools.
Payactiv637 shared keywordsPayactiv provides earned wage access (EWA) offered through employers, letting workers access their earned wages before payday, along with a Visa card, bill pay, discounts, financial counseling, and budgeting and savings tools. It serves employees and employers as a financial wellness and payroll-linked benefits platform.
OnPay441 shared keywordsOnPay provides online payroll, HR, and benefits management software for small businesses, handling pay runs, tax calculations, deductions, and compliance. It integrates with accounting software, 401(k) plans, and benefits tools to keep business operations in sync.
Instant439 shared keywordsInstant offers an all-in-one pay platform providing earned wage access, digital tip payouts, and a virtual pay card, letting employees access their wages and tips before payday without fees. It is sold to employers in the US as a benefit for part-time, salaried, and gig workers, and integrates with payroll and HCM systems.
ZayZoon434 shared keywordsZayZoon provides earned wage access solutions for small and medium-sized businesses, allowing employees to access earned wages before payday to improve financial wellness. The platform targets HR teams managing SMB workforces and aims to reduce financial stress, improve employee retention, and increase performance.
Intuit®393 shared keywordsIntuit develops financial software products—including TurboTax, Credit Karma, QuickBooks, and Mailchimp—for consumers and small businesses to manage taxes, credit, accounting, and marketing. It serves approximately 100 million customers worldwide.
Earnin384 shared keywordsEarnIn provides early wage access, allowing workers to access portions of earned pay before payday. The platform serves hourly workers including teachers, nurses, fast food employees, and military personnel seeking financial flexibility and independence.
Chime371 shared keywordsChime is a US financial technology company offering fee-free checking and savings accounts, debit and credit-builder cards, early access to direct-deposited pay and no-fee overdraft cover. It is not itself a bank: deposits are held through partner banks. Founded in 2012 by Chris Britt and Ryan King, it listed on Nasdaq in June 2025 under the ticker CHYM and serves over 10 million active members.
Companies competing with Tapcheck for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Tapcheck do?
- Tapcheck offers earned wage access, letting employees transfer a portion of net earnings before payday via direct deposit or a Tapcheck Mastercard. It integrates natively with over 300 payroll and timekeeping systems and is free for employers to offer as an employee benefit.
- Who founded Tapcheck?
- Tapcheck was founded by Kayling Gaver, Ron Gaver in 2018.
- Who are Tapcheck's investors?
- Tapcheck's investors include PeakSpan Capital Partners, Victory Park Capital.
- How much funding has Tapcheck raised?
- Tapcheck has disclosed $38M raised across 2 rounds.
- Where is Tapcheck headquartered?
- Tapcheck is headquartered in Plano, US.