SAVii
Raleigh, US · Founded 2014 · 3 known investors
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SAVii partners with employers in the Philippines to provide salary-linked financial wellness benefits, including salary-deduction lending, free insurance, and financial education at no cost to the employer. A sister company of GoTyme Bank, it focuses on financial inclusion for employees in emerging markets.
Also known as New Cross Credit and Financing Gate PH, Inc. · Uploan
Founders & leadership
SAVii was founded in 2014 by Liam Grealish, Benoit Portoleau, and Javier Frassetto.
Board
Investors · 3
Reported raises · per SEC filings
Form D private placements$1.3M disclosed across 2 rounds · 2016–2017
▶$402.5KraisedDec 2017 · 13 investors · Other TechnologyRule 506(b)
- David GardnerDirector
- Michelle HarperDirector, Promoter
- Sean FitzgeraldExecutive Officer, Director
- Tim McLoughlinDirector
- Offering amount
- $589.8K
- Amount sold
- $402.5K
- First sale
- Dec 2017
- Incorporated
- Corporation, Delaware, 2014
- Federal exemptions
- 06b
▶$875.3KraisedDec 2016 · 12 investors · Other TechnologyRule 506(b)
- David GardnerDirector
- Jana BarilePromoter
- David NasonExecutive Officer
- Regina Michelle HarperExecutive Officer, Director, Promoter
- Offering amount
- $2M
- Amount sold
- $875.3K
- First sale
- Apr 2016
- Incorporated
- Corporation, Delaware, 2014
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Company profile
researched Aug 2026SAVii is a salary-linked financial services provider operating in the Philippines under the corporate entity New Cross Credit and Financing Gate PH, Inc. (SEC Registration No. CS201628816, Certificate of Authority No. 1288), with the SAVii business name registered as a trademark of Uploan Asia PTE Ltd. Its offices are at the Armstrong Corporate Center, 134 H.V. Dela Costa Street, Salcedo Village, Makati, Metro Manila.
The company distributes its products through employer partnerships. Employees of partner companies can apply for salary-linked loans with monthly interest rates from 0.5% to 3.5% and terms of 3 to 60 months, one-month salary advances at 0% interest, personal accident insurance with coverage up to 12 months at no cost to the employee, and time deposits paying 6% per annum with PDIC coverage on deposits up to PHP 500,000. Repayments are automatically deducted from salary, and the company states there are no late fees. Applications require a company ID, a government ID and two recent payslips; funds are disbursed to a bank account or e-wallet within 24 working hours of approval, and the company cites a 90% approval rate. Loans carry a service fee and a bank fee in addition to interest, with an annual percentage rate range of 6% to 24%.
Alongside credit products, SAVii runs financial wellness activities including onsite engagement activities, a "Fintelligence" program, financial literacy webinars and education blogs, and it publishes research on the Philippine workforce aimed at HR leaders. Account access has been consolidated into the SAVii mobile app, distributed via the App Store, Google Play and Huawei AppGallery.
Business model
SAVii contracts with employers, which offer its products as an employee benefit at no cost to the employer, and lends directly to those employees with repayments collected through salary deduction. Employers are supported by an employer portal for integration, management and analytics, hassle-free onboarding, a dedicated relationship manager and engagement programs.
Loan pricing consists of monthly interest of 0.5%-3.5% (annual percentage rate of 6%-24%) plus a processing/service fee and a bank fee deducted from the disbursed amount; one-month salary advances are offered at 0% interest. The company also offers time deposit savings paying 6% per annum.
Traction
The company states more than 800,000 users across over 150 partner companies, and its Google Play listing shows over 500,000 downloads and describes service to almost half a million partner employees. It reports that 92% of 14,600 employees surveyed feel more cared for by HR since gaining access to SAVii.
Latest developments
SAVii consolidated account access into its mobile app, requiring users to move from web accounts to the SAVii App on the App Store, Google Play or Huawei AppGallery, and released an Android app allowing partner employees to apply for loans, insurance or time deposits with biometric login, single sign-on and push notifications.
▸Full profile — market position, technology, go-to-market, geography, risks & controversies
Market position
SAVii operates in the Philippine employee financial wellness and salary-linked lending segment, positioning itself against banks and money lenders as an employer-sponsored alternative.
The company positions salary linkage and employer partnership as its distinguishing features: automatic salary deduction that avoids late payment penalties, fewer documentary requirements than banks or money lenders, online application, and employer-supported customer service.
Technology
A mobile-first platform comprising an employee app for Android, iOS and Huawei devices supporting loan, insurance and time deposit applications, biometric login, single sign-on and push notifications, plus an employer portal for integration, management and analysis. Credit conditions are tailored to employee profiles.
Go-to-market
Distribution is business-to-business-to-employee: SAVii signs employer partners, handles employee education and onboarding, and markets through workplace engagement activities, financial literacy programming and published workforce research, with employees prompted to ask HR about the service.
Salaried employees of partner companies in the Philippines, reached through employers - particularly HR functions at large workforce employers such as business process outsourcing and food service operators (customer references include Sitel, TaskUs, Golden Arches Development Corporation, Am-phil Group, Epicurean and FPF FCF).
Geography
Operations are focused on the Philippines, with an office in Makati, Metro Manila; the business name is associated with Uploan Asia PTE Ltd.
Risks & controversies
As a licensed financing company, SAVii is subject to Bangko Sentral ng Pilipinas and Securities and Exchange Commission rules on loan terms and interest rate caps, which it states it complies with. Its savings product is not available to all SAVii partners, and its app discloses collection and potential third-party sharing of personal and financial data.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 2
launches, deals, and filingsAll SAVii account access moved to the SAVii mobile app, available on the App Store, Google Play and Huawei AppGallery.
Partner-company employees can apply for a loan, insurance or time deposit through the Android app, which adds biometric login, single sign-on and push notifications.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 8
primary sources listed
- SAViisavii.io · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does SAVii do?
- SAVii offers Philippine employees salary-linked loans, free insurance and savings products through partnerships with their employers.
- Who founded SAVii?
- SAVii was founded by Liam Grealish, Benoit Portoleau, Javier Frassetto in 2014.
- Who are SAVii's investors?
- SAVii's investors include Aurum Venture Partners, VU Venture Partners, Yolo Investments.
- How much funding has SAVii raised?
- SAVii has disclosed $1.3M raised across 2 rounds.
- Where is SAVii headquartered?
- SAVii is headquartered in Raleigh, US.